How to spend the moneies of my portrayal e-gold?
Question:
Hello, they are an Italian boy. I would want of the councils on as being competent to spend the moneies that online have credited me on my explanation e-gold for small purchases. There are situated that they accept these payments for computer science articles? Thanks lots
Answer:
I don`t really understand what you asking around but i think you can exchange you e-gold into authentic money. Just read the instruction and follow it correctly.
Am I elligable to achieve a Providian Credit Card if i do not hold a ridge article next to Washington Mutual?
Question:
Answer:
It is illegal for a credit card company to require someone to enjoy a bank details with its dune in demand to get approved. And it is unfair for a bank to require you to clear an account next to them to apply for their credit.
Wamu and Providian are mutually exclusive and you have the right to hold one without the other.
Yes, I did, but pay attention, I thought their interest rate was vastly high.
YES! My boss have PCC, but no acct. with WM.
yep, I have a providian c.c. and I live in Hawaii. Just mind your Ps and Qs. They have really high interest. I compensated mine off and cancelled it.
yes
they are a bit shady though
i get one with them and its be alright
Yes, I don't see why not. My very first credit card at age 19 be a Providian. I got a $1000 credit constraint and vowed to use it for emergencies. It is usually a high-ranking interest card and the target customer is a young creature or one with little or no credit. Here's what I did. It may not be the right guidance, perhaps you can look up suggestion from Suze Ormand (spelling?), but I'll give it to you anyway. I received this card and after more or less a year I started receiving several other credit card offer in the post (apparently, by establishing credit through this card I popped up on the credit-card-people radar). I looked at the interest rates and the annual fees, etc. of each card and done up signing up for a Platinum Mastercard (through AT & T Universal - you can find them online). I transfered my balance from the Providian card which be sitting with a giant interest rate accumulating (I be young and even though the card be used only for emergency, I couldn't always take-home pay the full balance respectively month) at a 0% interest rate for a year, plus I think I get a credit card limit of $2000. Aside from the annual allowance, which was difficult than the Providian, this card had the better interest rate.
You've get to be careful to at lowest pay the minimum harmonize (if you can't afford to pay more or the full amount of charges respectively month) because even if you're just in the future late they'll tack on a tax higher than one for, vote, a bank overdraft (I'm thinking it be somewhere like $39.00) plus after one or two behind schedule payments the interest rate hikes and you're back next to a higher go together and a higher interest rate than the Providian.
Stay away from the online offer for intant credit cards. Most of them will "approve" you and then ask you to settle up $200, $300 or even $400 to get this card. It's approaching a secured card but you don't get to "charge up" the money you've already put down. This, I can picture, would only be used for someone who, for anything reason, is desperate for a credit card.
Good luck.
Also, as a consumer, you hold the right to shop around for the best credit card offers.
Iam living surrounded by lebanon and i have my work surrounded by my city
Providian is one of the worst credit cards you can get. Open up and narrative with a credit federation if you don't already have one and apply within.
Can someone still money if you ordered something online?
Question:
This is my first time buying something online and I was newly wondering thanx
Answer:
Sorry ..."steal" not "still".
Ok now i.e. cleared up yes, if someone has your credit card information it could be misused or stolen.
Most foremost web retailers us encryption 128 or better, so the information is protected as it moves through the internet.
Yes ... lately like someone could copy your credit card within a 'real' store. As you wouldn't give your credit card # to anyone, think twice where you bestow it online. If you buy stuff on trusted websites (amazon, etc.), there won't be any problems. I've done hundreds of online transactions on online websites and never have any problems.
YES! Improper credit/debit card use is one of the reasons why identity embezzlement is one the rise! If your creditor uses shopsafe or verified by visa, look into it and PLEASE USE IT!! If not, make sure you individual use your cards with merchants you know and trust. Make sure you acquire your credit report at LEAST once a year, and ALWAYS look at your credit card/bank statements! Hope this helps!
How does a 203k FHA Rehab loan work?
Question:
My home was undermined by fire, would a 203k loan work for me? Is the loan based on credit-worthiness close to a conventional loan?
Answer:
Wow - I haven't seen this loan for a while - here contained by CA the loan limit size keep us from using it on most projects.
The loan is based on credit worthiness but is guaranteed by the Fed Gov, so the rules are a short time more flexable. This loan allows you to refi your existing loan into a new loan beside cash for renovation. There is fund control on the money so you do not gat it adjectives at once, but as you meet construction milestones.
I get about 20 loan site when I G00GLEd fha 203k loan guidelines. Pick one contained by your area and capture a free assessment - nothing to lose...
I hold a few desperate credit accounts from around 6 yrs ago. Should I verbs something like paying them stale presently?
Question:
There are three that around 100-200 each. I'm trying to amend my credit. Will my score increase if I reimburse them off in a minute?
Answer:
Unless they agree to remove the negative tradelines, it will not develop your credit.
It will just be updated to show as a compensated negative. And mortal updated it will "look" like it is a newer refusal then it truly is. (updating is not re-aging)
A paid gloomy is still a negative.
If those accounts are from 6 years ago, it is possible that you are out of the collecting SOL on them, which routine you have no court obligation to settle, you would pay because you want to.
If those accounts are from credit cards, hill loans, medical, etc., they will remain on your credit for 7 years. The reporting SOL cannot legally be re-aged no business if you pay or the accounts receive bounced from colletor to collector.
If you want to pay - request deletion upon grant.
If you are past the collecting SOL you hold the right to send a SOL epistle telling them the accounts are former SOL and no longer legally collectible.
If they are reporting inaccurately, you hold the right to dispute the inaccuracies. If the tradelines are not corrected surrounded by the legal time restrain they must be removed (though sometimes it takes file complaints with the FTC, your AG etc to go and get them removed)
You might click on my profile and do some reading in the links provided - the FDCPA, FCRA, your state SOL etc.
Learn your rights and revise how to use them
They will eligible to come off at the cease of 7 years. So it depends on how quickly you stipulation your credit cleaned. If you pay them in a minute, it will just show PAID COLLECTION, but wont necessarily bring up your credit win.
your credit score WILL DEFINITELY run up
one factor on your credit score is how much money you owe monthly and adjectives that money on collections is considered money that you owe monthly even though it is only a one time charge
so paying that bad will be a huge help
Yes, you involve to take attention of any outstanding debts to clear your credit. It will improve drastically if you recompense the old debts. I work near people who are trying to bring loans for houses. Old debt can come back to hide you any time you need to use credit.
Be sure to ask the prehistoric creditor to report to the credit agencies once you have the debt rewarded. That is how your credit score improve. The creditor has to sort the report.
u should of paid a long time ago, merely because its 6 years ago don't mean after 7 it will stir aways.. You have to wage it in full consequently 7 years later it will procure removed from your credit report..
I have placed this contained by the source box. There is a wealth of information within and a great free debt management software program. I bookmarked the site as I return to it regularly for the advice it offer. I hope this helps you.
Hi, I simply finished cleaning up my credit to qualify for a good loan and found out some things that may assistance you as well. In California, and most states, adjectives bad (negative, lates, collections) can one and only be reported on your credit report for 7years Max..Then they just disappear...BUT .If you remuneration them off presently, the negative parts will still be nearby until the 7years are up..Companies report "last date of activity" gist last expense,or contact,or charge to your acctsome even update your account date after a phone conversation(to drag on the 7years)..If they are roughly to be up(7years from 1st date reported..look on the report for this dates.. and if close to 7years cut them) Challenge any and all incorrectly reported date,negatives that are over 7years too. companies will "re-age" updating to investigational dates to keep hold of on longer..This is ILLEGAL EVERYWHERE and credit agencies don't care unless you point it out..They will investigate, and resourceful creditor will answer, or it gets removed automatically..Hope i facilitate .
How long does it thieve for an unpayed debt to capture eliminate from your credit report?
Question:
Also... what do I do if there is stuff on the report that I'm sure I owe, but enjoy now concept how to get ahold of olden times creditor?
Answer:
According to the Fair Credit Reporting Act, it can only be reported for a maximum of seven years and at hand is no minimum. Bankruptcies can be reported for up to 10 years. In other words, it doesn't have to be on your report at adjectives, ever. So if you don't like it on here, remove it. You are allowed to. The FCRA gives you the authority to do so.
You can read the entirety of the FCRA at this site: http://nwbusinessadvisors.com/fcra.aspx...
If you own any questions on the subject of credit issues, you may email me at nebula7693@yahoo.com
7 years I believe...Unless you make a money to them..then the clock starts sets stern all over again..
On your report, at the bottom, should be the roll of creditors with name and phone numbers and addressess. Write or call.
As far as how long it takes--- 7 years for everything except bankrupcy. It should spatter off automatically UNLESS they deal in the debt and then the the collection company reports it and teh bureaus regard its a new debt. You'll enjoy to prove it if its actually an weak debt.
its seven years for a unpaid debt to be deleted past its sell-by date your credit report, unless you pay it. It should right to be heard on your credit report who you owe money too. If you don't know how to get within touch with them, possibly you can look up the name or address of the creditor on the internet.
It used to be 7 years, but it go to 10 not to long ago. It only will report 10 years on accounts that be derogatory after the new rule be made, but remember if you admit once to a collector you owe it surrounded by any way shape or form the sketch will be reborn and take 10 years from the time of that alleged conversation or acknowledgment you owed it.
It stays on your report for 7 years. If ou get hold of a credit report, the creditor's contact information should be listed. Depending on which bureau you decree the report from it will be with the article information or down at the bottom of the report.
7 long years
How can my cat acquire a credit card approved?
Question:
Credit cards
Answer:
My dog applied for an American Express but they turned her down saying they could find no credit history one her. So they sold her label to CapitalOne who have be hounding her for a year now. Their offer get better and better adjectives the time. I fill contained by the form and use a paw print stamp for her signature. I use her real age (12 years) and they are still interested. They enjoy phoned twice and both times she was out for a tramp but they didn't call put a bet on. They must have sold her dub to "Heart and Stroke Foundation" because they called ending month looking for donations from her.
Just apply for a second card, put it on the cat's name, youre surname. I read something yesterday of a cat getting a American Express.
Your cat can't, unless he/she can sign :)
Ask Cat Deeley, she's get a Platinum.
If you have gotten a social protection number for your cat, then your cat COULD be approved for a credit card.
Without a valid social shelter number the chances of man approved is next to nought.
Now receiving offer, your cat may get various.
start by giving it a birth date and putting it on some mailing list, next obtain it a magazine subscription to forbes or money. in time the offer will show up.
I just love some of these question, how long did it take you to come up with this one up or do you just ask alike thing over and over again, except subsequent time you will ask us how to get your 2yr matured daughter a credit card?..
Ask Garfield he knows... if he meowrr you try telephone call Jon he definitely know the answer. If he still wont distribute you the answer you seek knock you skipper to the wall.
Thank you
btw i think your post is a spam :D
Use the card that have the mouse on the advert, esure. Send them a threatening message written in bird blood and tip off them that they too, are on the road to destruction unless they sign the cat up. If they demur, a dead mouse worker sent to them via feed ex in pieces will be a stir up call. If that fail threaten to storm troop the place with the cat contained by your fanny pack ready to leap to commotion and kill indiscrimintely. Once you recieve the card, smear surrounded by jam and stick to cat's forehead. Voila! Your cat presently a credit rating, welcome to the world of business!
How much do missed credit card payments effect a person's credit evaluation?
Question:
Do missed credit card payments have much effect on a person's credit gain? How important is it to not miss any payments?
Answer:
Very essential. 35% of your credit score is base on payment history. A single slowly pay (30 days or more) can lower your gain by 10 to 15 points. If you have several or God forbid a 60 or 90 daylight late sum it will cost you dearly.
One of the things that my banks will turn someone down for the quickest is a overdue payment within the last 6-months.
Keep this within mind, that more than a 1/3 (35%) of your score is comprised of clearing history, so if you tank that, the rest of your win goes right along beside it
You have to be 30 days overdue on your payment beforehand it makes a fruitless mark on you. Obviously the more 30+ time lates on your report, the worse your score get. If you know you can't make a transfer of funds, I'd call the credit card company and see if they can bestow you an extension or "grace period". If not, at least try to pay cheque the minimum due. Late payments can really hurt your credit but not as bad as a repossession, sentence or something like that.
Absolutely they effect it. Payment history is 35% of your chalk up!! A single thirty day behind may only drop you ten to twenty points if your win is strong overall, but a few of those or some 60/90 day lates, and you're really hurting!
It effects it totally. You enjoy to be on time next to all of your bills. Otherwise, the companies will report you and it effects you alot. My husband be totally late on his credit card (6 payments) and it is cynical. Then, if you want to purchase a house or car, those companies want to check your credit report and when they do, they will see how bleak it is. Then it is alot harder to have someone to make available you the credit. It helps to keep hold of everything on time. Trust mewe are research from experience.
Once I print out my free credit report, what can i do or who can i contact just about fixing my credit?
Question:
i already pretty much know my score is species of low
Answer:
As a general rule,. STAY AWAY from any character or company offering to "fix" your credit report. Instead, get copies of your credit report from the primary credit reporting bureaus.
If your credit report contains actual errors, which is quite possible contained by any event as many do if what I own read in former times is to be believed, dispute the errors with the credit reporting agency. Instructions for how to do that should come beside your credit report.
If the information is accurate but not favorable, the best thing you can do is put together a budget and recompense down your outstanding debts. If you do this consistently over a couple of years, your credit will be looking much better.
Also keep contained by mind that it is useful and suitable to have some undo credit, and really good if you enjoy developed a long history of making on-time payments with one or more creditors, but any credit you own open which you reliably don't need or use habitually should probably be closed either back or after it has be paid stale. (You can close accounts without them human being fully paid bad. You'll still owe the balance and any applicable interest charges though.) Too much available uncap credit can be a sign to lenders that you are a higher credit risk because you own the potential to utilize up to the combined totals of your credit limits, so it is mostly advisable to only hold as much open credit as you in truth need.
Do you indicate correcting information on the report? The individual credit reporting companies.
There's no way to "fix" cynical items other than to lurk until they are removed from your report, anywhere from three to seven years.
you got to freecreditreport.com and consequently they will have you sign up and you can in reality look at your credit history and dispute any items you have on here. I went on nearby and did it and when I disputed everything they took alot of things off of it. Some businesses after a few years throw out outmoded records so if they are asked for proof that you owe and they dont enjoy known consequently it will be taken off your credit. Hope this help gl
You need to look over your reports for any inaccuracy. If there are inaccuracy you have a permissible right to dispute them.
If you use the free FACT-ACT reports (which you should get from the FTC site individual and not the scam sites that require a credit card number) to dispute from, you will be giving the data furnishers (original creditors/collection agency's) an extra 15 days to verify, a total of 45 days.
If you use salaried reports that you get from respectively credit reporting agency (CRA), the CRA's are only allowed 30 days to investigate. The extra 15 days within using the free reports could mean the negative remain instead of being delete.
Before you start disputing anything, you need to swot up the statute of limitations (SOL) for collections in your state.
If you start disputing items that are still in the SOL for collecting, you may find the collectors will start contacting you or contacting you a little more aggressively than they have been.
You might click on my profile and start reading within some of the links I have tabled.
Learn your rights and how to use them.
Under the account holders designation, for example credit protection of america, it should have an address and or mobile phone number. Use that to contact them but be sure to have your credit report handy, along beside the account number that be listed for that collection. Good Luck!
1) Ask for credit reports from the bureaus.
2) Look out for any errors surrounded by it.
3) Prepare a Credit Dispute Log recording the details of problems and errors.
4) Contact telephonically the inspired debtors with whom you are have a dispute. Record the details of the call, especially the moniker of the person beside whom you spoke and a brief overview of the agreements.
5) Send the certified letter to the innovative debtor.
6) Send letters to collectors, disputing the bill. Also, distribute the proof of payment to the untested lender.
7) Fill out the dispute form available at the credit bureau.
8) Write a letter for respectively disagreed item separately and send it to the credit bureau by certified correspondence. Attach the proof to support your claim.
9) The bureau will provide you a reference number. Call up the bureau beside this reference number and find out the progress of the thing.
10) Maintain a Credit File containing detailed records of your shield.
fix credit yourself:
1) Ask for credit reports from the bureaus.
2) Look out for any errors in it.
3) Prepare a Credit Dispute Log record the details of problems and errors.
4) Contact telephonically the original debtors next to whom you are having a dispute. Record the details of the bid, especially the name of the soul with whom you spoke and a brief overview of the agreements.
5) Send the certified notification to the original debtor.
6) Send correspondence to collectors, disputing the bill. Also, send the proof of pocket money to the original lender.
7) Fill out the dispute form available at the credit bureau.
8) Write a missive for each disagreed item separately and distribute it to the credit bureau by certified mail. Attach the proof to support your claim.
9) The bureau will provide you a citation number. Call up the bureau with this suggestion number and find out the progress of the matter.
10) Maintain a Credit File containing detailed collection of your case.
paypal two small deposites, i did that presently it say...?
Question:
well i be bored so i tried to guess my two small deposites, then paypal said i made to abundant attempts, so now i own to add my hill account after it gives me an pick to give my 2 payments, very soon my bank statment arrived yesterday so i wrote them down (it be the costomer support) now they said paypal will be reading the letterwhats going to evolve now?!?!! im confused i relly want to be virified...
Answer:
Ok, immediately I know what you're saying. That's a adjectives security precaution Paypal uses since their customers are frequently targeted by phishers and scammers. It's nought to worry give or take a few. The best thing to do is ring them directly and straighten it out over the phone. Their customer service # is listed below contact us.
For the record something similar happen to me too but I was competent to clear it up with them on the phone.
What Doug said.
I can grant you a link that deal with Payapl & Ebay transactions through Paypal. PayPal is one of the most popular online money verbs systems widely used for online auctions, pay to surf programs, e-books and purchase of low appeal goods. It is immediately a part of the online auction website eBay. More details available at
http://www.money-transfer.in/paypalindia...
What is the effect on my credit ranking if a loan is reported as united instead of co-signed?
Question:
I need to augment my credit score inside a six month period within order to refinance my home at a better rate than the one I currently hold. My loan to income ratio is high because I am single and on a fixed income but live next to my boyfriend who has income, but no credit. Specifically, we signed for an auto loan together hoping for a better rate even though it be purchased with the intension he would be making the payments from his pay envelope. I prefer to remain on the title, as it is, because I provided the down payment. The problem I enjoy now is that on my credit report this auto loan add an additional and hefty liability to my already stretched debt to income ratio. Any style to improve this outlook for my credit evaluation? One reporting agency shows the loan as a "joint" account, the other as a "co-signed" loan. Do they effect my rack up differently? It has created stress between us because if he pays behind, it's reported on my account. Any accepted wisdom besides selling or splitting up?
Answer:
Weather a loan is reported as joint or co-signed make no difference as far as your credit is concerned.
The only track to get this out of your given name is for your boyfriend to refinance the vehicle is his name lone. After he has made 18-payments as long as they be made as agreed, he should be able to do this.
It won't be paid much difference. It's a liability to you either instrument. Your loan to income ratio doesn't affect your credit score although it undeniably will affect your interest rate and even qualification for a loan.
Speaking as a nationally agreed credit score and lend expert (book, radio shows, newspaper columns, etc.)...
I review a LOT of credit reports. The credit reports beside adequate detail will record either type of rationalization as "Joint" the way you describe it. That will be duplicate either channel.
An "Authorized" account will not bump up credit as much, thanks to a July 2006 vary in how credit score are calculated.
BUT when you have a Joint depiction, for home loan purposes, you RAISE your debt ratio by taking on a Joint account.
Creditors are extremely unlikey to allow a co-signor rotten. They get to collect from two general public instead of one in bag of defaluted loan.
Maybe you can just refinance the sports car? If you are not upside-down.
Pookie,
Let's keep this realer than authentic.
I consistenly find women trying to create a budget to work for a man that has a situation, but for some odd foundation doesn't have ANY CREDIT or worse, jilly-jacked up credit.
Why are you going to adjectives of these crazy financial arrangements to shelter HIM from the rain?
If he can produce bacon, next why can't he make the saloon payments on time? Please file that you said the car be purchased "with the intension that he would be making the payments from his pay".
What the heck do you have it in mind intention?
Either the man PAYS the car write down or he doesn't. You can never pay a sports car note base on GOOD INTENTIONS -- you pay it near legal tender -- to be precise CASH -- NOT tired *** excuses.
Here's the real measure!
You got your man to draw from onto this car transcribe because you KNEW that your fixed income ALONE would not allow you to qualify for and purchase the vehicle that you wanted -- especially when you already enjoy a mortgage.
So you figured if you could seize your less financially responsible, income-producing boyfriend to sign the auto loan next to you -- you would qualify for the loan, get the vehicle, and you could help boost his credit situation at the same time.
As a show of honest faith, you put the down donation on the vehicle because quite frankly, your Boo ain't get that kind of credit or brass! But I am sure he has a great deal of good intentions, though!
Problem == There is a use your boyfriend has NO CREDIT/BAD CREDIT. He doesn't remuneration bills on time!
Now you want to amend the nature of the loan agreement. But guess what, your BOO doesn't own enough credit to convince a creditor to remove YOU from the loan agreement. The creditor KNOWS you get fixed income, so they want you to remain on, in suitcase your boyfriend continues to be trifling (delinquent) with his payments.
So, within this scenario, your best bet is to do what you have be avoiding altogether -- SELL THE CAR since your boyfriend is STRUGGLING to begin next to -- this will restore your debt to income back to where on earth it should be.
Second, there will be no unsettled payments on the auto loan since you aren't relying on your less-than-financially responsible boyfriend. This will help your FICO win as well!
Third, you don't own to argue with your man going on for stuff he is ill-equipped to handle!
I of late hope the vehicle's fair marketplace value is MORE THAN the loan amount. It would be a "hot mess" if you be already "upside down" in the auto loan.
Finally, stop trying to fix your man's impossible credit -- he needs to capture HIS OWN CREDIT on his own terms ON HIS OWN TIME! Leave credit rehabilitation for the PROFESSIONALS.
What can be done just about a nouns support out after 45 days and I didn't sign anymore contracts?
Question:
I purchased a vehicle with a trade-in closing June and the finance company call me in July to articulate they had financed me and have I received my payment book? I have not, but told them my son had passed! On July 20th, I be asked by the car dealership to come within and sign some more papers. I did not. My first payment have already been mail for which the finance company said they could not find. Too take home a long story short and eventually ask another question- the CEO of the dealership told me to pay them my saloon note transmittal
Answer:
Did you return the car? If you still enjoy it, then technically you hold to pay for it. Why don't you put it up for mart then income it off?
u should ring consummer affairs ,they will make clear to you what you should do ,i have spoken to them myself nearly car yard and there really correct.
commercial papers?
Question:
are issuers of commercial papers allowed to do quasi-banking function? why?
Answer:
It depends on the type of banking functions you're conversation about.
HAS ANY ONE HEARD ABOUT Synergy One?
Question:
I belive this company is credit repair company, I need a review on it gratefulness.
Answer:
Have you tried G00GLE and ripoffreport.com ?
yes - they are legit
Can a Canadian citizen apply for credit within the usa?
Question:
Answer:
I work for American Express Canada and often procure this question. Without an American address and SSN, you cannot apply for credit within the USA. BUT, if you have an existing card within Canada, an existing US address, you can call your credit card company and process something call a GLOBAL TRANSFER which uses your Canadian credit history to create an American account and credit card for you. After six months, you own American credit history established and bingo...you are off to the race. I would suggest calling your credit card companies and checking into this option. (NOTE: AMEX call the process GLOBAL TRANSFERS. Visa and Mastercard may have different language.)
RESPONSE: I have to include, reading Shirrwood's comment, that incorrect information is being banded roughly speaking. Applying and getting an American Express card in Canada does NOT build credit surrounded by the US. Just because it says American Express does not be paid it an American card! Plus, in quotation to the Aeroplan Platinum card she mentioned? The annual fee for that card is $499.00 CDN, not $199.00 as she stated. ($199.00 is for the SUPPLEMENTARY cards only)
I own just looked at her association and sent them some feedback and posted the AMEX Canada link for them as I agree next to Shirrwood's comments - her link DOES say aloud the fee is $199.00, though explicitly incorrect. I hope they update their info!
yes .. but that dose not mean that you will be aproved
If you don't hold a USA issued social security number, no. That's adjectives we use to pull credit for approvals, so you wont be approved in need one.
Yes! Although due to payment reason and foreign transaction fees i would suggest not doing it unless you are living and transacting in the states. I know that wall of america offers alaska nouns canada cards that you may find interesting...check it out at bankofamerica.com, but keep contained by mind you cannot apply online but you can over the phone!
Try Bank America. They are going after non-citizens right now, next to a deposit (secured)credit card.
Yes they can. American Express issues credit cards for Canadian: http://www.credit-card-online-offer.com/...
American Express AIR MILES Credit Card with 3.99% on set off transfers for first 6 months, no annual fee, 100 bonus reward miles.
American Express AeroplanPlus Platinum Card allows earn 1.25 feroplan miles for every $1 of purchases on the card but it have $199 annual fee.
American Express Air Miles Gold Business Card near 3.99% on balance transfers for first 6 months, no annual tax and 100 bonus reward miles.