Meaning of repo and reverse repo rate?
Question:
Answer:
In nutshell,
The repo rate is interest rate at which Central Bank of the country (RBI in crust of India) lends money to the bank to infuse short-term liquidity in the flea market. While the reverse repo rate is rate that bank get when they deposit/park their short-term liquidity (excess funds) with the RBI.
Hope this help.
What does Credit Card Dept imply??
Question:
What say I hold no money on my credit card and use it on websites, and the transaction goes through ...what?? The hill makes a dictation of that purchase and puts it on the side aye??
Answer:
They will just charge you extra fees if you turn over your limit.
Credit Card debt only just means money owed to the Credit Card Company - whoever that may be. What is the number on your card? I enjoy some stuff I would like to purchase on eBay.
pretty much ur going on overdraft stop doing it ur credit will seize bad
Is this email a scam or not?
Question:
Dear respectful,
My name is Mrs. Kathy Jack Lambert I am a dying woman who own decided
to donate what I hold to you/churches in your country. I am 69 years
out-of-date and I was diagnosed for cancer going on for 2 years ago, immediately
after the annihilation of my husband who had gone me everything he worked
for.
I have be touched by God to donate from what I have adjectives from
my late husband to the you for the apt work of God than allow my
relatives to use my husband hard earn funds ungodly. Please pray
that the good Lord forgive me my sins.I hold asked God to forgive me
and I believe he has because He is a merciful God.
I will be going within for an operation tomorrow morning. I decided to
WILL/donate the sum of $3,500,000(Three million five hundred thousand
dollars) deposited within a Bank since May 25th 2000 to you for the good
work of the lord, and also to relief the motherless and less privilege
and also for the assistance of the widows according to (JAMES 1:27)
Let `s take ea
Answer:
Yep... scam... surprised Nigeria wasn't mentioned. They ask for your banking information and wipe you out.
(I'd contentedly take donations, but I'd probably give my Paypal account instead... That reminds me, I have need of to start one of those "Give Sarah money because she doesn't want to work" sites.)
yes, if it sounds to good to be true it is.
nouns like scam Do you know this human being..?
sounds like a scam subsequent they will need ur information number to deposit the funds into
SPAM!!
Doesn't it sound resembling a scam?
It's definitely a scam. If you stir to www.snopes.com, it separates the true e-mails from the false ones. This one has more info. on snopes at this address: http://www.snopes.com/crime/fraud/nigeri...
I would pick a managing that is a Little more comm en afterwards you would no for sure that is allot of bread to just furnish to the wrong place
The post has not finished the note here and so, we are missing what is known contained by these cases as the "hook set" lines
And, I'm sure it is there somewhere contained by what we're not getting here !!
It will have something to do next to the "fees" involved in "transfering" this money into one's details OR the fees that will have to be forwarded for lawyer's fees or some such or similar stuff !!
This waste is actually elder than the internet--- such sucker based "games" hold been going on for centuries --- where on earth someone is in trouble that have a lot of money and they are ready to give it to YOU if you'll lately pay for this or that little entity !! Trouble is--- you pay anything at adjectives and THEY keep that and YOU never see a dime of anything at adjectives --ever !
I had a extremely similar email to this not too long ago. It was some doctor that I have never heard of inclined me all his money. I don't consider myself a susceptible person, so I started doing some checking around. Everything that I have checked out about it seem real. It be based surrounded by London and the lawyer's office that this supposedly originate from was a genuine law firm, near was really a doctor by this baptize, everything that I could check out was unadulterated. I was so excited in the region of it. They asked for my account number for them to "deposit" this money into. If it hadn't be for a friend of mine whose brother is an attorney who decided to check it out for me I probably would hold given them my account number. My attorney friend found out that it be indeed a scam. Be very guarded, as people who come up near these scams are VERY convincing and can convince even the most hard-working person. They use definite names and places. Please don't crash down for it. If you didn't know this person individually I would say it is a scam. People who will voluminous sums of money to people don't usually do it contained by emails.
No, it's not a scam. Just send her you guard account info and she'll transport you $3.5 million dollars. Gee, you're one lucky SOB.
What, are you an idiot? There's a finance minister contained by Nigeria that wants to put a couple of million into your story, too. And don't forget about that European lottery you won, even though you never enter one. They'll need your report info to wire you that money. too.
You're a freakin idiot. I hope they lug you for every penny you've got.
Yes, it is a scam. Don't dispatch money or any personal contact info.
a big scam
check out http://scamsbeware.com - consumer resource center. all kind of scam info there, there's also a forum where on earth u can keep up to date on current and adjectives scams. And if u enjoy any questions of late post it in the forum and somebody out at hand should help u. http://scamsbeware.com/forum Best of adjectives it's FREE 2 join, simply register at the top it'll be worth it for u to keep up 2 date on scams/fraud. Hope this help.
yes, definitely a scam.
They will ask for your contact information and probably your sandbank account numbers to deposit money to you.
Then they will TAKE money instead.
OMG, so totally TRUE. Please send it to me!
This have scam written all over it.
SCAM!!
The brashness of these people to use the word of God to rip ancestors off.
Hey Just unstop a WAMU checking account for $3.00. Immediately annul $2.50. And then donate them the account info. And see what happen. If account suddenly have millions in it. Close the article and get your money.
It ceraintainly have all the hallmark of a scam; email from out of the blue from someone you don't know offering a large sum of money. The message is cut stale, but later or within a later email, if you respond near will probably be a request that you deposit money into an account as a good-faith weigh up that you are worthy to receive the funds. At the very lease, they might ask for your chekcing reason information so they can try to assume your identity.
I would check Snopes.com, Urban legends, hoaxes, etc. There is a lot of this
going around. A few of us get one and then we found out it be a hoax. No
money involved. People who instigate those kinds of things are after something.
Please don't buy into it as the internet is full of these kind of things.
What is the easiest road to rob pay through internet?
Question:
Answer:
The easiest way is through a credit card. But if you dont want this quality of stuff (i mean if you know someone and freshly want to send him money or receive money from him) i would suggest western confederation. You can find probably one or two in your town. ONly things you want are your id,the dub of the other person,where on earth exactly he leaves and the amount of money to send or receive.
paypal
The easiest, and safest, is to register your tale, either a credit card sketch or bank vindication, with PayPal, and use PayPal to remuneration for your purchases. Once you are set up, you only call for to enter your password to make payments, and PayPal offer insurance on you online purchases to help protect you from scam.
More and more companies accept PayPal presently.
Safest is using a PayPal debit card.
Don't use any other debit card since the person delivery your money can easily forsaken your account.
Credit cards not undamaging.
does it effect my credit rating if i hold outstanding debt surrounded by foreign zealand while living within australia?
Question:
Answer:
No,though they are part of the adjectives wealth your credit rating will be OK if your credit rating is suitable in the UK.
Depends plentiful sheep you have fathered, the CSA will track you down and mutton you, baaaaaaaaad man
if the debt is reported to your credit report or a collection agency it will.
If the credit agencies contained by NZ either enjoy branches or reciprocal arrangements in Australia it will probably affect your rating. If they dont it probably wont.
Check on the internet who the principal agencies are in both countries and contribute them a call.
No.
Keep surrounded by mind crossing borders for good short paying your debts is considered an international crime and you will be hunted by the Interpol.
It is wise to transport some money every paycheck back to New Zealand.
You don't call for that kind of bake.
Good Credit?
Question:
What a good agency to start building my credit upwhat can i do
Answer:
Start with a secured credit card from your hill or credit union. Never miss a return or be late on other credit. Most lenders don't mind loaning the money on something as long as they hold some collateral (car for example). +++ warning +++ once you enjoy established good credit, it will snowball. Before to long you will own everyone knocking down your door wanting to admit you credit. That's when way to abundant people obtain in over nearby heads, and finish off up in liquidation court. Don't ever ruin your good credit rating. It sure is nice to saunter up and ask for a loan, and be told, "no problem" instead of trying to beg for a loan because of behind schedule pays etc :)
I have placed this surrounded by the source box. There is a wealth of information in that and a great free debt management software program. I bookmarked the site as I return to it repeatedly for the advice it offer. I hope this helps you.
try to apply for a in a minute fee card and if that diesnt work try budge and apply a card with an anuall levy an occasional maintnece fee,,, it sucks but they cost seriously to maintain (200 a yr ) but if u hold it for liek 6 months and pay ontime receive another card with no fees...afterwards cancel that first card...a accurate card to start with fundamentally litte fees.,...aspire visa..
If your parents have a angelic credit history with their credit cards, ask to be made an authorized user on their reason. It should be free, and will get you on your channel to establishing good credit. Basically, their history become yours. Only do this if they have manage their account powerfully! Any revolving accounts you have, recompense them on time, try to preserve the balances low, if you achieve a credit card, don't do stupid things like paying belated, taking the account over constrict, or doing frequent cash advance ( the first two will screw up your ranking, and the second will screw up your finances). Basically be smart, and responsible, this is push button.
you can have acard as long as u close to...but i would wait until somehtign along comes after your first immobilize card!
Can a creditor cart my truck for credit card debt??
Question:
Answer:
Seriously, I have not see that many inhabitants get a lien against their vehicle. Houses yes, wreak houses appreciate. But vehicles dappreciate (lose money) Usually a creditor know that by the time you are done paying off a truck it isn't going to be worth extremely much and besides that even if a place puts a judgment on a house they don't certainly collect any money unless you SELL the house. It would be the same thing next to a truck. They wouldn't get anything unless you sold it or get into an accident and your insurance would consequently pay them.
Not unless you bought the truck beside a credit card.
No.
Not unless you offered the title as security on a loan; and that wouldn't kind sense on a credit card. As long as you have the title, you're nontoxic.
If the credit was "secured" by the truck, than yes. If it is an unsecured loan/credit, the creditor can't basically take or reposses your truck, but that doesn't scrounging that they can't hurt your credit among other things. PAY YOUR BILLS!
Only if you used it as collateral.
sure
Just Relax He Cant, In Not In Law
Most secured credit cards are done so through a deposit or a savings description at a bank where on earth you can't touch the money... most credit cards are unsecured, anyway, so I'm going to say "no." If the creditor take you to court (they probably won't, but a debt collection agency will THREATEN), then you can say aloud that it would pose a financial hardship/undue burden (because if you don't have reliable transportation, it's difficult to own a job).
not specifically, But if it goes to a bailiff they won't ask question they just cart to the value of. Make sure you stay resting on the issue. try and come to a mutual agreement of some sort.
not at all. the merely way they can repo. the truck is if you arent paying your loan. if you compensated for the truck with a cc, importantly unlikey though, they cant touch it. the credit card company will send you into collections though. a cc pays for your item for you later you pay the cc company. thats necessarily how it works. anything with a cc unpaid go to collections. good luck and remuneration your bills.
No
I don't think they can, but they can put a Lien against it and you would never know how to Sell it. Credit Cards can be a usefull tool in our day after day Lives, but so many nation forget when they pull that Plastic out, that a Bills on the track the first of the month and that interest eats you up..
It depends. If at hand is no lien on the vehicle and the credit card company gets a taste against you then yes they can put a lien on your truck.
Actually even if in that is a lien they can still do it if they get a ruling they would be the second lien holder and would be paid simply after the first lien holder is paid.
Without a shrewdness, there is zilch they can do.
not in the state of texasbut surrounded by other states they may garnishee your wages
i lately have a med. bill travel to collection ,is it possible to earnings them b4 it hits my credit?
Question:
I had a medical bill jump to collection..it will probly hit my credit next month. is in that a way of paying them b4 it go to mycredit if i pay it within full? should i pay the ingenious people or collection? what should i say aloud?
Answer:
Do not pay the collections agent, take-home pay the actual creditor ASAP in full. If the collections agent contacts you again endow with them the payment information, date, amount, check number.
speak beside the collection agency. Just because it hit a collection agency does not necessarily mean it have gone against your credit report.
Talk to the collection agency and ask them. Talk to the hospital and ask them.
The local library in my home town will convey you to collections for overdue book fees. It is funny getting a collection notice for 3.50 cents.
But newly because it has hit collections does not parsimonious it is on your credit report. If you don't pay consequently it will more then predictable end up on your report. I believe they enjoy to give you time previously they ding your credit.
Ask questions.
It have already "gone to your credit". How you handle it immediately is what will effect your credit. If you pay it it will be a plus. If you don't it will be a minus. Pay the collection.
I would own to say that if it is an aged debt, it has already be reported every month you didn't pay it past they sent it to collections. Unless the collections department is at the medical location, I would have to vote you can only communicate to the collection and not the medical facility. Once they send it, they no longer nick payments on it.
Pay the original creditor within full and when you receive the letter from the collection agency request "validation". They enjoy to verify the debt is paid past listing it on your reports and pursuing collection diversion. Once they find out it is they cannot list it. Simply write:
"I dispute your claim and request validation of this debt. This bill have already been rewarded in full."
Keep copies of your delivery just contained by case.
Can you give support to me find out my credit?
Question:
Is there any free online credit checks that do not require you to enter contained by a credit card number?
I would really like to find out what my credit is...however adjectives the online sites that I am finding require you to enter in a credit card number.
I do not own any credit cards and was wondering if near is a way to check my credit online short having one
Answer:
Most of them are pay envelope sites. The only really free one I've found is http://annualcreditreport.com
You are entitled to one free credit report respectively year from the three major repositories. You can budge to each of them individually or achieve all three at the site above.
http://experian.com
http://equifax.com
http://transunion.com
Although the credit reports are free, the credit score are not.
Good luck.
Well, if you dont have a credit card, I wouldnt verbs about your credit.
What does everyone ruminate of BofA giving the Mexicans a credit card And morgage?
Question:
They say they want to donate anyone that does not have a S.S # or ID. A credit card. surrounded by less they own a tax ID. my problem is that, how can someone enjoy a tax ego when they don't pay taxes.
Will this exact you to pull your money out of B of A. or is this OK to do. What give or take a few those that want, U.S citizen but are turned down for a credit card
Answer:
This is a frickin outrage.Next the terrorists will be using credit cards to move money around through this bank.It is harder for a american to start on an account than it is if you are an prohibited immigrant.I already cut up my b of a card and will not be using this terror supporting wall again.All this bank care about is making money,not wheather the card carrier are drug dealers and or terrorists.Lets boycott this wall.
Bank of America (Nations Bank really) will pay the price for their outrageous conduct. There will be hundreds (like myself) that will verbs their money and place it with a more responsible wall. Their leader is a shrewd business entity , but ruthless. This is just another marginal management on his behalf. Spread the word!
Thats why they are charging 6.5% starting rates on most mortgage loans, even for people near good credit.
The risk they are taking beside these immigrants is person picked up by the rest of americans. We are currently in the process of getting angelic faith estimates for our mortgage, and B of A have been the top so far. However, from what I hear they approve almost anyone.
Illegal immigrants can receive export tax Id's from the IRS. It is the same type of duty ID that is used by businesses. Bank of America lend money to legal citizens and residents near tax Id's.
Bad notion.
The bank is a short time ago trying to make money.
If I used BA, I'd verbs my money out.
Credit Help!?
Question:
Ok i think the stupidest entity happened. Target sent a note to my mom saying that she be denied more credit to TARGET! out of places..and to check her credit to see if there be an error or why they denied her the extra credit on her card...If she was to pay packet off adjectives her debts and things that were written of on her credit report..would those debts be in motion away on her credit report..and would negotiating next to the companys she owes money wise... fix her credit..she tell me of how she could buy a car near a credit card..but now her credit is adjectives screwed up because of stupid stores like macys and burdines..and what is the absolute possible credit score..gratefulness..i am looking foward to ur answers!
Answer:
Well we don't have adjectives the facts but it sounds like she have large outstanding balance with department stores. People should stay away from those cards, they are expendable and the interest is usually very large. Of course the debts would go away on her credit report if she salaried them off. Companies considering credit are looking at a totality of someone's financial situation, income compared to debt, so they can assess the chances of them defaulting. When they see dignified balances elsewhere, they see problems on the horizen.
800 or 850 is glorious. national average is 700+ Macys isn't the blame the person beside the card.
credit 101 below
hello mr.tommy i am hardeep from icicibank and
i can fix your problem just grant me your details i will fix in a minute...
Use the denial missive to get the three credit reports (Equifax, Experian and Transunion) to review what problems exist formerly trying to battle them. Negotiating beside creditors doesn't "fix" your credit. Get the reports and see what problems exist before trying to provoke them. It could be a simple clerical error by data entry. Get the facts!
My credit ranking is to low to find the home loan I call for. but I enjoy A human being who will co sighn. will this assistance?
Question:
my fico is an embarassing 560 . and Im tired of paying for someone elses home to be payed for by renting.
Answer:
A cosigner will help, but you can still qualify for a home loan near a credit score as low as 500. Don't be flushed, it happens to the best of us.
For information on discouraging credit mortgages, check out http://www.mortgageawareness.com...
well if your credit rack up is lousy, fix it. getting a homeloan and then screw that up is not going to be of any help. and next to the market the course it is now, the type of loans available for nation with bleak credit is starting to cause the industry to implode. any party who would cosign for a home loan is nuts. sorry, but that person is pledging to except the debt if you backfire to make payments, start small, but down a down contribution, that will lower your mortagage cost. pay your bills in good time, do not take out any equity loans they can kill in cold blood you. and work your way up the stepladder.
I have placed this within the source box. There is a wealth of information in that and a great free debt management software program. I bookmarked the site as I return to it recurrently for the advice it offer. I hope this helps you.
you hold to find a bank that does instruction manual underwriting.
If you own found someone foolish enough to co-sign for you because you enjoy a sub-par FICO and good intentions, consequently by all method go for it!
Just be prepared for the friendship/relationship to shutting down when you default on the loan because of a circumstance that you didn't prepare for.
Hello,
This is Mr Chris Peters.I am a loan leder who impart out loan at low interest rate of 3% to 5%.Are you financially down?Do you need assistance to pay your bills?If yes,contact me today for your loan at consultingpeters@consultant.co... or consultingpeters@myway.com.If you own contacted me before you are in a minute to contact me via my new email address.I will be set to help you on the subject of this as i am ready to work beside you if you are a honest person.When you are contacting me plkease do include the amout of loan you involve and the duration you need the loan for so that i can frward to you my loan lingo and condition.I will be expecting your mail soon.Thank you
consultingpeters@consultant.co...
consultingpeters@myway.com
I hold a unmarked credit card number and i would resembling to regester it. my paypal ridge narrative credit card?
Question:
Answer:
Go sign into your account (pay-pal ) and later go to repress payor information. You can change your checking explanation as well as cc commentary.
Can I still fix my credit?
Question:
5 years ago I suffered a car chance and was sent for supervision to a hospital for 20 hours. The amount I should have to settle scared me, as I have no insurance coverage. The amount was for me phisically impossible to foot
Eventually the hospital sent the bill to a collection agency, but I haven't answered any of their letters.
Answer:
That bill should own been turned into the the insurance company for contribution. If you did not do this, I'm not sure if you still can since it is 5 years-- was it the other those fault or yours? It depends what state you are in-- I would contact your consumer credit counseling agency and see if they can oblige you with this--- usually, medical bills do not stay on your credit report- and adjectives negative reports excluding bankruptcy are erased after 7 years.
Medical bills can be so devastating. contained by most cases you can pay resembling 20 dollars a month and that holds them off because they know your doing something. Include a memo telling them you can not afford to payment anymore as you are under financial danger Since I am not an attorney I am sure someone else can let you know if I am incorrect but if you verbs to not acknowledge the bill then I expect that they stop bugging you and yes it can only be on your credit for a indubitable amount of years. I would not go to a consumer group beside this debt because its to old .
Kourtnie Donihoo
The EDA Group
hello i am hardeep from icicibank i can assist u
mail me...
Of course your credit can be fixed; check out the credit repair correlation at:
www.totaldebtsolutionsllc.com
How can someone own an "A" on their credit ranking, Impossible.?
Question:
A friend of mine walked into the Bank and be told that they could not deny him a loan because his score is 806. A friend that works and pulls credit adjectives the time said the highest mark he has ever see was 820. The ridge guy said he's only see 4 people above 800 and my friend be one of them, soooo
I was looking on the final of my credit report, and they said 8OO-900 is a "B", 900-1000 is an "A", and 700-800 is a "C". My friend has NEVER be late and rewarded off everything prompt for 25 years.
Do you know anyone that has an "A", or how it's done?
Seems similar to the credit bureau doesn't use the Bell curve when it comes to credit.
Answer:
I don't know what this system is, but it certainly isn't FICO. There are some nation who are "A" credit, but a perfect credit gain is next to impossible because of adjectives of the factors involved. Any FICO over 720 is unanimously considered to be just as dutiful as 850 when it comes to terms of a loan. The latest credit score algorithm is VantageScore (which go up to 990), but many lenders still use FICO.
FICO Credit Score .. Percent next to Score
300-499: 1%
500-549: 5%
550-599: 7%
600-649: 11%
650-699: 16%
700-749: 20%
750-799: 29%
8OO-850: 11%
Many people wrap up up with a behind bill here or there or max out their cards... but the further support these events, the less they negatively impact your FICO gain.
I've heard that the credit bureaus are surrounded by the process of changing the road they report scores from the numbers to a message grade. This (giving both nubmer and epistle scores) could be the interim process until the conversion is complete. Hope this helps.
FICO credit score from the big 3 range between 300 and 850. An individual nouns company may use some other scoring range to determine credit boundary, etc.
I've heard race talk more or less A level, B even, etc. but that's relating back to FICO score.
I'd suggest that you re-read the back of your credit evaluation.
I've heard various people who hold told me that they have dignified scores (in the lofty 700s) who's scores for some sense never seem to dance up. I know a lot something like credit, however I am still somewhat unclear something like how the formulas really work in language of computing a score. And no, lol nearby is no bell curve when it comes to credit, would be nice though.
I don't understand that system--is it base in the US? FICO score don't go up to 1000. I come up with 850 is as high as they dance. You can pay adjectives your bills on time and own excellent credit, but if you've never taken out a loan and paid it rear, your score probably won't be surrounded by the highest bracket. The really giant ones are the ones who have proven they can touch loans and debts at higher amounts responsibly. It also depends on your credit edges and how long you've had credit.
heaps credit companies look at client's past archives. The way they do things is to first look at the person's slip away purchases with credit cards. Everytime you bring in a big purchase and pay in good time you get correct amount of points.
The more credit card you have and the more stuff you buy and wage on time, the more credit you hold. So to build up your credit, even if you don't buy stuff you can get extra credit win
The bank is probably using Vantage or Scorex (or similar). None of which is a true FICO rack up and rarely used by most lenders/creditors.
As for the lender now and then seeing anyone with that ranking, the same could be said beside an 800+ FICO score.
If this is a report next to the score base on a FICO Score than that is impossible. FICO score range from 350-850.
The lingo A, B, C are generally lender specific. Some lenders might consider an A anything above a 800 FICO, but others might consider an A anything above 750. In broad A's will get the best rate, consequently B's, once you get lower you achieve into what they call Sub-Prime lend and interest and fees skyrocket.
To have the best credit you necessitate to use it responsibly. That is never come close to your maximum credit(no more than 30% useage is best), pay your bills on the dot every time, and don't apply for credit every chance you draw from.
Related terms you might hear are things resembling Tier 1, Tier 2 this is the same concept but different words.