i have a couple default payday loans and they are threatening to bring legal feat against me and garnish my wages can they really do that?
Answers: Be cautious if you decide to apply for an online lolly advance. Each state have different laws, and I'm not familiarized with the Washington rules and regulations. Maybe you can find a local payday loan department so you can get guidance before taking out the loan. http://www.howtogetcashadvance.com
Honestly, any creditor can justifiably pursue you. That generally finances that (assuming you are in defilement of your agreement, or not paying them back) they can sue you and then win a result. After winning the decision, then they can attempt to apply the sentence as a lien, levy, or even garnish your wages.
Here is a index of what assets are exempt in Washington (scroll to your state): http://www.bills.com/collection-laws/
Frankly, most payday loan companies don't legitimately pursue delinquent debtors... because it is really expensive to hire attorneys and go through the process. If you do achieve sued, or want specific advice, i'd recommend hiring an attorney who is licensed contained by your state.
Good luck. Payday loans stink.
Only if there is a court-entered pronouncement entered against you.
It is immoral for a debt collector to threaten to garnish wages within order to force you to pay envelope them. It is a violation of Section 807 and 808 of the Fair Debt Collection Practices Act - http://www.ftc.gov/bcp/edu/pubs/consumer... Meaning, you can sue the collection agency for violate the FDCPA.
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Answers: Be cautious if you decide to apply for an online lolly advance. Each state have different laws, and I'm not familiarized with the Washington rules and regulations. Maybe you can find a local payday loan department so you can get guidance before taking out the loan. http://www.howtogetcashadvance.com
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Honestly, any creditor can justifiably pursue you. That generally finances that (assuming you are in defilement of your agreement, or not paying them back) they can sue you and then win a result. After winning the decision, then they can attempt to apply the sentence as a lien, levy, or even garnish your wages.
Here is a index of what assets are exempt in Washington (scroll to your state): http://www.bills.com/collection-laws/
Frankly, most payday loan companies don't legitimately pursue delinquent debtors... because it is really expensive to hire attorneys and go through the process. If you do achieve sued, or want specific advice, i'd recommend hiring an attorney who is licensed contained by your state.
Good luck. Payday loans stink.
Only if there is a court-entered pronouncement entered against you.
It is immoral for a debt collector to threaten to garnish wages within order to force you to pay envelope them. It is a violation of Section 807 and 808 of the Fair Debt Collection Practices Act - http://www.ftc.gov/bcp/edu/pubs/consumer... Meaning, you can sue the collection agency for violate the FDCPA.
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