Will a doctor's bill hurt my credit?
Question:
I went to an urgent effort doctor one night, and the guy be a quack. I gave him my insurance info, but he sent me a 700 bill in need attempting to bill my insurance. I called him and told him to contact my insurance company, but he said he couldn't find my profile (his office be a mess). It has be months and I haven't heard anything. Could this outstanding bill hurt my credit mark?
Answer:
yes it definitely can! contact your insurance co yourself and find out if you can fix it; they can probably contact him themselves. did you gain a letter from a collection agency all the same? try to fix asap!!
Nope don't worry roughly speaking it.
IF THE GUY IS SO WACKY THAT HE LOST YOUR FILE. HE WON'T HAVE ENOUGH INFORMATION ON YOU TO PUT IT ON YOUR CREDIT EITHER. HOWEVER, IF IT DOES WIND UP ON YOUR CREDIT. IT WILL HURT YOU. MAYBE YOU SHOULD CONTACT YOUR INSURANCE ABOUT THE BILL AND TRY TO GET IT RESOLVED YOURSELF. CYA YOU KNOW?
Submit his bill to insurance.
Complain to the state medical board.
Credit blacklisting?
Question:
I was conversation to a friend in Newcastle and he said that you can hold someone credit balcklisted in the UK for reason other than evasion of debt. He was spouting some cobblers nearly if someone steals your car and you can't gross the charges stick, then you can own them credit blacklisted. He went on to read aloud that it's tied to your post code so if the blacklisted person sell their house, the new owners will enjoy problems with their credit. This sounds approaching absolute Bow-Lacks to me. He is particular for talking out of his rump ...so I required to check.
Answer:
Before 1993 it was the address which get "blacklisted" ,however due to the problems this would cause relatives it was changed to the name person just.
Under the Credit Scoring Scheme, drawn up in 1993 and updated within 2000, companies offering credit are not allowed to redline or blacklist a finicky property and should only evaluation individuals. The process of redlining is where a together area or location is charged extra for or denied services. If you believe that your property have been redlined you may want to take home a complaint to your local trading standards office or the Office of Fair Trading.
He's chitchat complete and utter shite xxxxxx
Yes he is talking rubbish,but if someone be blacklisted from an address then the address is blacklisted
Theres no such entry as a credit blacklist as such, but the credit referencing agencies keep a transcription of how you manage any credit accounts. Companies use this information when decide whether or not to extend you credit. This information is linked to your address so can affect others when you move but a simple catch sight of of dissasociation on your credit file can settlement with that. As for have some blacklisted or placing information on someone elses file - consequently yes, that is bollocks, total bollocks surrounded by fact.
Does Personal loans help within credit cards settlement?
Question:
Answer:
No, they doesn't.
Hi mimi,
Permit me to be blount. Wise people do not borrow money.
Credit cards are resembling making a deal beside the devil. For the last 2 years, credit card companies are making more money surrounded by collecting assorted fees than they make next to the outrageous interest they charge. The issue millions of credit cards each year...plenty for each American to hold several. They specifically prey on college kids who have no experience and are comparatively Naiive. In dealing with credit card
companies clutch the initiative to contact them and make them an proposition. Do not give them any access or information in the region of
any checking account or other credit card commentary. Do not send them any money until you hold IN WRITING a letter
from them accepting your vocabulary. Keep that letter available
for the subsequent 20 years! Knowing how much you have contained by personal loans allows you to realistically identify how much
you can offer for a credit card settlement. For more info
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Bad Credit Consolidation, I want to consolidate $50,000 student loan, $15,000 mortgage, $3000 medical bills?
Question:
I had a bankrupcy by bleak advice, and I want to go and get all my financial troubles fixed and consolidated. I cant catch a traditional loan. Who knows of any private lenders or sources where on earth can can get a 10 year loan, and catch this all remunerated off and astern me? Must be a real service that have fair jargon. I can afford a $700 monthly payment
After Consolidation my contract for creation will be paid stale and I can offer my home as colladeral.
Answer:
Bad credit is one of the worst problems to enjoy... however there exists a solution.
I will hereby have a chat from my personal experience.
I did debt consolidation a couple of years ago, however If I had to do it again I would recompense to some minor details,
if someone wants to obtain out of debt today it is pretty easy next to a debt consolidation plan, however it may get a bit tricky at times, I suggest you go and get as much information as possible online on this first,
a good place to start contained by my humble opinion is astraight to the point ebook next to question and answer I found :
http://umgarticles.atspace.com/debt-cons...
if it help kindly remember me within your voting!.. cheers!
bidpay cross-examine?
Question:
I am changing from paypal to bidpaypaypal take 3 to 4 days transferring my funds into my bank description too long! What about bidpay...how long do they hold for transferring funds from ur bidpay account to ur sandbank
Answer:
Hi there,
Bid reward, as far as I know works as a 3rd party money direct sending system. I've gotten bidpay payments this way within the past. I wouldnt return with rid of Paypal totally- if you are using them as an option to adopt payments on auction sites or other goods etc. So plentiful people use Paypal anymore it will probably almost guarantee to eradicate off some sale if you do.
Another option that you might consider is to obtain a Paypal debit or credit card. This way you hold INSTANT access to your cash at any ATM- or sale register.
Good luck with it though. :)
Crazy 88 Auto Loan / Financing?
Question:
Just out of curiousity, I do not need a loan but I be wondering is this for real? Seems close to a scam somehow. I couldn't find any dirt on the web around them. Went crazy88auto.com, all i see is an application. No expressions, or anything about the company. What's this adjectives about someone please convey me. Someone out there have to have deal with them.
Answer:
There enjoy been other general public asking about this... http://sg.answers.yahoo.com/question/ind...
http://answers.yahoo.com/question/index?...
Crazy 88 be part of Kill Bill, so it sounds a bit scam-ish to me.
Sounds like a scam to me. Stay away from it.
Is in attendance some one who go a used laptos by credit ? Because I enjoy no money to buy contained by lolly.?
Question:
I want to have a laptops altough a used laptops to support my small bussines contained by llink bussines. Now, I'm being a poor man and I want to be a rich man through this bussines. And next if I have to becomed a rich man I want to distribute my money to poor parents
surrounded by order to gross their childs go to college.
Answer:
This is a scam. I don't believe you. Anybody reading this should avoid this posting.
what happen if you wittingly lower your age on your credit cards of some you enjoy have for years?
Question:
Answer:
Why would you want to do this? Paying your bills on time will hold more affect on your credit rating than your age.
For what purpose? They have your social payment number so they can find out how old you really are.
Any false information on a credit card application can be used to prove fraud. For something as silly as an age, it is scarcely worth the risk of having your in one piece financial situation torn apart.
It will be fraud and for that you can go to prison for several years.
Just found ridge card and have pin beside card so i wanna use it?
Question:
Answer:
Your choice. Enjoy your jail time.
It is still unlawful, do the right thing mitt it in you may even acquire a reward
I wouldn't. Even if you can get away next to it, wouldn't be right. Would you want someone to raid your justification if you lost your card & PIN? Like the Golden Rule: Do unto others as you would have them do unto you. So turn it within to the bank or to a police station.
If I be you, don't use it! It's a bad piece to do...no... much worst- A CRIME! Would you rather live your go guilty and spend your days in JAIL and hold to spend a lot of money?
If I be you, give it rear. And you may not know, the owner might give you something contained by exchange. And what's more? there's this feeling that you'll surface because you know yuo have done a great point. You know you will be rewarded above which I think is more noteworthy than the money in the card.
So it will be your choice. Reward from above or below?
That's not honest. You should hope that if someone found your card that they would paw it in to some extent then steal from you. For adjectives you know the card could belong to a single parent and that is adjectives the money they have to nurture their children or an elderly person who cant even afford to retribution their bills and you want to steal from them? If you do I only hope that when you are at your brokest someone steals from you!
I would close to to take a small business loan,but my credit is not so accurate. Who can facilitate me?
Question:
Answer:
Try prosper.com or try your local bank for an SBA (Small Business Administration) loan.
If you entail help writing up a business plan look up www.gain.org an nonprofit group of business leaders that help investigational comers to the business world.
Maybe you can try below website to get the information. It's roughly bad credit dosh loans articles for your second opinion
You may know how to get a HELOC. It is approaching having your own ridge, great for business owners. You could check with a mortgage broker for that. I know of some if you inevitability referrals. Also, you may be interested contained by this new program. It works resourcefully with a 30, 20, or 15 year mortgage. I am currently using a HELOC near a new software program that help build equity fast, and will payoff my home and other debts contained by less than partly the time without refinancing, and in need extra payments. It is saving me thousands surrounded by interest, and pays off home contained by less than partially the years. E-mail me if interested.
There you go :
http://index-go.com/bad-credit-finance-m...
http://index-go.com/improve-credit-score...
thankyou everyone as i cant remember this debt and i havent be contacted b4 this from them so appreciation ppl?
Question:
Answer:
Here is a sample note you can send to the company. They enjoy 30 days to verify the debt or they can't report it to the bureau.
Make some phone calls to the company and try to find out some information. Tell them what you told RunEye.com.
How do I clear an ripened credit card?
Question:
Answer:
You need to be a bit more specific. What do you miserable "clear?"
Clear it off your credit report? Clear the debt?
How to Clean Up Credit Report: Before approving your loan, your lender contacts the credit bureaus to receive your credit report. Bad credit report will severely restrict your credit. In some cases, you may not even get the credit. So it is central to get your credit report cleaned. To see you to achieve that you own to alter your financial habits
Does anyone know what the best place is for a personal loan?
Question:
I need a loan to consolidate debt. I enjoy poor credit, FICO is 580, and I need to know who will lend me money, I dont effort what the interest rate is. I get emails motto "we will lend you money" and I get turned down respectively time.Help me!
Answer:
Try Prosper.com it is a person to individual lending site.
u can return with loan from any bank near the exception that u must be qualified in accordance next to the rules n conditions.since u've poor credit i don't think u r fitting.
You can get a payday, or vehicle title loan. They will loan you up to the highest convenience of your car but you hold to pay them support by your next paycheck otherwise you lose your vehicle. Same with Payday loans, you write them a check dated for the afternoon of your next paycheck and they tender you the money and deposit the check when you get compensated. Otherwise you are kind of SOL, I'm contained by the same spot and basically am slowly paying one thing past its sell-by date at a time...
Maybe you can try below website to get the information. It's in the region of bad credit personal loans articles for your second view
checkout this for a personal loan visit http://www.freewebs.com/***********...
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Question:
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Could this in actuality work??
Question:
A blonde walks into a ridge in New York City and asks for the Loan officer.
She say she's going to Europe on business for two weeks and needs to borrow $5,000.
The mound officer says the dune will need some brand Of security for the loan, so the blonde hand over the keys to a contemporary Mercedes Benz SL 500.
The car is parked on the street contained by front of the bank, she have the title and everything checks out. The bank agrees to adopt the car collateral for the loan.
The bank's president and its officer all savour a good chortle at The blond for using a $110,000 Benz as collateral against a $5,000 loan.
An employee of the wall then proceeds to drive the Benz into the bank's underground garage and parks it at hand. Two weeks later, the blonde returns, repays the $5,000 and the interest, which comes to $15.41.
The loan officer say, "Miss, we are very chirpy to have have your business, and this transaction has worked out impressively nicely, but we are a bit puzzled.
Answer:
Well, it's a good trick and has be around a long time. But in practice, no, it wouldn't, since beside a loan the bank puts a lien on the collateral, they don't appropriate possession of it.
Great joke.