I am 22,recieved Social Security Survior benefits [at age 15] once my father died.I have lifelong robustness conditions also.Once I reached developed age the benefits stopped and I applied for disability which is a long process and I am still waiting for approval.
During the last 3 years I hold lived mostly on credit cards and borrowing from family to fashion the minnimum payments.That is no longer an option as of final month so I can pay nil on my credit card bills.I have written respectively creditor explaining the situation and explained I have file for disability and that I have no income and no course to pay at adjectives now.This be daily living and medical expenses.
I consulted officially recognized aid and was told in attendance was nil to get and no rush to directory bankruptcy as I enjoy no assets.The calls start the second day I be late.Phone is disconnected due to nonpayment too.My grill is..
Do I need to give the brush-off contact or is there other information I inevitability to send?How long can I skulk to file and not find sued?
Answers: I too am in the process of file bankruptcy. We merely began the process within February. My first missed payment be 3 years ago. I was sent to collection 2.5 years ago. I've never be sued by anyone. All my bills have be sent to collections. I receive bills from collection agencies daily. I basically file them away. There isn't anything we can do almost them. I wouldn't bother contacting them. If you can't pay, you can't money. You'll get sent to collections. Then, you can directory bankruptcy. I do not bring phone calls anymore because I've changed my number numerous times and very soon is unlisted.
Once you file for ruin, any judgments that be filed against you will be stopped.
If they folder judgments, they can not garnishing your Social Security. I suspect you do not own a home, so they can't touch that.
In other words, if they want to sue you let them. The lone damage they can do is to your credit rating. And if you record bankruptcy that's going to pretty much verbs that anyway for a few years.
do what your legal aid said...sit fund and wait. I several cases, unless the amount you owe is huge, they won't bother to sue you. They are content to just verbs your credit.
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During the last 3 years I hold lived mostly on credit cards and borrowing from family to fashion the minnimum payments.That is no longer an option as of final month so I can pay nil on my credit card bills.I have written respectively creditor explaining the situation and explained I have file for disability and that I have no income and no course to pay at adjectives now.This be daily living and medical expenses.
I consulted officially recognized aid and was told in attendance was nil to get and no rush to directory bankruptcy as I enjoy no assets.The calls start the second day I be late.Phone is disconnected due to nonpayment too.My grill is..
Do I need to give the brush-off contact or is there other information I inevitability to send?How long can I skulk to file and not find sued?
Answers: I too am in the process of file bankruptcy. We merely began the process within February. My first missed payment be 3 years ago. I was sent to collection 2.5 years ago. I've never be sued by anyone. All my bills have be sent to collections. I receive bills from collection agencies daily. I basically file them away. There isn't anything we can do almost them. I wouldn't bother contacting them. If you can't pay, you can't money. You'll get sent to collections. Then, you can directory bankruptcy. I do not bring phone calls anymore because I've changed my number numerous times and very soon is unlisted.
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Once you file for ruin, any judgments that be filed against you will be stopped.
If they folder judgments, they can not garnishing your Social Security. I suspect you do not own a home, so they can't touch that.
In other words, if they want to sue you let them. The lone damage they can do is to your credit rating. And if you record bankruptcy that's going to pretty much verbs that anyway for a few years.
do what your legal aid said...sit fund and wait. I several cases, unless the amount you owe is huge, they won't bother to sue you. They are content to just verbs your credit.
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