Question roughly speaking Insurance on Roof/Water Damage?
I had frozen rain damage on my roof roughly speaking 7 years ago...it only have minor damage...so we didn't replace but did receive some restitution from my insurance delivery service to replace the roof. My question is this...if we have another hail storm and it dog-eared the roof again where it have to be replaced this time.because the damage is more sufficient.is within a time frame on when an insurance will consider a new claim on like peas in a pod roof? Thanks.I would appreciate any help you can confer me.Answers: Basically, if they paid you to replace your roof the later time but you chose not to replace it and pocket the money, they won't pay to replace it again if the ancient damage is still here. If your company's adjuster gets on your roof to write an estimate for a latest storm and finds previous hail despoil, he or she will check your claims history, see you had an antediluvian hail claim they compensated you for, check to see what was salaried for in the ultimate estimate, and deny payment for anything that you have already been reimbursed for. There is no "time frame".
It would be duplicate deal if you back into a pole with your vehicle. If your insurance company paid you to replace the bumper and you pocketed the money, the subsequent time you backed into a pole, you wouldn't receive any money for your bumper.
The purpose of insurance is to "indemify" you, or bring you put money on to pre-loss condition. The only opening they have to indemnify you is to compensate you monetarily for the damages. If you own a roof that already needs replacing and your company come in and compensated for it again, you would, in essence, be profiting from your insurance and that's not what it's designed for.
If you did not engender the repair when the original wreck was done, you will enjoy a hard time collecting. It's pretty sturdy to determine what was unproved damage, what be wear on top of the inventive damage, and what sector is new blight, after seven years. Best to call surrounded by a public adjuster and get some professional counsel on how to handle this one.
Jenny spencer?
jenny health insurance plan requires him to remuneration a $250 deductible. the insurance company pays 80% of the remaining expenses. his covered medical expense for the year totaled $1120.how much did jenny pay for these medical expenses?Answers: I across the world don't answer homework questions but this time it might sustain other people.
First you subtract 250 deductible from the 1120 total expenses, which give you 870. You multiply that by 20% (since the insurance company pays 80% you want what Jenny paid) which gives you 174. Then you supply the 250 deductible to the 174 which gives you $424.
$696 I guess
My first describe is Spencer and my mother's maiden name is Jenny. Curious give or take a few the question, that's why I answered.
Can I find a worthy Texas Health Insurance Agent Online?
I am looking for a good agent that will look out for me an my situation. Not merely sell me the plan that will form him the most commission. I recently bought condition insurance from Reserve National of Oklahoma and I foud out because I paid my premiums by the year my agent made big bucks. I also found out they are not primary medical insurance. I want an agent that will look out for me and show me all the different option. I am 55 my wife is 53 and we are in apposite hape and take no medication. We are looking for Texas Major Medical Catastrophic Health Insurance. I would like to hear from family with expereience and not a bunch of agents. So if you're an agent please don't bother to respond.Answers: I guess Quck did not read your cross-question. He is obviously an agent and he did not even pinch time to address your concerns. I have a Texas condition insurance agent that has be great for me. The sell insurance adjectives over the United States. You can call them for assistance or shift to their website and get your own quote. They took time to listen to my question and answer all my concerns. Their site is http://www.lvhealthins.com or for Texas vigour insurance you can go to http://www.healthinstx.com