Insurance Questions and Answers

Do I have to pay workmens comp and unemployment ins. on corporate officers? I have an s corp in Vermont?




Answers: Depending on your state's laws you are more than likely required to pay unemployment taxes on ALL your employees, regardless of whether they are a corporate officer or not.

However, you MAY be able to specifically exclude your corporate officers from the Work Comp by having them sign a form opting out of the coverage. This will depend on state laws. However, unless there is an agent from Vermont on here, this is not where you would get the correct answer. Talk to your insurance agent and ask them to research it for you. Tell them a friend told you that they are doing it so that it will make them want to know the truth and will research it with your company.

Good luck to you!
you need to checck with your state insurance commission. i used to work for a wc ins provider and most company officers were not covered on worker's compensation (we did wc for TN, GA, AL and SC). you do have to pay unemployment on everybody as that is a federal tax

Is within a opening to return with around a innkeeper not allowing german shepherds due to their 'renters insurance'?

Our landlord is unfolding us that due to her renters insurance, we can not have a german shepherd. Can we seize 'owners liability insurance' to cover that?
It seems to be exact a bit discriminating...


Answers: Nope, you can't. Even if you guys buy a renter's policy (which, likely, will exclude coverage for an undisclosed german shepherd), it won't protect the LANDLORD from a lawsuit if someone sues them because they allowed the dog to be nearby. And if your dog bites a kid, the lawyer is going to sue the proprietor - that has money - not the tenant, that doesn't. And they'll pretty much win.

Which is why the manager says, "no dogs". The single way around it is to break the lease and enjoy the dog there anyway. There's zilch you can sign to "transfer" all the liability to you, that will in fact hold up in court.
Your tenant doesn't have renters insurance--she owns the property--you are the one who should. I would contact YOUR renter's insurance agent and ask him if your dog is or could be covered or what other products he have that could cover the dog. Then talk to your innkeeper about mortal willing to ensure that you own the appropriate insurance in effect for the duration of your living nearby so she has NO liability (that's what she's concerned about). Hopefully that will resolve the problem.

Does your lease ALLOW pets? If here is something about German shepherds contained by particular, I'd be surprised, though they DO bite more than some other breeds. Again, in that should be a way to engender sure she has no liability--if her insurance can put in something--tell her you'll pay the difference. Dog attacks/bites are something citizens need to be concerned almost. (And I have a shepherd mix. I LOVE dogs, want I could afford more than one.)
It sounds like the owner of the property can't insure the house if you own a german shepherd on the property. Even if you have renters insurance, he still have some liability since he owns the property. German Shepherds are on a lot of insurance companies "doomed to failure dogs" list. There's no instrument around it unless the owner wants to shop around for a owner that will accept german shepherds. Besides, he owns the property so he's resourcefully within his rights to utter you can't have the dog in attendance.

Florida in recent times increased it auto insurance by mandate personal inury?

Just wondering who got that passed into ruling? NIce for the insurance companies..

And Who gets adjectives the oceanfront property that get developed? The Gov sell it?


Answers: As with any other directive - it's passed by your state Congress. Or in this skin, not renewed by your state Congress. YOUR REPRESENTATIVES passed the law. Have a problem beside it? Call the local representative's office.

"mandate personal injury" technically means, requiring everyone to be injured, so that's NOT what be done, I'm sure. You're probably talking in the order of mandatory personal injury COVERAGE - and since Florida is a no-fault state, that means, if you drive, you own to carry some medical coverage contained by case you're hurt surrounded by an accident, since you can't sue the other guy (by state law).

What does oceanfront property hold to do with auto insurance?

Developers don't develop property on other people's arrive. So, they buy the land, after build. So who gets it? They do. They bought the parkland, they build the building. No idea what you're really asking here.
PIP, or Personal Injury Protection, is in actual fact a reinstatement of a law that expired Oct. 1, 2007. Lawmakers moved to reinstate it successful Jan. 1, 2008.

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