Insurance Questions and Answers

Herniated disc?

anyone know of anyone getting a settlement for a herniated disc ,injury was cause at work.also a rough estimate on dollar amount of settlement


Answers: It doesn't work that way.

You don't bring pain & suffering below workers comp - any settlement will be purely for future medical bills, and adjectives lost wages until you hit retirement age. So it depends on how old you are (if you're 64, you won't return with ANY future lost wages, they'll a short time ago pay you for the year if you're for good disabled), the degree you're ineradicably disabled, which state you are in, and what further medical costs you expect to enjoy.
I got a 5% disability for a knees injury...so yes workmans comp w/try to settle...don't do it uintil you speak to a lawyer...it's $$$$$$ and you don't want to provide into their first offer because they other low-ball it. Then they will offer meds and medical for as long as obligatory...if you have another ins. that will cover it...describe them to make you an tender to settle on that also...if it seems low enunciate "no thanks" they WILL come w/better offer

Allstate is disqualified from writing brand new policies surrounded by Florida. So, why are they still airing their commercials?

Whose insurance do you have for home/car? What is your belief of the company/service you use?


Answers: The first question . . is because they're buying airspace from syndicated shows. Anywhere the show is picked up, the poster shows, they can't stop airwaves at state lines.

Why do you care who MY insurer is? I don't come up with they're writing homeowners in FL. It's state fruit farm, and the company is great. The agent is great, but his CSR stinks. My policies combined, with State Farm, cost me in the region of $900 a year more than they would with Liberty Mutual (I jsut get a quote), but LM doesn't write in FL, any, I think. But the COVERAGE below State FArm is better.
A judge changed that legitimate quick. Who do these bureaucrats chew over they are messing with when it comes to the insurance business.? What a practical joke thinking they can stop Allstate.

Does anyone know how to profit from owning Life Insurance?




Answers: You actually can profit from Life insurance. Check out www.lifeplusannuity.com. There is a whole life product called EIUL(Equity index Life). It is Life insurance with an investment attached. [If you get a quote they send you the info, only Whole Life info is on the page]

Its very simple, and doesn't require any ridiculous knowledge to invest. I know because I purchased one through them. I'm 25 now, at age 45 i will have an investment of 700K+, while having life insurance, plus it great for taxes because its not a stand alone investment.
Life insurance is not primarily for investment. It is protection for survivors by replacing your lost income if you die.

And beware of insurance salesmen promising insurance product "investments." They are usually bad deals.
1) Providing for your family by paying lest you die young.

If you fake your own death, you may get caught (http://edition.cnn.com/2007/WORLD/europe...
take up an invesment linked policy ! It's invesment+ protection plan.

Warm regards
XpressNick
http://www.xpressnick.com

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