Can your credit shift discouraging if you miss a settlement but you used a visa GIFT card instead of a tangible credit card?

Can your credit go discouraging if you miss a payment but you used a visa GIFT card instead of a existing credit card?

I know a visa gift card doesnt own a owner name or address on and its annonymous and can be used by anyone, so will this hang on to my credit score from dropping even though i missed a fee

Do you enjoy any issues near your Macy's Card? They lowered my credit available short giving a motivation. I will

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Answers:   I think a visa offering card isn't like a credit card. Don't you enjoy to add money formerly you can use it?

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