Find the probability that contained by a loved ones of 4 children here will be:?
Question:
(a) at least 1 boy
(b) at smallest 1 boy and 1 girl
Assume that the probability of a male birth is 50 %
Answer:
Dear jay r,
Think of it this instrument. The probability of all boys is
1/2 x 1/2 x 1/2 x 1/2 = 1/16.
Similarly, the probability of adjectives girls is 1/16.
(a) The probability of at least 1 boy is matching as the probability that the family did not hold all girls, so it is
1 - P(all girls) = 1 - 1/16 = 15/16.
(b) The probability of at smallest 1 boy and 1 girl is the same as the probability that the house did not have children adjectives of the same sex. In other words, the children are not adjectives boys and not all girls, so you return with this probability easily as
1 - [P(all boys) + P(all girls)] = 1 - [1/16 + 1/16] = 1 - 1/8 = 7/8.
P. S. You should consider posting this type of examine in the reckoning or homework help category.
And this relates to credit how?
W-2 form lost?
Question:
i took my w-2 form for this year to my bank roughly a month ago to help next to applying for a loan. Now i can't find my w-2 form. What can I do? Can i submit a photocopy of my w-2 since my bank will own this on file?
Answer:
Ask your accountant if you can submit the copies. But a better route would be to contact the employer who gave you the W-2 contained by the first place. Their can always print a fresh one.
Can you e-file...then you won't want to send surrounded by anything, just use the info from the photcopy. Otherwise you will own to get a duplicate from your employer
If you are employed, your employer should be capable of provide a copy.
you can request for a copy from your employer.
see if you can e-file...i think you have to make smaller amount than 55,000 or something to do that...then you can lately type in the info.
can i put a lien on a individual house if he default on a sports car loan i cosign for and is repoed.i payed the loan?
Question:
i cosighned for a auto loan for my son he has be late alot also three months trailing.the car is going to be repoed subsequent week.i will pay the loan past its sell-by date and get the vehicle and vend it to try and recover some of my money.can i put a lien on his house for the money that i am out of pocket ?he have screwed up my credit as of now.
Answer:
You'd own to sue him (either in small claims or civil court depending on the amount). If you are successful, the court will isue a judgement surrounded by your favor. Then you can attach his home -- but seek the direction of an attorney. Also, be prepared, if not already, to never see/talk to your son again.
I'm sorry to do this but you call for to hear YOURSELF.
If your son has a home of tolerable value that you want to attach a lien to, after your SON could've used his home equity to get the coup¨¦ loan in the first place.
If you son couldn't qualify for a sports car loan on his own, then you should enjoy summarily referred him to what the poor folks call "public transportation"!
Co-signing on a motor loan is always a lose-lose proposition as you own learned. It doesn't coach your son financial responsiblity AND it puts your credit history in jeopardy should your son not clear (which is the case here).
You assumed your son's responsibility when you co-signed the details. You gave him access to credit he doesn't deserve and sheltered him from acquire a car the not easy way -- EARNING IT.through DISCIPLINED good.
Are you really shocked that your son basically defecated on you and your credit?
If you are, afterwards sue him in Small Claims court or database a civil case against him -- if you quality that it is worth it.
But honestly, this HOT MESS is more your fault than his. YOU are the fully developed here and the elder; thus, YOU should know there be a compelling reason that the auto nouns company required a co-signer for your own flesh & blood.
Not trusting their judgment and expertise be unwise.
when i be getting my car, i used this site to find quotes on a car loan. i construe it's a great site, check it out (it's free too)!
you will have to run him to small claims court and see what happens.
Credit Question?
Question:
I just only just started getting credits and I was wondering what happen if I ever get reported? I hear that people can never buy anything after that happen but can anyone give me more information ...
Answer:
you might want to call on this site ( http://www.helpgetfunded.com ) for advice and financial tips...
When you compensate or dont pay your bills you carry reported. You don't want to be reported as not paying. If you only own 1 or 2 things on your credit that are big bills some ppl over look it like for hospitals etc, If you dont repay nothing it looks worse afterwards a slow pay, so try to clear something towards the bills. If you have deeply of bills that arent getting paid later no ppl wont give you credit because you dont salary your bills, and on time.
Does anybody know the toll free number for Visa to dispute a charge? within US?
Question:
Answer:
The VISA 8OO-numer is 8OO-847-2911, however, there isn't anything they can do (although you can try if you like). You must telephone call your card issuer (Capital One, Chase, American Express, etc) and dispute it with them.
Below is a join to a page that contains all of the 800 numbers for the central credit card issuers, just find yours contained by the list and follow the instructions contained by the far right column.
Alexander is correct. Visa did not issue your card. The just licensed a financial institution to issue a card beside the Visa logo. Every card I've ever seen have a toll free number on the back of the card and most of them enjoy a web address as ably. Technically, you should submit a dispute in writing to preserve your permitted rights. Most issuers will allow you to begin the process by phone and the customer service number can bestow you the correct address to mail a dispute. This is different than the address where on earth you send payments.
Dude, they will want it within writing.
What is an wonderful passageway to start building credit from mark?
Question:
I am currently trying to start building my credit so that when I apply for a credit card, theres some credit history there that won't front to my rejection. I curently have a checking/savings accnt beside both BoA and WaMu (however, I am about to close my BoA accnt when WaMu debit card comes in). I'm not sure if i'm really up for getting credit cards from small stores, because I don't shop within too many places, so although I want to build my credit..I don't want to dissipate my money
Heres some quick facts, if it'll effect your answers: (1)Been rejected credit card apps more than a few times (2)Opened accnt w/ WaMu today, tried applying for MasterCard but be denied because of lack of credit history (3)Have a mobile phone contract beneath parent's name, however I earnings the monthly bill (4)House is parent owned/don't pay rent (5)Only enjoy a Macy's retail card (6)Not currently a Student. Any advice would be great, gratefulness!
Answer:
When your cell phone contract expires take it out of your parents term and put it in your own.
When you do finally get hold of approved for a credit card check for the lowest interest rates possible! no sense in wasting more money after you have to, right?
word of advie once you bring back a credit card and build up your credit get rid of your credit card! road too easy to acquire in debt
If you want to bring back a credit card for small purchases (building up credit) you can have someone co-sign(parents I don`t know?) then if your co-signer have a good bnackground they will mostl imagined approve you! hope i helped a short time
the easiest credit card to get is similar to a Macy's card or jcpenny, if you cant get agreed for one of those, then your credit must be 0. Even if its just 200 dollars, its credit.. go to one of those sale and when they ask you if you have a macys card, read aloud no and you would like to apply for one.
resourcefully - you have painted yourself into a corner
you want to build credit - but you don't want to return with a card from a small, local store
start small - to build big - and don't waste your money - on interest
I payment my CC off every month - I don`t know that's why I have an 820 ranking
best of luck
take out a small loan from your guard, but dont spend the money. use it to make inflated payments for just about half of the possession (ie if your payment is $100, pay cheque $150) then almost half means of access pay the entire match off.
First of adjectives you really don't need credit until you try to buy a house, if you take-home pay cash for everything after your credit score will not event, The only article you should finance should be your house and that would solely be for 15yrs. You should try to get a small credit card next to a limit os $200 if they try to incline it then you simply tell them no. You could try to gain your cell phone in your entitle and pay the bill everymonth that will relieve you start to establish a credit history then work up to the credit card. Hope this help.
Building a good credit can be done within various ways. If you are feed up of the collectors tirelessly chasing you to pay your debts or if you are disappointed at your loan application human being turned down, because of absence of credit history, you should swot up how to do build your credit. The most important entry to remember is not to buy unnecessary items. Do not convert your ‘want’ into ‘need’, as it can drag you deeper in debt. If you are looking to build credit and do not enjoy any history, set your priorities properly.
Bad Credit Building Credit
If your credit is bad, buy a DIY paraphernalia to get started. Visit the public library and read books that bring you step-by-step through the method of repairing your credit. Many libraries let you copy and print forms that you can riddle and then dispatch to your credits.
I hold Sky Blue American Express credit card, how much do they charge for out of country use?
Question:
I'm going out of the country at the end of May and I be wondering if anyone knew if American Express charges for out of the country use. I just this minute went to Asia and used my MasterCard and be charged a huge fee.
Also, does any one know if they charge if you use a debit card out of the country.
Any information would abet, thanks!
Answer:
Sky Blue – If you are tired of adjectives those rewards cards that promise you a weekend in Las Vegas, but can solitary deliver you an overnight stay in Providence, later the Sky Blue card should appeal to you. Touted by American Express as putting an end to travel reward card restrictions, Sky Blue go where no other American Express blue card have gone before it. With undeniably no black out date and no travel restrictions, the Sky Blue card allows for card holders to travel where they want, when they want. But, it even get better: 0% introductory APR and no annual fee; discounts on airline tickets, hotel stays, and sports car rentals. You even get free coverage on rental vehicle insurance and travel accident insurance beside Sky Blue. Appply online for a american express credit card at: http://www.credit-card-gallery.com/ameri...
call costumer service
Is here a site where on earth I can attain a free credit ranking?? Thanks for any comfort.?
Question:
Answer:
You can get your free credit report at annualcreditreport.com but they won't recount you your score unless you settle up for it. You just grasp to see your record for free.
I don't know what the ranking costs. I think it's something close to $7.95 but don't quote me on that.
I don't like the websites that publicize that they can get your credit report for you because when they win it, it is then sending another "inquiry" to your credit profile. I prefer to deal direct beside the three credit reporting agencies either at the annualcreditreport.com or their individual websites.
Check out www.freecreditreport.com
The best site for a free win is www.msn.com. They have a simulator for one of the big three. Of course www.myfico.com is the best site but you must payment for the report. Unfortunately, the 2003 Fair and Accurate Transaction Act (FACTA) did not mandate free credit scores so credit bureaus hold been charging for these. THe msn site is the best i own seen for free.
A upright mortgage broker or reseller may be able to assist you also by pulling a credit report and the cost would be cheaper and also the report would be more comprehensive than msn.com.
www.privacyguard.com. It's will cost you $1 for 2 months. You may dissolve after that time. There is no obligation. Their show you thorough reports from adjectives three credit bureaus.
The only Web site i.e. authorized by the Free Credit Report Program is www.annualcreditreport.com.
You can order your free annual credit report by calling 877.322.8228 or jump to www.annualcreditreport.com. The three nationwide consumer reporting companies hold set up this information for your free credit report via these means. Do not contact these state consumer reporting companies individually for your free credit report. Via the above instructions, you may order your reports from respectively of the three nationwide consumer reporting companies at indistinguishable time, or you can order your report from respectively of the companies one at a time. The law allows you to establish one free copy of your report from each of the countrywide consumer reporting companies every 12 months.
The FTC site says this resourcefully. "annualcreditreport.com and the nationwide consumer reporting companies will not dispatch you an email asking for your personal information."
Maybe you can try below website to get the information. It's just about free credit report articles for your second opinion
None of the websites programmed here give your true FICO chalk up, they are all score that are FAKE. Lenders and credit card companies only use your FICO score to determine if you are credit worthy. FICO scores are not free and to know where on earth you stand you HAVE to get adjectives 3 because every company pulls different reports and some pull adjectives 3. www.fico.com
can inquiries be disputed on credit reports thru the credit agencies?
Question:
Answer:
If you pulled your credit and saw some inquiries you didnt authorize, it is usually because companies can do a "soft" inquiry which they use to determine what kind of loan/how much to set aside you. These do not affect your credit. A "hard" inquiry is where you in actual fact apply for credit, which will affect your score.
yes
Inquiries? Why?
I used "Restore My CreditReport" to grasp my credit score difficult befor I applyed for my car. It really works ably.
The url is http://www.creditreportzone.info...
You can dispute anything on your credit report. It doesn't matter if it is legal or not. You have the right below the Fair Credit Reporting Act to dispute any information on your credit report. The credit reporting agencies have 30 days to investigate your dispute. And they will thieve up every one of those 30 days too. If they cannot validate the information surrounded by that 30 days they must remove it. So if you tell them that you did not authorize the inquiries to your report, and they cannot prove that you did authorize the inquiries, they MUST remove them.
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Is it better to hold 3 credit cards beside small precincts or 1 credit card next to an average define?
Question:
I have 3 credit cards next to limits, 800, 400, and 250? Should I preserve them?
Answer:
I would keep them adjectives. One of the things lenders look for when they are considering weather to approve someone is how many unfurl lines of credit do they have.
As long as you are not over 30% of your limitation per month on each one, you will be fine.
you can try this site ( http://www.helpgetfunded.com ) for guidance and financial tips...
I would probably keep the one or two beside the highest margins. There are many things that can affect your credit, and how much of a risk lenders would see you as. This can include number of accounts instigate, combined credit limit, combined total balance, number of inquiry's into your credit report, number of collections accounts and the value of them, etc. In standard, it probably looks better to have a smaller amount open credit card accounts and to own low balances and credit limitations. But none of your accounts has a really elevated credit limit, so perchance it doesn't matter for your credit. As long as your balance are low, you're probably fine.
Believe it or not, the way the credit scoring system works it would be better presently to have one card beside an average limit.
Yes I know it sounds crazy but that's your best alternative.
Is the "Chase Bank" giving creditcards to ILLEGAL ALIENS?
Question:
who is going to pay for the loss if they don't settle up back and skip town?
Answer:
Bank of America is allowing ancestors without I.D. or social collateral numbers to open checking/savings accounts.
The same society who pay for everyone else who doesn't rate their bills- all the other card holders. The pretext interest rates are so high is because plentiful, many individuals (legal and illegal) don't pay their credit card bills.
That's why it's prominent to pay your card past its sell-by date every month in full, that instrument you don't get stuck beside other people's bills.
No, chase isn't, Bank of America is, and Wells Fargo is planning something similar
If, as has be reported Chase and some other banks including Citi Bank, are providing credit cards to undocumented residents, I'm sure their criteria is surrounded by accordance with criteria to other applicants contained by high risk category, which includes higher interest rates and reduced credit ends. The losses will be absorbed by the Credit card issuers which already are planned for through their respective Bad Debt Reserves and Allowances for Bad Loans on their match sheet and P&L statements. The extent of those losses may result in complex interest rates, tightening of credit standards, or possibly ending the program.
SHORT permanent status loan?
Question:
I realize that it will likely not back my credit, but will it hurt my credit if I take out a loan for travel expenses that I will be reimbursed for, after pay it posterior off in a month. I do not have great credit and my credit curb on my credit card is only $300. I know that I can capture approved for a loan from some local credit agency, and that the rates are horrible, but I don't plan on long term repayments, in recent times long enough to be reimbursed for travel expenses. (That's in recent times how my company does it, I knew that when I took the work.)
Will this show negatively on my credit report? Do I have other option? (I have tried and can't return with a decent credit chain on credit cards.)
Thanks.
Answer:
You can't wait for your company to liquidate your travel claim? Wow, sorry to hear that. It is not a give somebody the third degree of if you can do it or will it affect your credit. I am not trying to poke barbs at you, but you might requirement to look at your lifestyle and credit habits. There is a justification that your credit score is low, yes? Getting a loan from a local shark isn't going to sustain any. You might be convincing yourself that you will pay it sour early (oh, the sharks charge fees for that too), but natural life will happen and you will not compensate it off as like greased lightning as you intended.
I think your prospect is to look for a new errand.
In the end, if things work out PERFECTLY (and how habitually does that happen?), consequently you won't affect your credit negatively by taking out a loan and paying it off. I urge caveat before making that choice, given the details surrounded by your question.
Best of luck
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In MD the probability that married man drives is 0.90.?
Question:
If the probability that a married man and his wife both drive is 0.85, what is the probability that his wife drives given that he drives?
Answer:
Dear jay r,
P(M) = 0.90 is the probability that a married man drives.
P(M & W) = 0.85 is the probability that a married man and his wife both drive.
P(W | M) = the unknown probability that a married man's wife drives given that he drives.
Write the equation relating these as follows:
P(M & W) = P(M) x P(W | M).
Thus,
P(W | M) = P(M & W) / P(M)
= 0.85 / 0.90
= 17/18 (or 0.94 to two decimal places).
P. S. You will be more likely to receive more responses to this type of question if posted surrounded by the mathematics or homework support categories.
Is near a opening to settle credit card debts by paying off lately pennies on the dollar?
Question:
It would take me years to income back my entire debt to these billion dollar credit card companies, which I don't be aware of at all guilty something like with adjectives the interest that they charge.
However, I want to resolve my debts in establish to improve my credit evaluation. Are there any worthy websites that offer counsel and ways to settle these debts at relatively low amounts?
Thanks in mortgage.
Answer:
Interesting that you don't feel guilty more or less not paying them back. You borrowed the money didn't you? You get the credit card and knew what the interest rate be and the terms of the card be, didn't you?
No one forced you to charge stuff did they?
You went into debt and immediately you don't want to pay it subsidise and you want someone to tell you how to screw the company out of money because they're a "billion dollar company".
How nice of you. You are chunk of the problem. When that credit card company charges off your debt, they after have to charge adjectives the rest of us higher fees and rates to craft up for the deadbeats that want to get out of paying their bills.
Pay your bills. You get yourself into this mess. To get out and lift up your credit score, you do it by paying it bad. Anything you "settle" for pennies on the dollar, stays on your record for 7 years so run ahead and settle. In seven years, you'll have a wonderful credit evaluation again.
Additional note re the soul that told you bills over 5 years old be probably past the statute of limitations. The statute of limitations starts from the date of the closing activity on the side. If there be activity on the details last month, that is to say the date the statute starts. You will also need to check your state to find out the statute surrounded by your particular state. Some are 4 years, some are 5 or 6 years. Regardless, it will stay on your report for 7 years from the date of the start of the statute of limitations.
Ironically, you would be surrounded by a better postion to negotiate a settlement if you were severly delinquent next to them. But yes, you can always tender to pay stale a reduced percentage, many credit cards will do that if they deem you a fruitless risk. In other words if you are offering them something it's better for them to take it a bit than risk losing it all should you opt to declare liquidation.
The answer to your question is yes you can settle for pennies on the dollar.
First of adjectives, you need to look at adjectives your credit card debt and other unsecured debt and divide it by age, class of debt (retail credit card, bank credit card, telecom debt, medical debt, student loan, etc.) Finally, divide the debt by who owns it? Was the debt sold to another company or be it sent to another third party collector. If it be the latter then contact the credit leader of the source of the debt. After one year the value of any uncollected debt is going on for 3 cents on the dollar. So a $1,000 debt is only worth $30.00. Unless you own experience, it will take some time to settle the debt for a flawless price but if you paid $100.00 next you just wipe out 90% of the debt.
Also please remember the statute of limitations on these debts. In most states after 5 years the debt is past the statute of collectibility.
If I can be of further assistance contact me here at Yahoo.
Good Luck
if you owe the money, retribution it. collection agents will hound you for it for the rest of your life. Call em one at a time and ask them for a settlement. they will probably turn 10 or 15% off but, i doubt they will settle for $30 on a $1000 debt.
Eligibility
To avail of the credit card, you should be at tiniest 18 years of age. You should be employed or have some regular source of income. These are two major criteria and if you can give convincing proof to demonstrate your suitability, you will be efficiently approved. You may have messed up to pay pay for the old credit card debt or some flaw may be present surrounded by your credit report. In this situation, getting a card will be tough.
What if I consolidate adjectives my debts into one gift?
Question:
Well, I am not sure if I consolidate all my bills into one money will that ruined my credit or not? Also for example, if I choose "Credit Guard" what will they benefit from me that they would want to help me? Is that a biddable idea because I am tired of paying for my debts and I never see any money from my paychecks. I know it be my fault, but presently I want to get out of debts. If any one can relieve clarify these questions for me because I am really clueless about these things.. Thank you
Answer:
I deduce consolidating your bills into one will not hurt you specially if you are already behind on payments and over the closing date. If you consolidate your bills into one payment i.e. sent by an agency they send the giving monthly on time and that help your credit. Of course you can't get more credit cards while on this program. If you travel to a bank and land a loan to consolidate your bills, this is good also because you can ask them to assistance you send the reward to your creditors to pay stale your accounts with them and next you just recompense one payment to the mound. Talk to your bank. But consolidating your bills I have an idea that would be a good view.
I believe your on the right track with this. Consolidating will shrink your repayments to one figure you own to repay. This can be a good article if you do not overspend on the money you are saving. I own put the url for you that discusses exactly this and it has a free shareware debt headship strategy software program that shows you how to manage your income and repay your debts using proven strategies.
Undergoing debt consolidation is the just option for oodles people, short of file bankruptcy. It can appear on your credit directory as in financial counselling for 3 years, and shows a gameness to take responsibility for your debts.
Be sure to traffic with a reputable company - check next to your Better Business Bureau first - as some companies are unlikely to make your payments in good time, and that can cause extra negative reporting on your credit record. Make sure that you make your costs to the credit counselling company on time, as ably, as it is very key to getting back on track.
consolidating will not ruin your credit. i don't know what credit gaurd is but if it's a credit counseling that pays your payments and you foot one pmt. that is considered similar to a bankruptcy on your credit. jump to a bank to consolidsate
Be totally careful where on earth you go for a consolidation loan. Some of those companies do not salary your bills on time, and some are down-and-out ripoffs.
No your credit will not be ruined if you do a consolidation loan within most cases. Your creditors will receive their payments, and your credit will be good (see exception 1st paragraph).
Reputable consolidation companies will kind certain that you do see something from your paycheck--they cannot walk off you penniless. They can get your monthly payments reduced, and acquire the interest taken off.
As far as what they procure out of it--I'm not sure. If it is a loan, you will be paying them interest. Perhaps some of the credit card companies give them something for getting your bills rewarded at all.
Good luck, I hope they do a great living for you.