Diabetes insurance?
Do companies fully cover people near diabetes or do they change their deductible because of the increased risk? If anyone can show me a knit that would be greatly appreciated.Answers: Most times, it is considered a pre-existing condition and therefore it will be difficult if impossible to find a carrier to cover someone near diabetes. However, there are option. The link below will direct you to links on the subject of your states specific options and law. Of course, COBRA and HIPPA regulations would apply no matter what state you are surrounded by...
http://www.diabetes.org/advocacy-and-leg...
It depends on what state you are in. Some carrier cover diabetes completely, including all supplies. If you want to consent to me know what state you are in, I can distribute you a link in connection with coverage. Email me at mrsdeli(a)yahoo.com. Stay away from whatever Ganesan is selling...it's get to be a scam.he's asking for a check already.
Taking natural life insurance out of my dad, where on earth do i start?
My dad doesnt have abundantly of money and he has impelled me to take a vivacity insurance policy out on him so he can leave something to my siblings and I, along beside our children. I don't know where to start or even how much. Plus he smokes weed so I dont even know if a policy would repay out. Other then smoking he is surrounded by pretty good robustness.Answers: You want to consider a few things - How much life insurance he requests, what he can afford, and what type of life insurance.
Term natural life insurance usually offers the most coverage at the lowest price.
Level residence life insurance offer you premiums and coverage that remain the same for up to 30 years.
A 10, 15, 20 or 30 year rank term energy insurance policy for $100,000 may be what you want.
You decide how much coverage, for how masses years and compare rates for that type of policy.
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I hope that help! Best of luck to you and your family.
depending on his age, they may require a physical exam and if they find out he smokes after issuing the policy and you weren't paying the smokers rate, they might not reward when he dies
Cobra and disability?
Hey Everyone!I have a cross-question for you. How did you get your own condition insurance (not for Medicare or anything else but private health insurance)? What I take in is companies won't insure me upfront because of my cp (which is stupid), but but if I go on cobra and exhaust that lower than HIPPA insurance companies legally enjoy to cover me. Have any of you done this? I'm going to call Blue Cross tomorrow but I would love some personal stories too.
Thanks,
Eva
Answers: I get mine through a local agent, when I was insured on a private policy.
Yep, if you own cerebral palsy, you're going to own a hard time finding anyone prepared to insure you.
Yes, an insurance company will have to pilfer you if you exhaust Cobra - but it doesn't say AT WHAT RATE. And if they settle on to charge you $3,000 a month for the premium, is that going to be a problem? It is for most people.
You might want to check to see if your state have a high risk pool for strength insurance.
cobra insurance I thought was an insurance entity by itself.
I don't know how they are attached to Medicare. If you live beside a child of yours I guess that is how you start out!
Private medical insurance is not an attached administration
type insurance. . Medicaid even is not attached to any government insurance any. I have other had Champus
than Tricare since my husband be military. It can get pretty complicated, due call on your closest SS# office they can relief
you. sort out the dilema then you can explain it to the rest of the population.
Requirements oscillate from state to state. A company that underwrites can establish not to insure you, even if you had Cobra. All Cobra does is bestow you temporary coverage for a predetermined amount of time. If you have Cobra coverage, pre-existing conditions can not be held against you, within some circumstances. Mostly for business policies-- and only when coverage have not been interrupted by period of no coverage.
You need to find a angelic insurance agent who can go through your option with you, contained by your state. This is not the forum to get accurate information focused to you personally.