Im trying to integer out what adjectives this stuff ability on my check?
ok i had my medical insurance taken stale of my checks because the were taking out approach to much so now im trying to digit out what else their taking out of my checks.something called INS MED U * for 32.50 and SUP CAN for 9.86 and SUP ACC for 4.89 what are those things!Answers: Well, the first one is the fundamental medical coverage. The second and third are some type of supplemental coverage - accidental loss, dental, etc. Ask your HR office which they are.
Yep, you inevitability to talk to someone surrounded by payroll. Expecially since the abbreviations are not standard from company to company.
Doc
The 32.50 for INS MED U is feasible your contribution toward your health insurance. The 9.86 for SUP CAN is most feasible supplemental cancer insurance. The 4.89 for SUP ACC likely is supplemental chance insurance.
The two supplemental policies are almost always voluntary recommended coverages that you would have signed up for at some point.
Is any cost to get the license for real state license?
Answers: Yes. You have to take a course and take a test. The test costs money, and so does the course.
It's State regulated. So it depends on what state you're going to be licensed in. You DON'T have to join NAR to sell real estate. It's a good idea, though
Do insurance companies pay out if a verict is death by misadventure?
Answers: Depends on the policy type. Assuming you mean life insurance, it depends on how long the policy was in effect, and if the activity was a disclosed activity on the policy.
If you like to hang glide, and don't mention it on the application, and you die during the contestable period, likely the policy isn't going to pay - even if you didn't die hang gliding.
MISADVENTURE - An accident by which an injury occurs to another.
They should. I am not a lawyer, but "misadventure" simply means "accident." And furthermore, it means that a person was killed without anybody having intention of killing, or even of any criminal activity at all! So of course, life insurance is purchased to cover people for accidental deaths (and unexpected deaths by sickness).
In the US, most life insurance policies have a right to refuse payment for reasons listed on the initial policy. Typical reasons include being killed while engaging in a federal crime or serving in the armed forces. Some companies may never issue a policy if an individual has a dangerous job (like police officer) that they prohibit by policy. However, other life insurance companies welcome that sort of risk, but may charge more.
Suicide is usually only covered after a waiting period (typicially 2 years) from the policy being issued to the death.
The site below has a lot of information about life insurance, including help with the definition above.
There are several common exclusions in life insurance policies. These exclusions include a suicide clause, an aviation exclusion, dangerous lifestyle/activity exclusion, and a war exclusion.
Suicide Clause: The suicide clause usually states that the company will not pay the face amount of the policy if the policyholder commits suicide within two years of purchase. In these cases, the only payment is a refund of premiums paid. This is to prevent someone from purchasing a policy and committing suicide with the intent of clearing their debts and removing themselves from a difficult financial situation.
Aviation Exclusion: The aviation exclusion usually states that the policy will not pay if the policyholder dies in a private plane crash and not as a passenger on a commercial flight. Likewise, the war exclusion states that the policy will not pay in the event that the policyholder’s death occurs as the result of a war.
Dangerous Activity Exclusion: The dangerous activity exclusion states that there will be no payment if the policyholder dies while participating in a certain activity, such as hang-gliding, rock-climbing, or auto racing. These exclusions are a little more rare, however, as most companies will cover you at a higher rate if you regularly participate in these types of activities.