I hold Federal Employees Group Life Insurance,(plan A&B) is this competitive to public policies,eg, term/whole
Option A is the basic plan that will wage about $43,000.00 (a) $14.00 monthly. Option B is 5 times my take-home pay prior to disability retirement which will pay roughly speaking $205,000.00 (a) $50.00 monthly.My age is 49, and I would like to know if possession or some type of whole energy policies would be a better savings and pay-out.
This policy will be for the benefit of my two children.
Answers: Not imagined at your age. Most employer sponsored polcies are cheaper, because the employer picks up a chunk of the cost, AND it's averaged among ALL employees.
You'll enjoy to get quotes from a local agent to be sure. The MAIN point is, you can draw from more coverage from a private policy. $43K between two kids doesn't go exceedingly far, ya know?
It is not competitive as it typically doesnt allow you to get the amount of coverage you obligation, the price is expensive, if you leave your post, you lose your coverage.
You need more coverage than this.
Shop for individual coverage and compare.
Does anyone know what is the AVERAGE COVERAGE AMOUNT within apartment insurance policy for premise liability?
Im thinking about going into legitimate estate.Answers: Well, most apartments carry a $1 mil coverage mark out. Some of them have a "per location aggregate" so that if they own seven different buildings, one claim at one building doesn't destroy all their coverage for the rest of the year. They'd also want to convey an excess liability policy, for the larger landlords.
The PREMIUM for this coverage averages about $300 a year, per rental component, with a minimum premium of $1,000, on a commercial standard liability policy. More if there's a pool or playground or gym or other community center type place.
Can you get a lump sum from workmans' comp?
Answers: It depends wildly on what state you are in, and the degree of permanent disability.
You do NOT get pain and suffering. You get loss of future wages, and future medical costs.
Yes you can get a lump sum for workers comp. It can be $1 to what ever. It just all depends on each situation.
PPD is an award when you lose a certain % of function of a body, such as a shoulder injury. Each state is different so I wouldn't able to get a dollar amount but it can be $15,000 if you lost say...30%.
As for lump sum payment, it can be a settlement of a claim. Sometimes it can be a small amount such as enough to pay off medical bills. Or it could be a big award, but again it depends on each case by case scenerio.
It's most likely if you where to offer a demand for $500,000 the adjuster will offer something around $5000 to get you to come back down to earth, to think more clearly.