Insurance on rebuild titled saloon?
I'm planning on buying a 1995 Acura Integra with a rebuild title. When I get insurance for it, will the cost be more because it's a rebuild title? Thanks in finance!Answers: No, I've never seen an insurance company surcharge for a rebuild.
What they do, is flat out refuse to cover it.
u find more details on
http://www.insuranceplan4u.com
Life Insurance?
If I sign up for term go insurance $75,000 for 30 years, and I die in let say 5-10 years would my loved ones receive the $75,000 or would they receive whatever I salaried into the insurance?Answers: If you buy term enthusiasm insurance for 30 years, and you die within the occupancy of the policy, within that 30 year interval, your family (whoever you designation as beneficiary) would receive the $75,000 death benefit from your occupancy life insurance policy.
I've bookmarked this site...
http://www.123thebest.info/go.php?link=i...
All the best to you.
Term energy insurance pays the full payout if you die during the term (30 years) when the policy is surrounded by effect. Many term policies retribution less than the full payout if you die during an initial length (maybe two years). At the end of the permanent status you get nil with Term Life Insurance.
Insurance companies proffer a product called ROP (Return Of Premium) that simply combines a Term policy near an additional premium compensated in to get hold of your full premium back at the shutting down. It is a bad concordat because you do not get inflation-adjusted dollars on the posterior end, only the actual dollars paid surrounded by. You are better off investing your ROP premium dollars within a mutual fund.
u find more details on
http://www.insuranceplan4u.com
They get the $75K.
it depends on if you hold term time or whole existence. never buy whole life--it's a ripoff.
Why is the health care insurance reimbursement system so complex?
Answers: Reimbursement systems of ALL kinds are complex. The point is, to prevent fraud from both the insureds and the providers.
So that insurers can be low and slow payers and their favorite thing of all is to DENY legit claims. With the excessive bureaucracy they can drag things out and in many cases cause patients to die before they MAY be forced to do what they contracted to do. Not being cynical, being factual. Check it out:
http://www.G00GLE.com/search?hl=en&q=eld...
Linda Peeno, MD testified that SHE had often denied treatment JUST to save the insurance company money (http://www.thenationalcoalition.org/DrPe...
"While growing into a colossus, UnitedHealth has repeatedly failed to perform its basic job of paying medical bills. UnitedHealth, which covers 70 million Americans, has been sanctioned in nine states for paying claims slowly; shortchanging doctors, hospitals, or patients; or poorly handling complaints and appeals.
One Nebraska woman complained to state regulators that UnitedHealth's computers had incorrectly rejected claims related to her son's surgery six times.
At one point, UnitedHealth owed Dr. George Schroedinger, an orthopedic surgeon, $600,000. He and his clinic sued UnitedHealth of the Midwest in 2004.
Deciding for the clinic, U.S. District Judge Stephen Limbaugh of Missouri declared that the company's claims processing systems were "flawed in many ways, denying, reducing, and improperly processing claims on a regular basis. And despite innumerable requests, United was unwilling to remedy the underlying errors in its systems" (Star-Tribune Dec. 12, 2007).
Payment troubles continued after the verdict, and Dr. Schroedinger filed a second lawsuit. "These people can never get it right, which says to me that they just plain lie," he said in an interview.
Failure to pay isn't the only complaint. The insurer also gives incorrect information on which physicians are in its network, creating enormous problems for physicians' staff.
The AMA said that no other insurer has prompted as many complaints as UnitedHealth about abusive and unfair payment practices. AMA officials have met with UnitedHealth executives 16 times since 2000, with little to show for it.
"They have always got a new plan to fix it," said Dr. William G. Plested III, past president of the AMA. But "nothing ever happens."
It seems to us that this case is just the tip of the insurance iceberg. More and more stories are appearing daily in the news media about how insurance company are instructing employees their jobs are to deny claims and/or delay payments.
With such a high percentage of medical premiums and other costs going to the legal profession, to maintain compliance with endless government rules/regulations and being hoarded by the insurance companies and executives — is it any wonder medical costs are increasing so dramatically?
It's time to take a closer look at the medical insurance companies.
UnitedHealth Group is not the first medical insurance company to rob patients, hospitals and clinics to pay obscene salaries to their executives.
It's a modern day robbing patients to pay pimps.
Michael Arnold Glueck, M.D., comments on medical-legal issues and is a visiting fellow in economics and citizenship at the International Trade Education Foundation of the Washington International Trade Council.
Robert J. Cihak, M.D., is a senior fellow and board member of the Discovery Institute and a past president of the Association of American Physicians and Surgeons.
http://www.newsmax.com/medicine_men/medi...
Furthermore:
"the vast majority of health insurance policies are through for-profit stock companies. They are in the process of “shedding lives” as some term it when “undesirable” customers are lost through various means, including raising premiums and co-pays and decreasing benefits (Britt, “Health insurers getting bigger cut of medical dollars,” 15 October 2004, investors.com). That same Investors Business Daily article from 2004 noted the example of Anthem, another insurance company. They said the top five executives (not just the CEO) received an average of an 817 percent increase in compensation between 2000 and 2003. The CEO, for example, had his compensation go from $2.5 million to $25 million during that time period. About $21 million of that was in stock payouts, the article noted.
A 2006 article, “U.S. Health Insurance: More Market Domination, More CEO Compensation”
(hcrenewal.blogspot.com) notes that in 56 percent of 294 metropolitan areas one insurer “controls more than half the business in health maintenance organization and preferred provider networks underwriting." In addition to having the most enrollees, they also are the biggest purchasers of health care and set the price and coverage terms. “’The results is double-digit premium increases from 2001 and 2004—peaking with a 13.9 percent jump in 2003—soaring well above inflation and wages increases.’" Where is all that money going? The article quotes a Wall Street Journal article looking at the compensation of the CEO of UnitedHealth Group. His salary and bonus is $8 million annually. He has benefits such as the use of a private jet. He has stock-option fortunes worth $1.6 billion."
--Save America, Save the World by Cassandra Nathan pp. 127-128
hello,
if you want read something about health insurance
i just come accross this blog which may help you
http://travel-insurance-cheap.blogspot.c...
http://the-health-insurance-plans.blogsp...
It sounds like a not easy cracking nut,have a look here,you should find something useful for you.http://health-insurance.expert-tip.info/...