A family appendage accidently applied for an accout by scoring my name stale the pre-printed application and writing theirs in but it come through as my name and they never cancelled the reason. They had problems paying for the outstanding items but after 4 months of slowly payments it finally was cleared.
i informed the company but they said they can not do anything despite have proof it is not mine.
i got my credit report today and its splashed it as bad credit against my given name. :(
Can anyone tell me if nearby is a way that i can clear this desperate credit off my dub?
Answers: You can try to dispute the item with the credit bureau but I suspect that you won't hold much luck.
Every preapproved credit card application I have ever received, highly clearly says it is not transferrable. It be not smart to allow the relative to attempt to scratch rotten you name and apply. When the card arrived surrounded by your name, the relative should not own activated the card and used it.
The credit card company probably will not attitude this as ID theft. You can push the issue beside them but you will have to database a police report and your relative could get into serious trouble.
Hopefully, you own made sure this account is completely closed. This may be a rock-hard lesson but you have to protect your information and never allow someone to use your credit again.
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i informed the company but they said they can not do anything despite have proof it is not mine.
i got my credit report today and its splashed it as bad credit against my given name. :(
Can anyone tell me if nearby is a way that i can clear this desperate credit off my dub?
What quality of info does the credit card company ask for when disputing a purchase?
Answers: You can try to dispute the item with the credit bureau but I suspect that you won't hold much luck.
Every preapproved credit card application I have ever received, highly clearly says it is not transferrable. It be not smart to allow the relative to attempt to scratch rotten you name and apply. When the card arrived surrounded by your name, the relative should not own activated the card and used it.
The credit card company probably will not attitude this as ID theft. You can push the issue beside them but you will have to database a police report and your relative could get into serious trouble.
Hopefully, you own made sure this account is completely closed. This may be a rock-hard lesson but you have to protect your information and never allow someone to use your credit again.
Resolved Questions: