I wanted to charge something like $3000 or a bit more on my green amex charge card, for a purchase, which I plan to pay stale within the month in fact, but all my other cards won't do.
Can I send for amex and let them know that I'll be making a purchase so that they approve it, because what if it decline, they might think it's a fraudulent charge if it go up after a certain amount or doesn`t matter what?
Thanks!
Answers: Amex is very customer friendly. They will verbs up your charge history and "credit limit" to determine the risk on the charge. If the $3,000 is out of character base upon your history, you will get a phone up or the merchant will be asked to call surrounded by to verify you as the cardholder. They may or may not approve the charge. Contrary to what others may say, even though AMEX is not a true credit card (blue and other products excepted) and you surrounded by theory could charge up as much as you can payment the next month, they still will do a risk evaluation.
Bottom file, call the 800 number and update them that you are about to gross this purchase and wanted to endow with them a heads up on the transaction. If you haven't remunerated your bill late according to the jargon of your agreement, you shouldn't have a problem.
Besides, in a minute you will have a investigational charge amount history and even more points accrued on your Rewards Points article!
Good Luck
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Can I send for amex and let them know that I'll be making a purchase so that they approve it, because what if it decline, they might think it's a fraudulent charge if it go up after a certain amount or doesn`t matter what?
Thanks!
Answers: Amex is very customer friendly. They will verbs up your charge history and "credit limit" to determine the risk on the charge. If the $3,000 is out of character base upon your history, you will get a phone up or the merchant will be asked to call surrounded by to verify you as the cardholder. They may or may not approve the charge. Contrary to what others may say, even though AMEX is not a true credit card (blue and other products excepted) and you surrounded by theory could charge up as much as you can payment the next month, they still will do a risk evaluation.
Bottom file, call the 800 number and update them that you are about to gross this purchase and wanted to endow with them a heads up on the transaction. If you haven't remunerated your bill late according to the jargon of your agreement, you shouldn't have a problem.
Besides, in a minute you will have a investigational charge amount history and even more points accrued on your Rewards Points article!
Good Luck
Resolved Questions: