early today i get a phone call from a "directive office". asking for my name. i said yes thats me. 1st crazy piece is they had my mature address from 4 yrs ago and my old situation from 4 yrs ago. they told me i owed money to the u.s national bank.? not u.s.national dune of ca or ny etc etc. and they said the only track i can pay this bill is beside a debt or credit card. also i need to fax a reminder to them with two reason why i should ask them for a payment plan or a difficulty. i was put on hold and verbs. everyone i talked to have middle eastern voice. giving me names approaching " stan steward and david smith". the fax number is a 714 area code but the "office" is a 949 nouns code. they have be calling me back every hour on the hour asking for a full stipend no questions asked. i find it for a moment fishy but i need your help out. im sorry if my grammer is not up to par. Just a little shook up.
Answers: Read up on the Fair Debt Collection Practices Act and twig your rights:
Fax them the following statement:
Per the Fair Debt Collection Practices Act, I am requesting
written validation of this alleged debt and that said alleged debt is within the statute of limitations
Tell them to travel back outside and play contained by the sandbox. This is no doubt a scam. If you own caller ID humiliate them when they call.
Contact your state attorney generals bureau and give them any info you own on them (phone number, address to send payments to etc.)
Hope this answers your query.
best get the police involved absolutely you must be aware of any old bills you owe, if you aren't aware of any debt, you clearly don't owe, never give your bankcard number to any one nor your ss# or wall acct# this is a scam. if it were legit, they would dispatch any requests in writing b/c by ruling, it must be in writing (plus other law must be adhered to).
if you enjoy any questions, check out the ftc's website:
www.ftc.gov
You can other check with the Better Business Bureau to see if that company/law firm even exists.
https://www.bbb.org
Good Luck
I meditate your too cool to pay. You are the C.E.O. of Awesome town. No taxes The most key step is to check all three credit reports and see if this debt is indeed on your credit!
budge to this safe, gov't recommended site and check for any negative. You get adjectives three free one time per year. Then you have to earnings about 9.95 for respectively report after that within the year.
http://www.annualcreditreport.com
If they are on in that, then you will dispute them.
DO NOT SPEAK TO THEM AGAIN!
Anything you enunciate will be used against you.
Just hang up.
You enjoy rights as mentioned by others. DO NOT give them any more info in the region of yourself, especially a debit card number or bank numbers.
If they are not on your credit reports, consequently ignore them. Send them a give up and desist letter.
Good luck.
Credit card fraud is increasing everyday. Here are some tips to give support to protect your self from daily credit card fraud.
1. Pay attention - Every time you use your credit card, reimburse attention to your surroundings. When using your credit card make sure its given rear to you every time. Do not loose sight of your credit card.
2. Don’t hand over out your credit card - Giving your credit card number to someone is a risky thing. Make sure you know exactly who you are giving you credit card number to. When on the phone construct sure your are talking to a trust worthy company. Never administer out your credit card information on random phone call. These phone calls will ask you for your credit card number, this is a red flag.
3. Emails - Credit card raider has become a through issue on the internet. One way thief’s try and bring back your number is to send you a email asking you to call in a website. Usually these websites are set up to take your credit card number. These sites are call “phishing” websites. Sites like these can looking approaching trusted websites but be careful when getting these emails. These credit card scam affect people on the internet everyday.
Read more at:
http://www.easy-creditcard.com/credit-ca...
You enjoy the right to ask for proof of the debt. If they can not provide proof of the debt, they can not put anything on your credit.
So - tell them to messages (snail mail) not e-mail/fax you written confirmation of the debt. The amount, date it was incurred, where on earth it was incurred and the resourceful company to whom the debt is owed. If this is fraudulent, they will NOT want to mail you documents b/c they could slickly be charged with communication fraud. Fraudsters usually want to avoid using the us postal service. However, a real lawyer office will enjoy no problem mailing you documents that you can authenticate elsewhere.
You also can distribute them a cease and desist memorandum. If they violate that letter and verbs to contact you - you can sue them.
The biggest thing is this.most citizens know when they owe someone money.
Ask for the name of the attorney handling the baggage and what states his bar license is surrounded by. You can also contact the bar association within that state and confirm he is an attorney. Then look him up on a reputable site (like Martin dale Hubble's Lawyer Locator). It will have an address and phone number that you can phone call.
If you believe this is fraudulent - get adjectives the information you can on this "lawyer:" and profile a complaint with the FTC (Federal Trade Commission). You can do this through their network site.
You can pull a free copy of your credit report at www.annuelcreditreport.com. You are entitled to 1 free copy from respectively of the bureaus once a year. Pull your report and see if there is an outstanding debt on it.
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Answers: Read up on the Fair Debt Collection Practices Act and twig your rights:
Fax them the following statement:
Per the Fair Debt Collection Practices Act, I am requesting
written validation of this alleged debt and that said alleged debt is within the statute of limitations
Which demographic of empire is the most responsible for the subprime mortgage scandal?
Tell them to travel back outside and play contained by the sandbox. This is no doubt a scam. If you own caller ID humiliate them when they call.
Contact your state attorney generals bureau and give them any info you own on them (phone number, address to send payments to etc.)
Hope this answers your query.
Every month I am billed $4.95. Why?
best get the police involved absolutely you must be aware of any old bills you owe, if you aren't aware of any debt, you clearly don't owe, never give your bankcard number to any one nor your ss# or wall acct# this is a scam. if it were legit, they would dispatch any requests in writing b/c by ruling, it must be in writing (plus other law must be adhered to).
if you enjoy any questions, check out the ftc's website:
www.ftc.gov
You can other check with the Better Business Bureau to see if that company/law firm even exists.
https://www.bbb.org
Good Luck
Whats the well fargo check card lolly fund selection?
I meditate your too cool to pay. You are the C.E.O. of Awesome town. No taxes The most key step is to check all three credit reports and see if this debt is indeed on your credit!
budge to this safe, gov't recommended site and check for any negative. You get adjectives three free one time per year. Then you have to earnings about 9.95 for respectively report after that within the year.
http://www.annualcreditreport.com
If they are on in that, then you will dispute them.
DO NOT SPEAK TO THEM AGAIN!
Anything you enunciate will be used against you.
Just hang up.
You enjoy rights as mentioned by others. DO NOT give them any more info in the region of yourself, especially a debit card number or bank numbers.
If they are not on your credit reports, consequently ignore them. Send them a give up and desist letter.
Good luck.
Credit card fraud is increasing everyday. Here are some tips to give support to protect your self from daily credit card fraud.
1. Pay attention - Every time you use your credit card, reimburse attention to your surroundings. When using your credit card make sure its given rear to you every time. Do not loose sight of your credit card.
2. Don’t hand over out your credit card - Giving your credit card number to someone is a risky thing. Make sure you know exactly who you are giving you credit card number to. When on the phone construct sure your are talking to a trust worthy company. Never administer out your credit card information on random phone call. These phone calls will ask you for your credit card number, this is a red flag.
3. Emails - Credit card raider has become a through issue on the internet. One way thief’s try and bring back your number is to send you a email asking you to call in a website. Usually these websites are set up to take your credit card number. These sites are call “phishing” websites. Sites like these can looking approaching trusted websites but be careful when getting these emails. These credit card scam affect people on the internet everyday.
Read more at:
http://www.easy-creditcard.com/credit-ca...
If you achieve a SSI check can you work a full time errand and not loose your SSI?
You enjoy the right to ask for proof of the debt. If they can not provide proof of the debt, they can not put anything on your credit.
So - tell them to messages (snail mail) not e-mail/fax you written confirmation of the debt. The amount, date it was incurred, where on earth it was incurred and the resourceful company to whom the debt is owed. If this is fraudulent, they will NOT want to mail you documents b/c they could slickly be charged with communication fraud. Fraudsters usually want to avoid using the us postal service. However, a real lawyer office will enjoy no problem mailing you documents that you can authenticate elsewhere.
You also can distribute them a cease and desist memorandum. If they violate that letter and verbs to contact you - you can sue them.
The biggest thing is this.most citizens know when they owe someone money.
Ask for the name of the attorney handling the baggage and what states his bar license is surrounded by. You can also contact the bar association within that state and confirm he is an attorney. Then look him up on a reputable site (like Martin dale Hubble's Lawyer Locator). It will have an address and phone number that you can phone call.
If you believe this is fraudulent - get adjectives the information you can on this "lawyer:" and profile a complaint with the FTC (Federal Trade Commission). You can do this through their network site.
You can pull a free copy of your credit report at www.annuelcreditreport.com. You are entitled to 1 free copy from respectively of the bureaus once a year. Pull your report and see if there is an outstanding debt on it.
Resolved Questions: