Answers: Yes. anything you do with credit affects your mark. Even having a company check your credit lowers your evaluation. Closing an account is not a astute thing to do near good established lines of credit unless you hold a lot of them spread out.
probably. even though you did not use the card, by opening it and after canceling it ; there is a probablity that it will affect your win. Probably but not by that much, for more information on maintaining your credit read this article http://www.monitorbankrates.com/how-to-b...
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