Credit Questions and Answers

Can credit card company sued.?

Question:

Answers:
If you owe a credit card company money, they CAN and WILL sue you to recover their losses. There are horror stories of inhabitants losing homes and automobiles because a family contestant charged too much on credit cards that couldn't be paid for.


i want to find free credit reports the annual?

Question:

Answers:
Only one website is authorized to fill advice for the free annual credit report you are entitled to under FACTA tenet – annualcreditreport.com. Note that should you find errors on that report and choose to dispute with the credit reporting agency that the agency gain 15 days to complete it's investigations into your dispute

Other Answers:
https://www.annualcreditreport.com/cra/index.jsp" title="https://www.annualcreditreport.com/cra/index.jsp">https://www.annualcreditreport.com/cra/i...


have anyone hear of oxford firm?

Question:

Answers:
oxford... like a university?
firm- close to maybe directive?
i'm not sure

Other Answers:
no sorry
Yes, we just discovered an Oxford collection by revuing our credit report


i in safe hands site a credit card encryption company?

Question:

Answers:
It appears that the question time of year has expired. If you enjoy received an answer that meets your requests, please choose one of those as a 'best answer.' If you haven't received a good answer for your give somebody the third degree, you may want to consider the following,

1) Re-post your question. Newer question get more hobby on RunEye.com than old ones.
2) If you do re-post your quiz, consider why it wasn't answered the first time. Could it be more specific? Could it be worded better? Were there grammatical or spelling errors? Was it surrounded by the best category?

If it doesn't seem potential that re-posting your question will oblige you, then here's a list of my favorite 'answer sites'. Maybe one of them will help you.

Answers.com http://www.answers.com/
Bartleby http://www.bartleby.com/
Yahoo Reference http://education.yahoo.com/reference/
HowStuffWorks http://www.howstuffworks.com/
Wikipedia http://en.wikipedia.org/wiki/Main_Page

Since I really haven't answered your quiz, it is not necessary to afford me any points. Regards.

Other Answers:
Use ENGLISH please.


Prepaid credit card expiration date, what happen?

Question:I got a prepaid "credit" card. I'm trying to build my credit so I thought I would vacate some money on it for a couple of years, but It expires in one year, If it expires near money on it do I loose that money? And does this method even help build my credit?

Answers:
Use it - Don't lose it.

by very soon - you may have proved that you can receive a card on your own. I don't recomend the "pre-paid" ones at all.

REally what it is - is they are borrowing YOUR money while you aren't using it. regard as about it... if in that were 1000 family who got $100 cards - that's $10,000 of money this company purely borrowed INTEREST FREE from YOU and the others.

Get a secured card - this is a better choice. It works similarly as the pre-paid one. but it's MUCH BETTER. what it is, is this... You open a reserves account next to the card company - then put your money - say-so $300 into it. They then provide you a credit card (a real one) This card have no balance on it. you use it similar to a regular card and pay past its sell-by date the balance when the bill comes within the mail. In the plan time you are building your credit by showing that you can handle paying the bill when it comes and you are getting interest on your deposit i.e. in the hoard account beside that card company. This is a much better way.

The solely reason they hold that $300 on deposit is that if for some reason you rack up your card to the limitation - and then skip town - they hold that money to cover it. But after a couple years you are usually free to either verbs your secured card onto a regular card - to get your $300 deposit final. or you can cancel the card and close out the commentary. (I recomend you keeping it open if you can - this is your credit history so if you close the narrative - you are closing your history)

Open accounts that date back years and years an decades are what serve your credit score to grow.

Good luck :)

Other Answers:
yes u loose the money, u lose the number. buy some credit from time to time and the authority will be extended.
call the card com. and ask them, my prepay sent me a up to date card.....


1$=how lots rupees?

Question:

Answers:
Well, you must try to search on net, this is a wrong place to ask this question anyway, Which dollar are you refering??
and which country's rupees are you conversation about?

AS i assume you are refering to
US$ TO Indian rupees, its US $1= 45.30(approx)
1 US $= 104 srilankan rupees
1 US $= 61 pakistani rupees

Other Answers:
deliberate 100
Currently 44.15 Rupees to the dollar
Source(s):
http://finance.yahoo.com/currency/convert?amt=1&from=USD&to=INR
1 US Dollar = 102.201 Sri Lanka Rupee
1 Sri Lanka Rupee (LKR) = 0.009785 US Dollar (USD)
Source(s):
http://www.oanda.com/converter/classic?lang=en&value=1&date_fmt=jp&exch=USD&exch2=&expr=LKR
1 USD = 44.1250 INR

You can go to the following website for the day by day rate and conversions:
Source(s):
http://www.xe.com/ucc
As at 10:00 am, IST [Indian Standard Time], today, US $ 1.00 has an prescribed [as per the Reserve Bank of India's ratings] exchange value of Indian Rs 45.30 singular.
44.2 rupees = $1

on the current market.
Source(s):
www.bloomberg.com
1 us = 44.4 Indian Rupees.
Source(s):
I work for airline contained by the department that deals near foreign currency tickets.
44 rupees about is $1
Source(s):
India


How much can a movie store charge for unpaid fees?

Question:Once a movie is so late, don't they a moment ago charge for the cost of the movie?

Answers:
It appears that the question length has expired. If you hold received an answer that meets your desires, please choose one of those as a 'best answer.' If you haven't received a good answer for your sound out, you may want to consider the following,

1) Re-post your question. Newer question get more stir on RunEye.com than old ones.
2) If you do re-post your query, consider why it wasn't answered the first time. Could it be more specific? Could it be worded better? Were there grammatical or spelling errors? Was it within the best category?

If it doesn't seem credible that re-posting your question will give support to you, then here's a index of my favorite 'answer sites'. Maybe one of them will help you.

Answers.com http://www.answers.com/
Bartleby http://www.bartleby.com/
Yahoo Reference http://education.yahoo.com/reference/
HowStuffWorks http://www.howstuffworks.com/
Wikipedia http://en.wikipedia.org/wiki/Main_Page

Since I really haven't answered your sound out, it is not necessary to donate me any points. Regards.

Other Answers:
5.00$ cha ching


what happen when a credit card company take you to court locally?

Question:we're dealing with a company to minister to us pay our debts stale by negotiating a lower settlement cost for us, but first we have need of to have a indisputable percentage of our total debt saved up. that'll be awhile and meanwhile, this is occurring. anyone else been there-done that who can insist on me on what happens immediately?

Answers:
I would consult an attorney about it.

If you can't do that because of money issues - gossip to the firm who is "helping" you to get out ot debt. They of adjectives should be able to hold exactly what you should do all planned out for you.

If they can't oblige you on it... I would SERIOUSLY be looking into a different company to help me surrounded by this. There are non-profit agencies out there who know everything almost this sort of thing. Good luck

Other Answers:
you should wallet a bankruptcy first earlier you deal beside the court so that you wont be liable to give anything to them, because you dont hold anymore money or assets to give.
I looked into the debt help out companies out there when i be in that boat, My impressively good investor advised me to stay away from them they can cart your money and never pay a dime on your bills, he stsated that he have alot of customers that very entry happened to, look out.


I am 21 and enjoy no credit.How can i build credit if not a soul will furnish me a credit card?

Question:i've had a checking report for 4 years now. and i maintain trying to get a credit card to build some credit but i other get rejected. what can i do>?

Answers:
Try the mound where you hold a checking account they will probably make available you a credit card. You have to start out small next to like a 200 or 500 dollar constraint.

Other Answers:
Many banks submit secured credit cards which are extremely easy to obtain approved for. The difference between these cards and "real" credit cards is that you need to put up collateral (a small sum, usually a minimum of 200 dollars) so that if you failure to pay the bank doesn't lose out. Your credit closing date will be equal to the amount you put down (in a savings explanation, in the bank) and this deposit is returned to you when you quash your card. It's all fairly easy.

Most of these bank still report your credit transactions as "real" credit card transactions, so you can build credit.

Check out these options: http://www.bankrate.com/brm/rate/cc_rate...
simple, GET ONE
Ok first rescue about 500 dollars. Put within the back you are within the savings. Ask the support to bower 500 use you saving as collateral. They should own no problem. Don’t spend this money pay it wager on in month couple money at time. You also take that 500 begin saving contained by other bank do something nearby.
You can build your credit by apply a credit card from a stores where you love to shop. Some department store make a contribution you $50 dollars or even $100 dollars certificate when you apply next to them. It is a good deal for someone who of late want to start build their credit.
get a secured credit card. everyone qualify for those because you put down cash as collateral.
Since you don't hold any credit established you are probably going to have to start beside a secured card. Try Bank of America's 99/500. You secure the card next to $99 and they give you a 500 credit time limit.Take care of it. Pay it in good time. Keep your utilization below 30% and let it age. You might also try orchard hill. It is a good starter card. Once you hold a couple positive tradelines and some ageing (and if your not opted out) you should get going to receive "preapproved" offers. Be sure to retribution attention to the terms. I would stay away from any of the builder cards that own monthly fees or super high annual fees, and catalog cards that promise to report and confer you outrageous credit limit. Good luck
stir to a high price card, my 1st one asked for 89 dollars up front and after when i got my card it have a 500 dollar limit but the annaul duty was 89 dollars, preserve that for a couple of years then try for a wealth one or household or orchard bank cards, next close the high price card...thats how i get started.


Can an eviction hurt when buying a home?

Question:

Answers:
Yes - As long as it is reported.

Chances are, if your landlord be just a small "mom & pop" similar to a house owner who rents out a section of their house, that you are fine. Small landlords largely don't do this. Unless you REALLY burned them - they may go out of their mode to file this to gross sure you pay the price ;)

Good luck - get hold of back on track - what ever you did to carry you evicted - Please don't do it with your brand new home - it will not be a good perception. Losing a home is far worse than being evicted.

Other Answers:
An eviction from a Appartment. Check you credit see if on you report.

https://www.annualcreditreport.com/cra/index.jsp" title="https://www.annualcreditreport.com/cra/index.jsp">https://www.annualcreditreport.com/cra/i... is free.
Source(s):
www.equifax.com
https://www.annualcreditreport.com/cra/index.jsp" title="https://www.annualcreditreport.com/cra/index.jsp">https://www.annualcreditreport.com/cra/i...
Yes


if you die beside mass debt and nobody is alive surrounded by your household, who pays for it?

Question:remember, you have no trace of relatives and you are over 1,000,000 dollers in debt.

Answers:
The bills shift to your estate (selling your house and belongings to get money) and will be rewarded from that til there is no more money, after no one pays the bills.

Other Answers:
I believe that everything that you own is reprocessed and sold by the state and they will receive the money
the expression is you can't draw blood from a stone.

the creditors are out of luck on that scenario.


annualcreditreport free?

Question:

Answers:
hotwire199 gave you the correct address. According to the FTC simply one website is authorized to fill instructions for the free annual credit report you are entitled to under directive – annualcreditreport.com. Please be aware that if you should find errors on your reports and choose to dispute them from your free report under FACTA that the credit reporting agencies are allowed an added 15 days to respond to your dispute so instead of 30 days they will have 45.

Other Answers:
Experion & Transunion are two focal credit reporting agencies. Yes, you are entitled to one free credit report a year. Contact either of these agencies and request yours. Be punctilious of sites like "free credit report.com" because a duty is assessed for using their service.
Source(s):
Banker for 15 years
I have used the site allied below before and hold received FREE credit reports from all three bureaus. I did not own to agree to any programs or monthly monitoring...or anything.
Source(s):
https://www.annualcreditreport.com/cra/index.jsp" title="https://www.annualcreditreport.com/cra/index.jsp">https://www.annualcreditreport.com/cra/i...


Bank details query nearly chex systems?

Question:If you open a untried bank article at one bank and continue it for a few months, and your old guard closes the account you hold with them and list you with Chex systems, can your fresh bank close your fresh account?

Answers:
I don't deduce so...but you will have trouble introductory one the next time.

Other Answers:
Try this site my sustain you with the problem.
Source(s):
http://experts.in the region of.com/q/Using-Banks-Bank-1085/Chex-systems-issues.htm


what is a impossible credit?

Question:i know someone that went to a hospital and get a big bill .. and he decided that he wouldnt foot it...he says it will be unpromising credit..what is that really..and can health exactness have desperate credit?

Answers:
bad mcredit is not paying your bills and not paying them on the dot,its not the health attention to detail that gives you desperate credit its the individual thats not paying for what he recieved from the hosp. or anything for that matter , its close to stealing , and not having any credit is almost as doomed to failure, your not giving yourself any commitment in duration and your walking away from respondsibilities,go to a guard and start a personal loan of 200, dollars pay it stern beforethe due date and you have established some credit, it's so graceful, and never go final on your word, to any person.

Other Answers:
Bad credit results from ANY unpaid or behind time bill that is reported to credit agencies. It stays here for seven years, making it much harder to get loans, crdit cards or mortgages; and they are more expensive near bad credit histories becuse the borrower is superior risk.

When you have bills (you owe people/companies money) you own to pay them rear....if not your credit gain will go down. That could come rear to haunt you when trying to buy a hot car or a unmarked house. It is the unpaid portion of the hospital bill that does not get rewarded monthly or in full and will emulate on their credit bureau by the hospital. The credit bureaus are what companies use to report and make loan finding about homes, cars, credit cards, etc.


Anything below 600 is doomed to failure, 650 is okay, 690 your good..anything over 720 you be rock'n.
Excellent credit is 760 over above


Medical bills appear as collections on your credit report if nearby are not paid. They are probably the most adjectives collection next to liquidation. If your friend continues to establish credit with mound cards, installment account approaching a car or student loan, they can serve offset the medical debt contained by the LONG run. I suggest that if in the adjectives the friend decides to verbs up the credit, that the medical account be the end settled and do not contact the agent unless they have the money to spend. Otherwise, the accounts become reactivated newly as the had freshly happened and can really hurt your score. any debt that doesn't get salaried can get reported to a collection agency, this will show up when someone runs a credit check on you, the best bearing to solve the problem with hospital bills, is merely to pay as much as you can, at lowest once a month, some of them will let you acquire by with at most minuscule 5 dollars, as long as you pay something.


Have a look here.
Source(s):
http://www.debt.jims-info.com/




can a loan company acquire a judgement against me and trimmings my dune commentary?

Question:this company had insurance on me after canceled it now i am disabled and they want me to pay packet them back.i offered to reward a monthly payment and they said it be not enough. so they are going to grasp a judgement on me can they garnish my sandbank account also.i live surrounded by north carolina

Answers:
If it was contained by your contract, they can. They do have to follow UCC Codes. They enjoy to get the judgement and a court command allowing them to garnish wages and/or dune accounts. If the account is surrounded by a joint signature, say you and your parent or spouse after it is more difficult to get an instruct to have it garnishment.

Good luck,

Do a search out on UCC Codes and if all else fail and you are in serious finacial trouble you may opt for file bankruptcy.


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