I put my old MBNA card within dispute because of the extreme rise in the interest rate. Bank of America took over the company contained by 2006, and I continued to pay more than the monthly minimum, but final June I noticed the interest rate be over 30%. Using all officially recognized tactics, I disputed the entire harmonize, and asked BOA for some documentation. They have but to respond, except for adding distrustful remarks to my credit report. Now, FIA card services is bugging me, and truthfully, harrassing me with frequent phone calls near unidentified numbers. Is FIA a piece of Bank of America or MBNA with whom I originally signed the agreement beside? Can they continue to harrass me similar to this legally?
Answers: You do not find a choice of who to do business with. You agreed, when you open the account to do business beside "MBNA or successors". Successors means anybody they sold the report to, You agreed.
You disputed the entire balance. This is not a :legitimate tactic". If you really used the card, then you know the charges are lawful. What you did is called "file frivolous disputes" and will make your situation worse.
FIA appears to be a servicing subsidiary of BoA
Credit card companies can lift rates as much as they want to for any reason or not at adjectives. that is division of the card agreement. If you kept using the card after the BOA buyout then you implicity agreed to that. I don;t know what FIA is
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Answers: You do not find a choice of who to do business with. You agreed, when you open the account to do business beside "MBNA or successors". Successors means anybody they sold the report to, You agreed.
You disputed the entire balance. This is not a :legitimate tactic". If you really used the card, then you know the charges are lawful. What you did is called "file frivolous disputes" and will make your situation worse.
FIA appears to be a servicing subsidiary of BoA
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Credit card companies can lift rates as much as they want to for any reason or not at adjectives. that is division of the card agreement. If you kept using the card after the BOA buyout then you implicity agreed to that. I don;t know what FIA is
Resolved Questions: