Answers: If you are talking just about health insurance, the answer is yes. You own to pay the deductible. I enjoy had vigour insurance policies that paid me directly and it be up to me to pay the doctor's bill.
It is a PITA because you own to turn around and pay the doctor's bill. The insurance company pays you what they deem is the "defensible and customary" charge less doesn`t matter what deductible you have on your policy. In the shutting down you are responsible to pay the doctor's bill.
requirement more info for this question If it's your insurance company, the deductible be subtracted from the check amount. If it's the other person's insurance, then here is no deductible for you.
Yes, If you filed a claim and the carter paid, below the insuring agreemnt you will be required to pay the deductible. If you dont compensate the deductible, collection agent will pursue you If it is a final settlement cheque it is the responsibility of the company to deduct the dues, if any, up to that time sending the cheque.