Why do i stipulation indemnity insurance when selling a house ?



Answers:    Basically because if you sell a house which consequently causes the foreign owner a problem, he/she could sue you.

For example, if the new owner be injured by falling through rotten floorboards or if a damaged chimney fell on him or if a wall collapsed on him or if he be 'blown up' through faulty electrics ... Need I go on? You would be liable. Hopefully, surveyors' reports should take care of such things - but you never know.

It would be of no use maxim that you did not know about a extraordinary fault. In the worst bag, if a person be killed, you could resourcefully be sued for astronomical amounts - and much more than the value of the house!

Actually, even whilst you are still the owner, you enjoy a duty of care. If a guest were hurt by something wrong near the house or garden, you could well be within the same position, so that indemnity insurance is other worthwhile.

The entirety of this site is protected by copyright © 2008. All rights reserved. RunEye.com