I'm 18, and just get a job, i'm going to college, and I don't own a credit card.
674-532-1950 call up saying "is this Mr. (last name)
I influence "yes"
the monotone voice says "I regret to inform you that you owe 30000 dollars surrounded by credit card debt"
I say, Sir I never owned a credit card, consent to alone have any credit card debt.
I moved my ear away from the phone, next started to hang up, however I thought I hear laughing or something, or it could of been the crappy computer sounding voice, but I newly hung up.
WHAT the heck was that ring about? Some scam, or what? didn't form any sense, and how did he, or the computer know my first and last identify? WTH
Answers: It does sound approaching a bunch of BS, someones sick joke. Don't answer until you enjoy checked everything out. check your credit and do some research into the fair credit act (laws). You don't have to spend money to check your credit, by directive you are entitled to one free report from each of the 3 main reporting companies per year, the official site for this is: https://www.annualcreditreport.com/cra/i... Its getting more adjectives these days for individuals to steal a minors identity and then they don't find out till they are 18 and already screwed. Hopefully that's not the covering, if it is a good advocate might be able to comfort, if not next its a stupid prank, call the phone company and complain.
It could be the misguided humour of your friends. Next time that it happen pretend that you are dismayed but willing to cooperate. Ask the voice where on earth you should send the money to. Or you could use Ring fund and find the number they were calling you from. Then you could appendage it to the police for them to deal next to. That phone number does go to a collection agency, but not sure which one. Go to http://www.whocalled.us for info.
Either course, you need to verbs a copy of your credit report to see if anything is being reported. Go to http://www.annualcreditreport.com and acquire it.
If there are accounts on it that you do not endorse, go to the FTC website and look for their identity pinching pages.
Sounds similar to a scam to me. It could also be a prank call, but any way you're probably better stale just ignore it. I've gotten some really shady calls and emails from ancestors trying to convince me to give them their information... probably someone lofty on angel dust and acting goofy - maybe someone who know you
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674-532-1950 call up saying "is this Mr. (last name)
I influence "yes"
the monotone voice says "I regret to inform you that you owe 30000 dollars surrounded by credit card debt"
I say, Sir I never owned a credit card, consent to alone have any credit card debt.
I moved my ear away from the phone, next started to hang up, however I thought I hear laughing or something, or it could of been the crappy computer sounding voice, but I newly hung up.
WHAT the heck was that ring about? Some scam, or what? didn't form any sense, and how did he, or the computer know my first and last identify? WTH
What exactly is a credit crunch can some one explane to me?
Answers: It does sound approaching a bunch of BS, someones sick joke. Don't answer until you enjoy checked everything out. check your credit and do some research into the fair credit act (laws). You don't have to spend money to check your credit, by directive you are entitled to one free report from each of the 3 main reporting companies per year, the official site for this is: https://www.annualcreditreport.com/cra/i... Its getting more adjectives these days for individuals to steal a minors identity and then they don't find out till they are 18 and already screwed. Hopefully that's not the covering, if it is a good advocate might be able to comfort, if not next its a stupid prank, call the phone company and complain.
If a judgement have be rendered but not collected, is here a time keep a tight rein on on that?
It could be the misguided humour of your friends. Next time that it happen pretend that you are dismayed but willing to cooperate. Ask the voice where on earth you should send the money to. Or you could use Ring fund and find the number they were calling you from. Then you could appendage it to the police for them to deal next to. That phone number does go to a collection agency, but not sure which one. Go to http://www.whocalled.us for info.
Either course, you need to verbs a copy of your credit report to see if anything is being reported. Go to http://www.annualcreditreport.com and acquire it.
If there are accounts on it that you do not endorse, go to the FTC website and look for their identity pinching pages.
Sounds similar to a scam to me. It could also be a prank call, but any way you're probably better stale just ignore it. I've gotten some really shady calls and emails from ancestors trying to convince me to give them their information... probably someone lofty on angel dust and acting goofy - maybe someone who know you
Resolved Questions: