Answers: Since you have undetermined about the investment aspect I suppose you own no plans of mixing your Insurance and Investments.
In that case I suggest that you may opt for a TERM INSURANCE or contained by layman's language a pure insurance.
Here you can steal an insurance cover for a larger amount with a deeply nominal premium. On maturity nil is refundable. As there is no surrender effectiveness involved you can shift to any other insurer at any given point of time. LIC's Amulya Jeevan is such a plan.
Good luck !
please clarify what type of insurance.. probably go for administration insurance company for any insurance as LIC of India basically adjectives insurance policy are good.
But the far-reaching should be your priorties at different stage of life.
Personally, I recommend an income protection above the rest motive it will ensure an regular income for your remaining years should anyone loses its job not impose their fault but not deliberate or illness.
Its cheap and its coverage is giant
Consider having more than you 'need'. The use is that the company will not issue the policy if it is too high. But they will volunteer you the max.
If the insured event occurs, you will be fully covered to the extent the directive allows in most cases.
Get an matured phone book, open it, and start calling credentialed insurance agents. (CLU for energy and health; CPCU for property and casualty.) Start next to the name explicitly next within alphabetical order after yours. This prevents Adams from getting adjectives the calls.
If the phone number is disconnected, why trust suggestion from that agent?
If the phne number is still good, you own an agent with experience.
I suggest you bid someone you already know, like your local agent that handle your homeowners or automobile policy. Don't purchase insurance online, it is a personal, private transaction, and you will want a live person to hail as on, if and when you file a claim. If you are looking for better rates or to take a quote. There's a free on-line service that is reliable that can aid you know for sure. It is also very assured to use. You can access them out at:
http://www.kqzyfj.com/email-2700253-1039...
GOOD LUCK!