Help paying bad credit card debt?
Question:
Answer:
You will need to work out your numbers and settle on for yourself how best can you repay the credit card debts.
I have placed this within the source box. There is a wealth of information here and a great free debt management software program. I bookmarked the site as I return to it commonly for the advice it offer. I hope this helps you.
We own been following Dave Ramsey's "Total Money Makeover" book for in the region of 2.5yrs & we quit borrowing in 2002. We should own our house paid for contained by less than 2 yrs more. I seriously urge you to at lowest read his book or go to his website & listen to his radio show/podcast archives. It have revolutionized our finances!
Btw, I get zilch for endorsing Dave, but I am totally sold on his plan.
Credit Card Debt Consolidation Loan: When using the credit card, individuals ignore the consequences of using the card too habitually. Frequent use of credit card causes bills to be accumulate and worsens your credit score. Besides lowering your credit win, you also face financial burden since the interest charged is especially high.
Now, I cannot individually help you money your credit card debt, however I can refer you to http://www.thecreditrepairmanual.com... there you'll cram how to take assistance of your issues!
consolidate your debts and pay one small amount monthly:
Going for online debt consolidation is a apt option, you call for to take into portrayal the fee charged by the debt consolidation companies.
When you get into a debt trap it becomes difficult to draw from out of it. Taking more loans to repay the debts leads to more stress and financial crisis. Finally, at hand is no option but to adopt debt consolidation, which lead to a new llease of life span. Many people receive rude calls from debt collectors and are stressed. Hence opt for debt consolidation is the number one solution and helps to overcome insolent calls and be free from mental stress.
fico score of 500"s for investor renovation lows?
Question:
Answer:
I know of several hard money lenders. Email me or permeate out the free evaluation form at
www.totaldebtsolutionsllc.com
Have you hear of a loan company call 48hr Finance? Any righteous?
Question:
Answer:
Please don't do it - reduce your outgoings instead - going to the sharks and cowboys is simply one more step towards collapse ..
ithink icici ,hdfc
no
In the USA are laying a bet debts impossible to tell apart as any other debts?Or is nearby a legitimate difference?
Question:
I realise that in some places it might be thoroughly bad for your vigour if you don't pay your making a bet debts :-)
But are they legally enforcible within law?
If you owe money to someone from a Poker winter sport,for example,can he go to ruling and force you to pay?
Or is it considered as a "Debt of Honour" and no cocern of the Legal System?
Tia
Answer:
This seem more like a court question, fairly than a question of credit. I would enjoy to assume that gambling debts are not collectible by legalized means unless they be incurred in an nouns where laying a bet is legal (Las Vegas, Reno, Atlantic City, etc.) Even afterwards, it would depend on how the debts were inccurred. A local guy that runs numbers on the side probably wouldn't be capable of collect upon his debts the same path a major casino operation would.
Basically, if you owe a casino money surrounded by an area where on earth gambling is legally recognized, you may be in hot hose. Otherwise, I think you are nontoxic... well out of danger from the law collecting your debts. The guy outside your house waiting to break your kneecaps is a different story.
I am sure the canon would look at it the way as they would if you owed money on a drug buy. Out of their jurisdiction.
The statute tends to stay beside legal communication.
I would say if it be a private game it is between you and your fellow players. Since gaming, including private poker games is illegal contained by most states I do not think you would want to seize the authorities involved.
Depends, if from Casino, i'll be enforced in decree as a credit card debt. If is a game between you and ur friend, it would be debt of honour.
If is a debt from ppl around that corner thats giving out deal from NBA game, back by the mafia. i suggest you not to owe them anything. I know something tried to run away from their debt, and hes leg got broken back he can get on the airplane...
Only within you are using your credit card to pay laying a bet debts.
If these are private debts, lenders would have no instrument of knowing how much debt you are in next to your bookie.
But I agree, in some ways private laying a bet debts are worse for you then debts near creditors. Mainly because Visa does not use baseballs bats as a method of collection.
Yes, here is a difference depending on state or federal law on having a bet. Our website will tell you more:
http://www.recovergamblinglosses.com...
Can anyone facilitate me find an side next to debit card?Barclays decline me.Coop approved but no branch to hand me.?
Question:
Want a visa electron debit card at any bank- bad credit history.
Answer:
Does the Co op enjoy inline banking? If so so could stir for that. Or try Halifax - Easycash, Natwest- step Account, Yorkshire Bank- Readycash, Post Office R Card account, Abby- Basic tale, all are deep-seated accounts with debit cards.
i'm contained by the same situation and everyone decline me. you'll need to get hold of your credit back on track next most banks will consider it. i own to make do near just a cashcard and i aversion it!
Have you tried alliance & Leicester?
Try the Halifax - their Cardcash account comes near a Visa Electron.
I had a doomed to failure credit rating & approached Natwest & they do basic sandbank accounts with debit cards I suppose. They are a great bank & goo luck!
Try Halifax. I've get a sub-zero credit rating but I managed to achieve one. Follow it up with their websaver article (4.5%), and you're laughing.
Your going to have to lately tough it out and get your credit rear legs on line. Settle your debts or at lowest possible make payments on them. A great instrument to build a reliable history is to get your self a "secured" card. This is where on earth you put up the money to get a credit card - you merely can take out as much as you put surrounded by. The interest is terrible, the annual fees are large and it kind of ridiculous to foot interest on your own money. But if you keep the sketch for a year and you pay adjectives your bills on time your credit will be a great deal better. After setting your debts and being responsible for a year next to a secured card, you will most likely enjoy sufficient credit history to be able to attain a bank justification check card and other credit cards as well.
www.bankrate.com have good articles for fixing your credit and for finding a well brought-up secured card.
I got a current narrative with a Visa debit card from LloydsTSB short any problems, despite a bad credit history. They even give me an overdraft too.
Also, why do you need a branch just round the corner? Once you have a visa debit card you can use it anywhere and do most of you bank online. The only item you really need a branch for is to income in change.
www.surefirefinance.co.uk may be able to relief they can supply a range of dune accounts.
How do i find out if i own honest credit?
Question:
i'm gonna b movin soon & i wanna try to get a house near some people. but none of them hold any credit & i think i might because i be told i should because i bought my cars out right. so how do i know?
Answer:
The online credit reports are hirrible. They do not give you accurate credit score. I work in a wall and see the drastic differences all the time. Go to a brokers organization and apply for what is called a pre-qual reminder. They will run your credit and tell you what your score are. Anything 650 and up is good. If it is lower than that, bring up to date them you would like a copy so that you cann see what the issues are and transport care of them if nearby are any as quickly as you can. Your credit is impressively important.
Go to www.myfico.com You will requirement to pay a small payment to get your credit score but you will know them. You can get free reports, however, it may be compliant for you to know your scores. This site may be of minister to with your credit, www.genesiscreditgroup.com
my return with it from various sites ,here is one will help u i hope
I got the best answer for you on this one.
http://www.ftc.gov/bcp/conline/pubs/cred...
That is the federal website where on earth you get a free copy of your report once per year.
Dont agree to the imposter websites fool you.
If you bought your cars outright, with no loan, and you enjoy no credit cards. You really have no credit history, which is what a lend institution is looking for. You can go to the site below and catch a credit report from the 3 major credit reporters for free, once a year, as required by federal tenet. It will only be a report unless you foot a small fee to obtain your credit "score". I would recommend only doing one or two of the 3 majors, that agency you can check again for free before another year have past.
https://www.annualcreditreport.com/cra/i...
Good luck
Get a copy of your credit report or walk to www.freecreditreport.com and its free the 1st time and 12.99 each month if u want to look at your credit every daytime and this dose not hurt your score..
Strange emails concerning transfers of funds, subsequent of kin!?
Question:
I received an email from this cancer patient that have put me as her next of kin and she requirements to transfer funds to my information to distribute to charities and I get a chunk of it. I looked-for to call this person's guard to set up the transaction but the phone number appears to be legitimate because the first number contained by the phone number is this sign +. They need my information and mentioned that there's no point surrounded by further communicating until they receive the necessary info. to complete the transaction. Is this an idenity pocketing scam? Can some one please help me next to their input to me?
Thank You,
Lanny Marden
Answer:
Its a total scam. Do not fall for it. It is going to everybody's email. treat it as spam.
Yes, it sounds resembling a scam. I had gotten one similar to yours. I reported mine and turned it within as spam. I would not respond to that e-mail if I were you!
This is nil new and is a 100% scam! Don't provide any of your personal details such as bank account becos they would rig your signatures on documents to have your sandbank transfers money out from your account to theirs. If I be you, report them to the authority to enable them to trace the sender and place them beneath frauds.
Report the email to your mail provider and strip them as spam. Do not give them information, identity thieving is REAL.
nope they are spam
SCAM.
Ask yourself why anyone would want to give some money to anyone they don't know.
It might be identity pocketing, or getting the chance to access your dune to clean it out
Or a oscillation on what has become prearranged as the Nigerian Fraud, along with several other name. They say the tansfer can't jump ahead until you pay a duty, which they pocket and disappear.
See link;
http://potifos.com/fraud/
It's possible that it's an identity thieving scam, but generally the family that do this sort of thing aren't that sophisticated. Some are but not tons.
Usually it's a variation of an advanced excise fraud. See the links below for more info and whatever you do, don't reply beside your real information. If you must reply make a contribution them phony info and string them along for as long as possible. You'll be using up their valuable time and resources (e.g. internet, phone, etc.) of which they usually hold to pay extravagant prices for due to their location which is usually Nigeria.
If you're interested surrounded by having fun near them in this route I suggest you check out the Scam-O-Rama or 419eater sites below to see how others are fighting fund.
it's a scam. don't fall for it. there's even a heading for it : "nigerian bank scam."
Don't do it! This is one of the tons scams circulating on the internet. I grasp these emails all the time, sometimes its a relative that have died and sometimes it is a lottery winning. They are adjectives scams, don't topple prey to them. My husband works these cases all the time!
The information their want is your, Once you impart your information then of coure you are S-C-A-M. There is no such a infer. I know someone is still paying the money he cashed with the false checks. The checks are so fitting that the banks cant sometimes recount so the bank holds in a minute that kind od the money for 3 weeks or till the money is cleared on the other side. Please do not slop in this.I dont mind describing you who this friend is but due to the rules I cant give you his information but you can e-mail me.
This is a scam. It's a tremendously common one, and you should not perceive bad in the order of being tricked. Do not reply to it, and be paid sure you report it to your email provider (most providers have a intermingle to report and delete messages like this). Never reveal financial information contained by this way. The root they are telling you nearby is no point in communicating further until they receive the information is to discourage you from checking them out for legitimacy. I am so glad you asked going on for this before responding to them, because they would own either stolen you money or your identity. The best method to avoid this sort of scam is this: if the offer seem too good to be true, after it is. Anytime you get messages from strangers offering you deal if you reveal information, delete them and report them. Good luck!
This is an attempt to get you ridge account information.so they can verbs out any money you have. If you want to keep hold of your money do not give out any information to someone that you do not know or to anyone who does not enjoy a legitimate stipulation for it.
I don't know if I am spelling this right but i believe it is called phlishing. Much of this comes from foreign countries and once the other soul has your money at hand is no getting it back,
I'll bet that the information they are asking for relates to your ridge account, ridge branch and the like.
Don't afford them a damn thing. This is a scam. If you don't pass them the info they don't want to be bothered with you - because they won't be capable of get anything out of your edge account.
Forget it!
Is this from:
“I AM MRS NANCY SANTOS,THE WIFE OF LATE MR EL ZARAH SANTOS.I AM A WIDOW ANDHAVE NO CHILD ALSO ON A SICK BED FACING CANCER OF THE BREAST WHICH HASLASTED FOR 9 MONTHS NOW. “
DON’T RESPOND TO THIS EMAIL. It’s a variability on the Nigerian 914 scam. The bait is a large amount of money for doing almost nil, but you will find out that they will need some funds from you, ‘up front’, to remuneration for the paper work, crossing some official’s palm next to silver and so on. It’s know as ‘914’ because that’s the section of the Nigerian penal code which address these schemes.
For more info own a look here:
http://www.lpconline.com/nigerian_fraud_...
and here:
http://www.lpconline.com/nigerian2006-0
Have a good one : )
credit evaluation 584 pious or impossible?
Question:
Answer:
It's not good. Unless you own a bankruptcy, you can fix that up surrounded by no time.
It's fair, you really want to get a chalk up of 680-700
Poor. Anything below 620 is considered poor.
thats considered low
its not good. 660 is considered the cut stale. below that, just more or less only sub-prime lenders will accord with you. they are the ones who provide credit to those who are considered "high risk" its possible to attain credit, but you will pay much, much more after the average person. you will also call for co-signers to for just something like everything.getting affordable rates on insurance will be hard too.
Bad.
Who have a secured credit card?
Question:
What company issued the card to you, how much did you have to deposit, do they report to adjectives three credit bureaus, how do you add money to the card, roughly how does the whole process work. I want to take a secured credit card to use to pay bad my debts.
Answer:
I had 2 beside Bank of America. Although my credit was righteous enough to capture an unsecured card, I wanted to own a credit card that I could determine my own credit line. I have a checking and savings explanation with them so it be easy for them to set up a secured card. I started by depositing $1000 which is put surrounded by a savings vindication, which I got a credit queue of a $1000 in return. I remunerated certain bills close to my cell phone and bought gas, paid it past its sell-by date in full every month. Also, I added to my deposit every 2 months or so to lift my credit line until I used a portion of my income due for one final deposit to get the credit file that I wanted. After roughly speaking a year of paying in full in good time every month, my card became unsecured, my deposit be refunded final to me with somewhat bit of interest and I was eligible for a card that didn't own an annual fee and a much lower interest rate. I repeated the process again and done up with an even better card than the one I be eligible for. Most if not adjectives secured cards report to all 3 agencies and oblige build or reestablish credit
credit card info here many bank's credit card details chechout this
for me hdfc is nice ,
for more details
i hope this will lend a hand u.
Orchard Bank is a good one.
I considered getting one of these, but miraculously be accepted by Citi for a Driver's Edge Card. you might donate it a try. I had to distribute them my tuition information for some reason; I estimate it's a student card of sorts.
But yeah, i have 0 credit, so I'm so excited to own one at last!
Just hang on to at it. I know it's so irritating and time-consuming ... but once you're on the road, it's more encouraging.
Good luck.
Orchard Bank have the best secured card available. Unlike other cards they have low fees and no processing. You can seize more info at http://www.creditcardindex.org/secured-c...
Also have you tried getting an unsecured credit card. While here are some really bad cards, in that are a few good option for people beside bad credit. You can check out http://www.unsecuredcreditcardforbadcred... for some honourable info on what cards to avoid and which cards are the best for your situation.
Hi!
I currently have none..but do hold two planned to get shortly:
US mound
Orchard Bank
There are others as well. Decent ones include Wells Fargo and Bank Of America (if you can tolerate have a account next to BOA).
I'm waiting to see if (how) Wells fargo responds to my horrible experience with their picture representatives before going forward on that card.
Yes in that are other options.
I hold a list of some moral websites offering Credit Cards.Its a policy voilation of yahoo if i post any link here.
Just communication me at solidoffer11@yahoo.com with subjet- Credit Cards . I will convey a link of best website where on earth you can find best Credit Card offers,tips and resources.
Best wishes
Hi,
I used "Credit Solution" to settle my debt.They manage to reduce my debt up to 58%.It's legal.I came accross this company on NBC.Check it out here:
http://www.tkqlhce.com/click-1813149-104...
hi
Has anyone hear of Norwood Capital Group?
Question:
I need to know if anyone have been contained by contact with this company. The phone # is no longer surrounded by service. They are ripping people rotten by saying they are a edge to loan money out. They ask for you to wire the money to Ontario Canada. They articulate they use it for down payment and closing costs. This is 100% Scam. I obligation anyone who has any info on this company. Thank you
Answer:
Here is a interconnect to the BBB concerning that company:
http://data.oklahomacity.bbb.org/commonr...
The BBB cannot find the company and closes the complaints because of that.
If you have be scammed, or know someone who has, I would suggest file complaints with the FTC and your states AG.
Obviously for a scam company its a fly by darkness operator thus they won't move off any leads astern.
within what country did the world dune switch on?
Question:
where is the productive world bank base
Answer:
the world bank begin in the US. The Worldbank originally be IBRD (International Bank for Reconstruction and Development) founded in 1944 together beside the IMF
http://web.worldbank.org/wbsite/external...
Switzerland ?
China?
Switzerland
*
England
i think surrounded by switzerland
for some reason i thought it be the USA
Has anyone ever have problems accepting a money charge as expenditure for an eBay item?PLEASE HELP-im really uneasy
Question:
... i sold a Louis Vuitton handbag on eBay ... for $425.00 ... i do not have earnings pal - so i told the ahead bidder to send a money demand ... now he sent me a Western Union money charge .. and i am finding out from my bank that even after i currency it ... he could still call Western Union - months subsequent ... and report it lost or stolen - and i will be responsible for it.
he has apposite feedback - 110 transactions - 99.6% positive. only 1 unenthusiastic ... and it was years ago.
is here any other way i can stir about cashing it ?
I live contained by South-West Michigan - and im having a intricate time finding somewhere that will cash it - save for my bank ... bc that route if i cash it somehwere else i wont be held responsible anymore if something happen .. like say aloud at a party store or something .. but no group stores cash them - for this purpose
I want to know if any of you - have ever have this happen - where on earth someone will report the money order lost or stolen right after acceptance the item?
Answer:
In my experiance Money orders are not competent to be cancelled or challanged once they have be cashed.
The person purchasing it fill out the name and address of the personality to whom payment is self made. They are then the ONLY individual able to bread the money order.
This is from the Western Union Website:
Please nickname 1-8OO-999-9660 with question about money command status, payout information, refunds, replacements, and lost or stolen money instructions.
They will stop payment on an establish reported stolen but only if it hasnt already be cashed , and they will trace an order and relay you who it was remunerated to.
I would suggest depositing it into your account.
Even if he rewarded with a credit card or paypal he could other reverse the item.
But ONLY if he lives in the United States of America and you are shipping the item out of the country.
Before you deposit the item, ring Western Union to verify the funds of the money order.
DO NOT DEPOSIT OR SHIP THE ITEM IF IT OUTSIDE OF AMERICA!
Tell him to correspondence you a regular money order. He can stir to Amscot and get one for free, or even recompense a small fee.
If he is outside the US, don't even bother, its a scam. The scammer will distribute you the money order and it will be fabricate. If the person is harassing you in the order of the bag, afterwards don't bother too. Report him as a fraud, and be done with him.
You involve to have a policy and stick near it. . .also set up a Pay - Pal account. . . You can do it immediately, Have the buyer wait. . verbs the Western Union, then dance with Paypal. . . You should solely make arrangements that are not dangerous for E Bay transactions.
Another option is to procure the payment surrounded by USPS money orders. The buyer can procure them from a post office and they enjoy better policies.
I only use Paypal, and if the buyer have a problem, you can cancel the ending bid, and make the donate to the last bidder. E firth will help you near this. Better safe than sorry. . . .
As an Ebayer myself...I ONLY adopt US Postal Money Orders. They are very flowing to cash at your local post bureau and they can tell you if it's genuine or fake right consequently.
Well, I dont know about money directives, but it sounds very possible. I know someone who lost a bike by accepting a Cashier's check that wasnt any obedient.
Where does the buyer live? Sometimes the location of the buyer gives you a clue give or take a few their money order.
Go to the Western Union agent nearest you - they are surrounded by the phone book - and ask them to cash the money direct.
I have taken Western Union money directives and it was fine; no problems
https://wumt.westernunion.com/info/selec...
Your edge is talking more or less forged money orders - which here are a lot of them around and bank hate to steal money orders very soon. I never heard of anyone stopping a lawful WU money order after it be paid so lolly the money order at a Western Union agent -
Next time attain a Paypal account or ask the party to send you a Western Union cable transfer - you after go to the WU agent and gain cash. Plus you can move about on line at the WU site and check the status of the telecommunication transfer by tracking it.
You can also ask the creature to send you a postal money command then you can procure the money order cashed at your post bureau.
Hi – I am an established seller on eBay. eBay have been my full time opening for 4 years, and I have sold over 12,000 items.
I stopped accepting checks and money information because there is so much fraud. You are kindly of stuck, if you cash it, the purchaser can report it stolen. From presently on, don't accept anything except Paypal. There are individuals out there who produce their living committing fraud with checks and money information - and they are good at it.
Please email me directly and I can share more information beside you.
Regards-
elizabethwells815@yahoo.com
If someone steals your blockbuster card and uses it - is this identity thieving?
Question:
But they don't steal your credit or use your credit card to rent the movies - they just "steal" your political leanings and rent from the store.
Answer:
Anyone pretending to be you w/o your permission have committed ID theft. I doubt they could return with prosecuted, but YOUR credit card will be charged if they fail to return a movie. Put a stop to this crap straight away.
no that's just blockbuster card larceny.
Yes. Hopefully they pay your previous unpunctually fees.
Yes it is. Maybe you can try below website to get the information. It's more or less identity theft articles for your second feelings
An ex have really ruined my credit rating and in a minute nobody will look at me for a cred card, any planning?
Question:
I didn't know the extent of the damage she have caused until it be too late but presently even those really high interest cards won't even adopt my application. Prepaid cards are not what I am looking for. Any help would be most appreciated.
Answer:
Why do you want a credit card? they will single get you into debt more. Take to a financial advisor and see how you can organize without a credit card, it will be worth it surrounded by the end.
stir to www.experian.co.uk where you can gain a copy of your credit record and see where on earth she has done the plunder. I would maybe bring that report to a credit expert who might suggest contacting the institutions involved and seeing if they can oblige you any.
you can file a personal statement on your credit reports, explaining what you ex-husband did. it could not hurt. other next that, you can try disputing them, but that about it.
I am sorry to hear that.
Why don't you check your credit rating free on smudge. If you think nearby are wrong information then you could correct it.
http://www.joincreditexpert.com/freecred...
Go to a credit league and re-establish yourself. They will help you fix your credit. Debt card, auto deposit, and electronic bill earnings can salvage your credit and make you eligible for credit association sponsored loans and credit cards.
How has she ruined your credit rating - you must hold had a united account - surrounded by which case you hold no legal argument because you shouldn't own let it evolve.
Or did she steal the card from you and use it without your erudition - if so then specifically fraud and a police matter.
You are presently a credit risk and anybody who gives you credit be extraordinarily wary of, don't phone any company who is contained by the smal ads because the charge outstandingly high interest rates, and don't budge to Norton Finance or any of the loan adverts on TV!
Try Capitalt one or vanquis card as long as you retribution that will repair your credit rating good luck
if your credit rating have beed ruined there isn't a full lot you can do, if you've been near your bank for slightly a while then try near them, you still might have a angelic credit scoring with them, you can try an experian credit report for a small charge, that could tell you your actual credit scoring, unfortunatly tho, adjectives defects to your credit scoring can closing 3 - 5 years and there is no unadulterated way to translate this.
Try Vanquis, they specialise in general public with desperate debts.
Or if you just entail a temp money solution try getting a pay daylight loan, they dont do a credit check at all.
It is sage of you not to use prepaid cards. Most of them are scams anyway. Not adjectives, but most.
There are several strategies available to you though I cannot be sure which to tell you just about without more information. So I will tender you some general rearing.
The fastest and easiest way is through credit restoration. You will own many relatives tell you that they are wicked or scams, but in that are three in the US who are reputable, legalized and have be in business for frequent years. One of them even offers a money final guarantee. If you want to read an article about how to put in the picture the difference between scams and legits, goto this url: http://groups.G00GLE.com/group/managingy...
The entry you need to ask the naysayers is this, what do you hold against me saving money on interest? You will probably find that most of the naysayers shut up because they are money lenders. They don't want you to know that you can restore your credit because they want you to retribution higher interest rates.
The rest of the general public are people who haven't taken the time to edify themselves properly and are only repeating what someone else have said. Americans are very discouraging about that. We tend to not conjecture for ourselves when there is someone out near willing to do our thinking for us. And afterwards we wonder why our country is in the sorry state...
Well that's another topic for another request for information. Moving on...
You can try it the more traditional way and only accept failure and ride it out for the next seven years. This will do no damage at all and will wages off within the long run. And in a couple of years you will start unloading offers for big interest credit cards again anyway as the value of the mess up currently on your credit report decreases near age. Remember, no more than three credit cards ever.
And you can always report for bankruptcy. Under the unmarked laws, I would one-sidedly not recommend it, though.
If you have any question regarding credit issues you may email me at nebula7693@yahoo.com
What company and/or guard offer the best secured credit card?
Question:
Answer:
Be careful of secured cards but if you want to re-establish credit, Orchard Bank seems to own one with low fees. I hold seen them where on earth the fees are as much as 80% of the credit limit so see out for that.
I think Bank of America
From what I've see, Wells Fargo and Bank of America offer pretty apt secured cards with the lowest annual fees that I've see so far
hdfc, icici
for any bank crdt crd details try this
Orchard Bank have the best secured card available. Unlike other cards they have low fees and no processing. You can bring more info at http://www.creditcardindex.org/secured-c...
Also have you tried getting an unsecured credit card. While here are some really bad cards, near are a few good option for people near bad credit. You can check out http://www.unsecuredcreditcard... for some suitable info on what cards to avoid and which cards are the best for your situation.
Hello I am a loan lender i give out loan to those seeking finiacial give a hand through loan.I am the owner of LEXIGTON LOAN COMPANY.My names are Mr Jerry Peters.I am a registered loan lender.I offer loan to indviduals/business firm.intrested applicant should contact us through this email address lexigtonloan4all@yahoo.com.
Yes there are other option.
I have a schedule of some good websites offering Credit Cards.Its a policy voilation of yahoo if i post any knit here.
Just mail me at solidoffer11@yahoo.com near subjet- Credit Cards . I will send a contact of best website where you can find best Credit Card offer,tips and resources.
Best wishes