Answers: Wind coverage, that's what you're looking for, it's a seperate policy than flood, and "homeowners". So you might ALSO need flood.
It vary, depending on how close to the water you are. Budget $3,000 to $4,000 for the snake, and I think you'll be surrounded by that ball park.
Call a few agents within Florida and they will be able to make a contribution you an idea.
It will be remarkably expensive.
depends on where you live, the age and condition of your home and your deductibles...on average $2600