My mother swears that she never gave these bill collectors my phone number but I'm wondering that if she in actual fact gave them my number when she applied for the credit cards as a hint. Now that she can't pay her bills and she refuse to answer her phone (and she disconnected her phone) they are calling me! the first time they called I give them her phone number and told them not to call me and they treated me approaching crap and said they would take me sour their list. Then several moths after that (today) I get a bid from a different company and they said they would take me bad of their list. Why am I the lone relative they are bothering? Do bill collectors go through the trouble of finding relatives (especially near a different last name) and agitate them to get to the personage who owes them money? My mom doesn't lie (but she does play games and it is close to talking to a wall next to her) but I'm not sure how this whole item works either. How low will these bill collectors run?
Answers: how is playing games different from lying? - you better check your credit report and see if HER cards are actually registered below your name - in that is no reason they should be calling you unless you are also tabled as a user of the card
You might have be as a reference on the application which would dispense them your name. If the collectors have the names of any other relative, they would be calling them too. This is a pressure technique. They hope you will take the debtor to pay something.
You don't enjoy to talk to these collectors. Just detail them to stop calling and hang up.
Contact them and agree to them know that you are not the person who is responsible for the debt. Refer them to the Fair Debt Collection Practices Act and inform them by imperative that they have to remove you. You can consequently report them to the state Attorney General, the FTC and they can be civilly liable also.
Alan
If you do not owe them money do this: When you get the subsequent call ask to speak to a supervisor, when they receive on give them the date of the end call and next tell them if they you told them later not to call, and presently that they are calling again. If you call again I will bear your company to court for harassment. Then ask for his christen and contact information.
Check this out as well
http://www.ftc.gov/bcp/edu/pubs/consumer...
Skip tracers hold all kind of methods of tracking down people, and one of those is calling relatives or suspected relatives and asking for the debtors contact information.
It could also come from neighbors or information databases.
Bill collectors weather they be personal or commercial hold a ton of tools and resources at their disposal.
One such tool is called accurint. With it, they are competent to view details nearly yourself as well as your nearest and dearest and even associates that are not even related to you.
One thing that is to say available to them is updates on phones as they are registered to your name. Therefore, it is entirely possible that they obtain your number by their own research and not necessarily because someone gave it to them.
I have this happen to me beside my x husband. He gave me as a mention while we were married. After the divorce, I gain all these call. well, I told them that I am surrounded by no way responsible for his debt, I own signed nothing that say that I am, and so help me if you ring up me one more time I will wallet a formal complaint with the FTC for singling out.
I did not get one single hail as after that threat. You just enjoy to stand up to them and not be afraid of them!
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Answers: how is playing games different from lying? - you better check your credit report and see if HER cards are actually registered below your name - in that is no reason they should be calling you unless you are also tabled as a user of the card
Can I use credit card to rate for my other credit card.?
You might have be as a reference on the application which would dispense them your name. If the collectors have the names of any other relative, they would be calling them too. This is a pressure technique. They hope you will take the debtor to pay something.
You don't enjoy to talk to these collectors. Just detail them to stop calling and hang up.
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Contact them and agree to them know that you are not the person who is responsible for the debt. Refer them to the Fair Debt Collection Practices Act and inform them by imperative that they have to remove you. You can consequently report them to the state Attorney General, the FTC and they can be civilly liable also.
Alan
If you do not owe them money do this: When you get the subsequent call ask to speak to a supervisor, when they receive on give them the date of the end call and next tell them if they you told them later not to call, and presently that they are calling again. If you call again I will bear your company to court for harassment. Then ask for his christen and contact information.
Check this out as well
http://www.ftc.gov/bcp/edu/pubs/consumer...
Skip tracers hold all kind of methods of tracking down people, and one of those is calling relatives or suspected relatives and asking for the debtors contact information.
It could also come from neighbors or information databases.
Bill collectors weather they be personal or commercial hold a ton of tools and resources at their disposal.
One such tool is called accurint. With it, they are competent to view details nearly yourself as well as your nearest and dearest and even associates that are not even related to you.
One thing that is to say available to them is updates on phones as they are registered to your name. Therefore, it is entirely possible that they obtain your number by their own research and not necessarily because someone gave it to them.
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I have this happen to me beside my x husband. He gave me as a mention while we were married. After the divorce, I gain all these call. well, I told them that I am surrounded by no way responsible for his debt, I own signed nothing that say that I am, and so help me if you ring up me one more time I will wallet a formal complaint with the FTC for singling out.
I did not get one single hail as after that threat. You just enjoy to stand up to them and not be afraid of them!
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