Answers: I think what you connote is that since your Chapter 13 has be discharged, you feel that the information that be on the Chapter 13, shouldn't be on your credit bureau report, this is not true. Although it has be discharged this has nil to do with the old/previous information to be precise on your report. This information, like any other refusal information will stay on your report for (10) BK's, (7) negative information, (2) Inquiries. You can find a credit repair agency to delete this info off eventually, but save for that it will reflect your BK as individual discharged, with respectively and every account that be in the BK mortal paid rotten. So, just because this be discharged/resolved the infor still remains until either it falls sour after the statute of limitation or you dispute it bad.
Have you ever gotten out of debt? How did you do it?
If they were debts that be discharged with the ruin, send a CERTIFIED LETTER to the credit bureau describing them that if they do not remove the debts, you will sue as they are violating the Fair Credit Reporting Act. (Look it up) Try a credit counseling agency or the attorney who help you file for Ch13.
What can culture do beside your credit card information?
You should dispute those through the credits bureaus. You can do it online, turn to annualcreditreport.com to view your crdit report from adjectives 3 bereaus and from there you can dispute them I would name your attorney and see what you can do. I'm not sure why they would do this? Good Luck!
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