Not sure where to go online to find the right area to print out a copy of my renewed ins license?
Answers: visit your states Insurance commissioners website. See if they have a link or at least on line access. In WI we can order for a small fee but cant print directly from the Internet. Good Luck.
www.cslb.ca.gov
If I work for the federal government can I still keep Healthlink insurance?
Answers: If Healthlink is an individual policy and not an employer's policy, there is no rule about double health insurance for the same person. Think in similarities where husbands and wives cover each other and the same set of children on their employee's health insurance policy.
However, if it is an employer policy, then the policy is subject to the rules of your employment along with the continuation of coverage under the COBRA election plan which may cost more than the government's policy.
Federal Government policies are self-insured, which means the government has set aside in escrow to pay claims and established or agreed to the rules of a 3rd party company (insurance company) to administer the employee policies on their behalf. There are pros and cons to these types of policies which you will have to weigh against the features of Healthlink's.
Also, you can elect to not take on the Gov't's plan if you can continue your Healthlink. If you decide on that, then the next time you can take out the government's plan will be at the open enrollment period time and depending on the rules and regulations of the plan, it may subject you to pre-existing conditions that may not have been applied at the time of new enrollment for newly hired employees
Plan your comparisons to meet your needs.
1. Doctor choice availability on the plan
2. Hospital choice availability on the plan
3. Co-payment and/or deductibles on the plan for Primary Care doctors
4. Co-payment and/or deductibles for specialists
5. Co-payment and/or deductibles for Emergency Room/Hospital Admission
6. Prescription co-pays/deductibles and formulary approved availability (not the same set of medicines may be available)
Check for miscellaneous features some health plans may include (i.e. dental, vision, audiologist, alternative medicine (accupuncture, chiropractic, holistic, etc.))
Co-payment/deductibles should be based on your frequency and liklihood to use. If you pick a co-payment that may be a financial burden or if you don't see the doctor often vs. you see them often compared to your out of pocket expense which the same applies to prescriptions.
So a person I know who sees the doctor often, the difference between the 2 premiums along with co-payments is well under compared to the potential out of pocket expense for a higher deductible but lower premium - I advise them then to take the lower deductible and slightly higher premium because of the individual usage.
Good luck!
Continue insurance coverage after repo?
car be repoed nov 97 and no word from the loan company should i drop coverage or continue until the sports car is auctioned and i get the bill?Answers: Until title is transferred you can still be held responsible (keep the insurance)
Unless the sports car is specifically no longer in your nickname on the car title, near is ALWAYS the possibility of the car commiting a "crime" which could come vertebrae to you as the legal owner of the vehicle.
As the lawful owner of any vehicle, you assume the legal repsonsibility of the car's achievement and any damages it causes to individual or property. However, since the bank or motor dealership took back the vehicle, it should hold changed title ownership. The best way to determine that is to say to contact your DMV office for tag, licensure, and registration and give them the VIN# and they can explain to you how the title ownership is read.
If it is still in your cross, then they obligation to be notified it is no longer within your physical possession and proof of reposession in the form of the missive provided you by the entity that took it should be sufficient to show endorsed disinterest with the vehicle.
Now, contained by the point of view of insurance, have no coverage for more than 30 days whether you own or do not own a vehicle can be costly for at least 6 months up to a year when you opt to get replacement insurance because you are driving again. Unless you know for a certainty you will not be driving anytime within the year, next do not let the policy move about. However, you can "suspend" degrees of coverage on the vehicle with some companies which reduce the amount you are paying out until you are ready to motivate at a full coverage with a different vehicle.
There are some companies that allow you as a driver without a motor to get "Non Owners" auto coverage just which covers you for driving other people's cars and would still allow you proof of continuous coverage. It has be a while since I sold such coverage and represented the company, but Progressive and Nationwide used to have that type of policy.
honest luck!
IF this happened ten years ago, the vehicle has already be auctioned off.
Even if it be last week, I'd repeal that policy.