Insurance Questions and Answers

Which is the world's largest insurance company?




Answers: American International Group (AIG)
I dont know if its the "world's" largest, but CNA is the parent company (owns in full or a % of) alot of other insurance companies.

Health insurance?

my son will be turning 23 in February. He go to school (ITT Tech) 3 days a week. right in a minute he is on my husbands plan from work but they will take him sour in February. A element time job will not administer him benefits. is there a low cost form insurance for students. please help.


Answers: I work for a student insurance company..we do not grant insurance at his school but we do set aside short term insurance for students who we are not contracted near. a good website, once you enter into the page, the is a blue side tablet to the left, look down the sidebar for "short permanent status insurance, this will link you next to assurant health, you can attain a quote on-line. Hope this helps.

A comparison to whats already out in attendance is good too..

http://www.surveyland.org/jump.php?link=...

Take keeping.
You get what you income for. Any low cost student plan - like $100 a month - is going to own a really high deductible - close to $5,000. And they don't have to run him if he's got pre-existing conditions.

Talk to your local agent for quotes and option - start with the guy that writes your house/car coverage, and if he can't do it, ask him for a LOCAL referral.
The first item you need to determine is how much you will contribute in sharing the cost of your son's robustness care. This ultimately determines the cost of his form insurance plan.

If you choose a plan for him that covers everything i.e. doctors office visit, prescription drugs, preventative health benefits, and you choose low deductibles and low copays the monthly premiums will be significant.

On the other paw because he is young and vigorous and likely will occasionally use the health exactness system you are able to consider a plan that covers the leading health disaster which will result in relatively low premiums. You can use the premium stash to pay for the occasional doctor call round and still come out ahead.

Check with the agent that writes your home or auto insurance he/she can provide you a vigour insurance proposal that takes into sketch your budget and health situation. If they don't feel health insurance they could refer you to a trusted colleague. If you want to use the Internet use it to instruct yourself but use an independent agent to purchase the coverage.
A good place to start would be to communicate to a local agent who knows the marketplace for students in your state. You can do that by satisfying out a quote form at http://www.myinsurancequotes.lattice. A local agent will contact you and help you through this.

Jared Balis
http://www.utahinsurance.org
Check beside the school's student health center. Some school actually proposition student plans through the university.

Deductible put somebody through the mill?

I am looking for my own health insurance. But can someone explain to me what exactly the deductible is?

If the deductible say $2000 does this mean if I break my foot or something I enjoy to pay $2000 beforehand the insurance pays the rest or does it mean they solitary pay the $2000?


Answers: The deductible refers to the amount of money that the insured would obligation to pay back any benefits from the health insurance policy can be used. This is usually a twelve-monthly amount so when the policy starts again, usually after a year, the deductible would be in effect again. Some services, close to doctor visits, may be available lacking meeting the deductible first.
You remuneration for the first $2,000 and the insurance company pays for the rest.

Say you get into a motor accident and your weakly hurt. The total medical bill is $30,000. You would have to foot for the first $2,000 while the insurance company would pay the remaining $28,000.

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