Answers: Yes that is covered below your contents coverage portion of your policy. BUT if the rings exceed the amount of that coverage you are screwed unless you added a jewelry rider with an appraised expediency. Call your agent and get it squared away.
You obligation to ask your insurance agent, or read over your policy for a definite answer. However, I borrowed an olive & diamond ring from my mom. It was stolen from my home, not hers. The insurance company remunerated her for it. Jewelry only have limited coverage unless you purchased a separate rider and provided an appraisal of it. Otherwise, no.
jewelry is coverage for mugging to a specific amount depending on the state you live in and the type of policy. its usually between $1000-1500. If you have it scheduled onto your policy at full worth then it would be covered to the full amount. Does the homeowners policy include nicking? And how much were the rings worth?
The standard homeowners includes a LIMITED amount of coverage for jewelry - usually $1200. You can also specifically insure jewelry, so it covers greater values - but it costs more. Some policies won't cover theft, or will individual cover theft on premises.
But we hold no way of knowing what TYPE of homeowners policy you're conversation about.
Yes it will up to a faultless amount which is listed within your policy jacket. You would have needed to schedule or "schedule" it as valuable personal property if it is of soaring value. Call your agent and ask what the restraint is and if it is subject to your deductible...