Answers: You are subject to the cancellation policy of the airline that you agreed to when you bough the tickets. If the airline charge you correctly, according to what you agreed to pay envelope, then, no, the hill can't take the charge stale your bill.
Do bank look at credit reports or in recent times the credit mark?
as far as i know, they only terminate fraudulent charges. the airline may be able to issue a ticket for another flight but this is usually for a tax unless u purchased the cancellation insurance.
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