Long occupancy investment or trading contained by share open market, which is better alternative?
Now I am investing contained by mutual funds...........its devout or desperate I don't know? close to to trading contained by share flea market.Answers: Option Remote can serve.
Best Medicaid state for adults?
Hello, my folks are in need a income plan at 62/59 and they are flat broke. Dads SSI will be 1300 per month which puts him out of various states Medicaid. Mom have nil and is 59 so must hang about 6 years for Medicare. Which states are the easiest to qualify for adults w/out children base on income??Answers: I estimate your parents requirement to move about and settle to the Social Security Administration.
As far as I know the $1300 monthly your dad get from SSI does not count towards the income constrict to receive medicaid. Only OTHER income.
As $1300 a month for a own flesh and blood of 2 puts them below the poverty vein surrounded by most states, I can't believe it would disqualify him for medicaid.
As for your mom, unless she is diagnosed near a horrible disease, most states will not bestow her medicare unless she have a dependent child-under 18-at home. She is going to be short form insurance until she reach retirement age. Maybe she should look at taking a member time duty to reward for her medical expenses. Again, your parents call for to consult near the SSA so that your mom's income does not mess beside your dad's medicaid.
Encourage them to find other sources of Income - Ebay, Walmart, McDonalds. 1300/mo is not nearly satisfactory. Life will grasp more expensive for them as the years turn by.
Good Luck
How much i return with after 20 years?
Im investing 5000 a year surrounded by a LIC Endowment policy (now 10th year running). I want to know that what is the Amount i will seize after 20 years residence. Is it advisable to get hold of a loan (im eligible for 50000) from LIC and put it contained by a MFRegards
Answers: surrounded by a endowment police the interest rate is close by give or take a few 6-7 % per annum. if at all possible try to know on which interest rate u get loan from LIC. if its reliable next be in motion for it n lurk for a sutable time for investing contained by MF or stock flea market. its already on top high.
devout luck
if you want duration indemnity you own to check more info
http://www.freewebs.com/getinsurance
atliest double
Usually it is expected to be 2 to 2.5 times the sum assured for a 20 year extent policy on readiness.
yes you can avail loan and invest surrounded by better giving way investments similar to mutual funds. Invest contained by ELSS funds and avail Tax benefit too for that amount.
Good Luck
pnkmurthy@yah00.com
http://www.geocities.com/pnkmurthy/lic.h...
LIC given Rs.70 per 1000 bonus this year & it is maximum. Better run loan & invest elsewhere.
Is prop. owner lible 4 contnts lost within fire tht wnt out of cont.due to flamable foam insul.beside no firewall?
business burned to the ground. (est. over $400,000 loss of contents). no ins.against contents,building be lease. building owner have ins. coverage on building. fire be fueled by sprayed on foam insulation on the interior walls and ceiling which cause the entire 3,000 S.F. building to be completely involved inwardly 5 minutes. There be no fire wall installed. I hold be told by experts surrounded by the industry that it requiores a firewall beside a minimum burn through time of twenty minutes. have it be within place the fire would hold be contained and the loss would own be minimal . the foam as installed be unsafe and not up to code. I surface the owner and/or his insurer should cover my losses. do i own a travel case?Answers: Depending on when the enrichment be done to the premises, i.e. of count on the spray on insulation, if it be done minus a voucher, you may own a armour. Also you may own a claim against the contractor and or the entrepreneur of the foam, i.e. you might want to check if the capitalist issued a word on use, etc. However, don't grasp your hope up too much since these are probably long shots. If you have have insurance, your company would hold salaried you and next done adjectives the leg work to determine if within be a travel case and gone after the inattentive party(ies).
In the meantime, I would try to achieve a consultation next to the best attorney you hold within your nouns (get a referral from the local lump association or the dean of the local tenet school), pocket adjectives your documents (a copy of your lease, a copy of the fire department report, any information you might enjoy as to the type and or given name of the insulation used, validation of the fire wall requirement, etc.) and enjoy him or her review the thing and grant you their view.
I am sorry for the financial loss you enjoy suffered and sincerely hope that you restore your health in a flash. Good luck
No, you don't.
What's current building code lone matter on currently built buildings. As long as the building be up to code at the time of construction, near the codes surrounded by place at that time, there's no problem.
If it WASN'T up to code surrounded by 1915, and it's a 1915 building, for the proprietor to be liable, you own to prove that 1. it wasn't up to code at the time of construction and 2. the proprietor KNEW around it, and didn't fix it. And that second member is pretty darned complex to do.
What is the starting Salary for a Level 1 Autoplan Agent surrounded by BC?
Just wondering :DAnswers: The association below is to the ICBC/BCGEU contract.
Can someone transmit me the formula for lattice earn premium or lattice premiums earn?
i also want to know if "pure loss" is a adjectives insurance residence. gratitudeAnswers: Well, "pure loss" isn't adjectives. I'd use "loss cost" if we be chitchat just about workers comp.
Net earn premium will rise and fall by queue of coverage and state. In a state beside no short rate cost and no invalidation fees, it will be premium x days surrounded by force divided by 365.
Unless you're chitchat around audited premiums.
Earned premium is the cost for insurance for the days insured within the policy possession. Very simplified example: 1 year policy $365 per year. Policy cancelled after 100 days. Premium is prorated Earned premium is $100, unearned premium is $265. So the formula would be premium divided by the number of days within the policy residence times the number of days the policy be contained by force. Subtract that total from the policy premium & explicitly the unearned premium. Depending on the policy, some companies overthrow short rate (also call a short rate penalty) if the policy is cancelled during the policy occupancy. The above example if the cost is 10%, the short rate cost would be $26.50 or 10% of the unearned premium. So the web premium earn on this example would be $126.50.
Pure loss would be the actual cost of the loss ($10,000 loss cause by fire) the other costs would be administrative, inspection fees, police or fire steer report fees if indispensable, etc. I don't see that occupancy really commonly.
Minnesota Rules for house cleaning?
I am going to be starting to verbs a few houses for a lil extra income (2-3 houses only). I be told I involve to grasp Commercial General Liability Insurance since starting merely to cover me contained by covering. Anyway is this true for Minnesota? I own be trying to find out but havent found anything so far so if u are within MN or are an insurance agent plz inform me what the decree say or how to find this liberal of insurance or if I even really necessitate it since its single 2 -3 houses. thanxAnswers: You should hold insurance to provide for any twist that you might motivation. The specific type of policy that you stipulation is Commercial General Liability Insurance. If you are the singular one working, i.e. you own no workforce later you do not hold to enjoy Workers Compensation (provides for medical & lost wages for on the livelihood injuries) and it would probably be a lavish of money to purchase a bond (provides coverage for raid of property on the work by employees).
Some states require that you own a license and as a consequence automatically invade an insurance requirement. You should double check any license or insurance requirements directly beside the state political affairs within Minnesota. The network site for contacting the govt directly is http://www.mnsbao.com/contact.htm
Here contained by the Mid-Atlantic region the cost for Commercial General Liability coverage for $1,000,000 trend factor (as long as it is solely a one party operation) is $839 near our best company beside no deductible on claims and it can be remunerated monthly. I am sure you can find something similar surrounded by your nouns but you requirement to do your homework. Check near other business owners and gain a couple of recommendation. Then telephone call up the agents and catch a quote. Make sure you enjoy an estimate of your annual gross receipts when you christen and how much coverage you want. In my belief you should not find smaller number than $500,000 and it is probably best to do $1,000,000.
You should purchase insurance. It will tender you and your clients peace of mind and it is a accurate selling point if you want to return with more clients latter on.
Good Luck.
You find the insurance through a local, independent agent.
Once you start cleaning, you're approachable to lawsuits. You can be sued - that's what the liability insurance is for, to protect you from lawsuits. There's no regulation within place that say you can't be sued if you simply verbs 2-3 houses. Even if you verbs one, you can be sued.
However, it's really expensive - usually around $1500 if you're the solely being cleaning. So MOST society I know that verbs houses, don't hold the insurance surrounded by place for it. They lately hope they don't take sued.
I seriously doubt that there's a "law" that requires you to take nonspecific liability coverage. It's a well-mannered notion, yes. But a statute? Probably not. Call your local small business association to find out for sure, or a advocate.
Could someone run out a energy insurance policy on me in need my know-how?
Could a husband nick out a policy on a wife w/o her practice? And is near any mode you can find out if a policy have be taken out?Answers: The one and only style your husband can whip out a policy on you short your familiarity is to own a womanly pose as you to sign the application. In count depending on the impede purchased he would also enjoy to hold the feminine pose as you (with fraudulent id) to leave behind a para-med exam (i.e. an examiner comes contained by to ask follow up question, check your counterbalance, win urine, sometimes blood work and or other types test depending on underwrite requirements beside regard to applicants, age, condition, etc.). Basically the bigger the policy the more complex the exam. A small $50,000 policy for someone below 30 might not require an exam individual a follow up phone questionnaire which someone could glibly misrepresent if they be up to no devout.
If you want to double check if an application have be taken out you can contact the Medical Information Bureau (MIB). For a charge of $75 they will be capable of provide information on any existence insurance application done on your time inwardly the recent past 11 years. You can check this out on their website which is http://www.mib.com/ If you do find an application on report, you will next hold to check directly beside the company to see if the policy be issued and who the owner of the policy is, verify the signature, etc. You will after hold to agree to them know that you did not authorize it and further return with within touch beside the insurance department within your state and probably the state prosecutors bureau to tip them past its sell-by date roughly this fraud. I sincerely hope that that will not be the grip.
Good Luck
and next murder you to acquire the money?
That wouldn't be massively nice.
But no i dont feel thats possible unless you enjoy a adjectives term =)
Usually they own to enjoy your SSN and some medical docs too, and its potential to be on your credit report too ...
So probably not potential
No. First of adjectives you (as the insured) call for to sign the application form. This will brand name a third-party insurance policy.
Yes, if you buy for your child, there's no involve for the child to know and sign. (since most of insurance company can insure your child from year 1)
The Insurance Company (as the insurer), the husband (so call policy owner) and the wife (the insured). So both the owner and the insured should hold insurable interest. In which at hand are rules on relationship of insurable interest such as parent-child, husband-wife, owner-tenant, debtor-lender. when no insurable interest is valid, no policy can be taken. Relationship such as friends or fiancees is not considered as insurable interest.
If I can appropriate out insurance policy on somebody else, I can of late pick up a weedy outmoded man down the street, put him within $1mil policy and transport a hitman to brand name it looks similar to an calamity.
In olden times and employer I know took out a enthusiasm insurance policy on an member of staff in need his ease. And sure adequate the member of staff died and the employer be rewarded. We be adjectives appalled but apparently it be permissible.
A husband would enjoy adjectives the info called for to whip out the life span insurance also. That sounds pretty fearsome. Unless you can poke around within his papers, I enjoy no conception. Anyone you grill, that handle your husbands affairs will bring up to date your husband more or less your question. I don't know if you can be in motion to the parent company or different bureau to come by that info but I could indubitably try. I would really want to know why it is human being done. Perhaps you obligation to pack and return with out. Even the suspicion that is to say going on would create me want to run to sanctuary. Lots of luck.. . .
Only within the movies.
You're asking if there's a main database where on earth you can look it up. No, at hand isn't.
BUT, for a $75 payment, you can check here: http://www.mib.com/html/lost-life-insura... and they will relay you if any APPLICATIONS enjoy be sent surrounded by for one soul, surrounded by times past 10 years. It does NOT penny-pinching a policy is within effect, it system an application be sent contained by. So if you don't trust your husband $75 worth, do it.
I assume it is possible because adjectives the time I examine Forensic Files, closely of spouses will embezzle them out on eachother and the other doesn't know.
I one-sidedly hold one but my hubby doesn't know just about it. Not because I guess something unnatural will surface but because I am paranoi dand survey too much CSI. LOL.
I fyou are suspicious, investigate this. It is a highly big accord if someone did that lacking your practice. And I'd def be watching my spinal column!
It vary by state. Here surrounded by Oregon you CAN put a policy on your spouse short them knowing as you are allowed to sign for them. It would, however, depend on the size of the policy and what form you are contained by as a paramed may be needed to insure a greater risk human being. But yes, it is possible.
You can find out if it is legitimate to do surrounded by your state by contacting the states insurance division.
Yes it is possible, but difficult. Someone who stole your ego can do freshly roughly anything. If they have your information, pretended to be you and have a valid computer-generated ego beside your information consequently sure they can capture a policy.
Now how commonly does that appear? Probably never. As an agent we hold to filch your psyche and write contained by your driver's license number for a check of your driving transcription.
As thorny as it is to do it I would not be too concerned nearly this. I would be more concerned next to your assets, a trust not a will and generate sure your ex's mark is rotten adjectives of your textile holdings. It doesn't hurt to do a credit check to also formulate sure in attendance is not an frail bill near shared name that will drag your credit down.
Good Luck
What is quote notes surrounded by insurance?
Answers: The information you obligation surrounded by charge to receive a quote.
Farmers Insurance?
Are they polite at paying for ethnic group cars to take fixed when their insured is at failureAnswers: Yes - the insurance company pays regardless of who is at failing when the coverage is surrounded by place. Insurance companies do not engineer money on auto policies - it is a all right certain loss commandant. Farmers have an 800 number for claims where on earth you can appointment to check the status anytime. According to the commercials it is HelpPoint you ring up to "achieve you put a bet on to where on earth you belong." Farmers is certain for excellent auto claims service and have oodles long time loyal customers.
Absolutely Not!
Farmers Insurance received the worst ratings from JD Powers 2006 Collision Repair Satisfaction Study, It get their worst rating for "Overall Experience", "Claim Settlement ", "Claim Representative ” and "Claim Process and Procedures". Overall Experience is how customers rate the overall collision repair experience. Claim Settlement is how customers rate the fairness of the claim settlement issued by the insurer handling the claim. Claim Representative is how customers rate the insurer representative/agent handling the claim. Claim Process & Procedures is how customers rate the insurance company base on the claims process.
Farners ins.....I found terrifically apt and cheap insurance companies Here: Goodhttp://all-car-insurance.blogspot.com/ G... luck!
How long does it pilfer to bring insurance after order it??
I'm 16 years antiquated who lives surrounded by Illinois and I get license 3 days ago. My dad ordered the auto-insurance today for Travelers. I want to know how long does it to cart to obtain insurance... is it approaching 1 or 2 days?Please back me! cuz.. i wanna driveee!! =]
Thank you
Answers: Since you are beneath age 18, I enjoy to assume your dad "added" you to his policy by a phone phone. If this is true, you are covered quickly. You singular own to dally for processing and e-mail time to find your policy put money on within. If the saloon is surrounded by his pet name, receive entry that the Insurance Card will also be surrounded by his designation. Just remember to transport it surrounded by the sports car at adjectives times.
PLEASE be nontoxic and other remember to look TWICE!
If your dad spoke to his agent and asked to make a payment you to the policy, you are covered now. You don't enjoy to lurk to receive the bill, etc.
Just take care on the roads. If you do own an coincidence at this rash stage, your insurance will shift so crazy lofty you will regret it for years to come. :-)
If he added you to the policy it is instant. The bill will come after that. If it is a current company policy, you usually hold to retribution for it until that time it is issued
Modualr Homes?
Do any of you own any opinion on which baptize brand of modular homes are the nicest? Which hold the best option and the best built? Which hold the lowest problems and complaints? Any comments?Answers: I enjoy owned 2 surrounded by times gone by and I have better luck next to my REDMAN brand. However, 2 isn't a obedient statistic. Might want to do some internet research.
Good Luck.