I am not able to login to licindia.com, i am an agent having all policy holders details. bhat b.s?
Answers: contact the lic customer care..
Can I still bring back money for medical costs of an injury that in recent times presently showed up?
I was within a wreck late Nov. 07, and in a minute, in mid-Jan 08, I am experiencing what I believe to be a PCL scratch (dashboard injury). Can I still report this to the lady who be responsible for the wreck's insurance company? I'm like 95% sure that this is from the wreck, since I enjoy not played major sports, and this is usually solely caused by wrecks and stuff.I want to go and get this checked out, but I want HER insurance company to pay for it! Can I still engineer them?
We still haven't settle on any amount of money yet... so I would surmise yes.. but you never know these days!!
Answers: Nature of injury and the time frame seem to be reasonable to me. You may, however, stipulation to hire an attorney as you can rest assured they'll fight this. What gentle of medical do YOU have as your company should be paying something on your med bills presently as well--seems if you could get some testing/diagnosis that should engender for a stronger case. They may also be of a mind to give you some tips on getting her company to do right by you.
They won't wage for that or anything else until you do settle, so the key is to take the needed medical done ASAP without someone breathing down your nouns for payment. Then when you know the true amount of bills and extent of injury you own a way to communicate a reasonable extend.
If you can avoid an attorney that's good as they cost you at tiniest 25% of the settlement, but you may need one as too lots companies don't want to pay legit claims.
Good luck.
hmmm.resourcefully..
The first order of business is to bear care of yourself. Everyone have a duty to mitigate their damages - whether they are vehicular or physical. Don't let yourself take worse because you don't know who is going to pay.
Now -
How do you know you hold a "PCL?!" tear.
Has it be diagnosed by MRI? Who is treating you? Did they give you a incentive? Did they know you were surrounded by an auto accident? Did the DOCTOR relate it to the twist of fate?
Most injuries are acute - in this travel case that means they come about when the accident happen....they don't 'manifest' over time. As an adjuster - a manifested injury (something you merely now discovered) raise red flags.
If you had dull pain in that nouns after the accident - hopefully you reported it to.someone.
You will one and only have a explanation against the other person/their insurance company if your injury is related to your accident and documented/confirmed as such.
The statute of limitations for a November 2007 calamity will not have expired however so you can still make a claim. Hopefully you hold already.
...you're talking money next to the insurance company? ::scratching commander:: Soooooo...why are you talking money? Do you be a sign of you're talking in the order of vehicle money or.injury money? Kinda confused there.
Anyway - cart care of yourself.
~jifr!
How do I compare the differences between several different Term enthusiasm policies?
I am looking up 20 year Term life policies for $250,000. I am getting quotes from $155/year to $300+/year. How do I know if I'm comparing apples to apples?I of late purchased a policy from a friend who works for Primerica. Its a 20 year term policy for $60,000 and its costing me $15/month. I am a 28 year prehistoric male, surrounded by perfect form, don't do anything dangerous and never smoked. They told me if I compare apples to apples, I won't find a better agreement but I am seeing policies on Zanderins.com for $250,000 of coverage for $12-$15/month. How do I compare policies. My firend told me this $60,000 one I bought covers war and suicide after 2 years of coverage. Do adjectives policies give this same coverage?
Answers: The 2 year suicide clause you will find within all policies permanent status or otherwise.
Primerica Term Policies have features that clear them different from the others you may be looking at. The war coverage you won't find within every other policy. Primerica has Terminal Illness Rider included within all their permanent status policies. That is usually an extra add on for other companies.
Some occupancy polices are guaranteed some non-guaranteed renewal. Some have increasing benefit riders built within, some charge extra.
I have never hear of Zanerins.com. What company is that? All I know is that if you look on the insurance list for 2007 top companies that dub does not appear. Would you want to go near an unknown company?
Primerica has a track journal of paying out death claims. The unharmed life insurance industry give them bad publicity for adjectives into their whole natural life sales when they started the "Buy Term and Invest the Difference" solicit votes long ago and still hate them for it, but guess what. Almost every nouns book you pick up from Suze Orman to fiances for dummies so many. they read aloud Buy Term and Invest the Difference now. Primerica a moment ago started the crusade.
No one can tell you two policies are equal unless you know all the details on both.
I looked on Zanderins.com by the approach. The $250,000 quote for a male age 28 non tobacco be a preferred plus quote. To qualify for preferred plus the site does not list the definition. Most insurance company including Primerica offer preferred plus. If you qualify and you have simply bought the policy from Primerica they would advise you.
Each company definition of "preferred plus" would enjoy to be compared if that is what you are looking for. Each company requirements could fluctuate. Usually a medical questionnaire, height and consignment charts and maybe some would require blood some wouldn't, some may reject you on relatives health history not your own.. I basically know it is a category that most people merely don't fit in even if they are surrounded by good condition. For me I'm a size 10 female (average is 12 contained by Canada so I'm not large) and my weight is not preferred consent to alone preferred plus. I'm in dutiful health and a non smoker.
I would stick beside a quality company for $3 difference than shift with an unknown.
Best warning. Get that insurance agent back out and ask him/her these question. It's their job to edify you on their products, on all insurance products and especially on what you bought. Ask question? Ask about preferred plus? Ask around what their policy includes?
Before I answer your insurance questions, here is my California Insurance License 0F89115 - by tenet, you must disclose your license number to give suggestion or quotes for the same.
It's a complicated put somebody through the mill, no simple answers.
If you line up adjectives items, you can easily find the difference surrounded by price; however, many insurance companies go different insurance products, therefore almost none are exactly equal.
Check carefully, compare, compare again!
Good luck!
(If you want to achieve quotations from me, I will do so)
Beware of "preliminary" lowball quotes that are subject to final underwriting approval. You won't know the final quotes until you complete the strength exam/questionaire and get the actual final paperwork to sign.
That said, you also entail to look at exclusions, although most term policies are similar. My method for comparing is to compute the dollars of coverage per annual dollar of premium.
Yikes, that's an expensive primerica policy.
You ask your agent to compare. Also, take out of that "Monthly payment" mentality. Most insurance companies charge at least $5 per installment, for an installment transfer of funds - increasing your insurance cost by $60 a year, OR MORE. So, you can pay $15 a month, or, $90 a year.
MOST policies will cover suicide after 2 years, the time of war is a bit nebulous - will it cover ACTIVE DUTY military? Or just you anyone killed by a bomb within Des Moines? ALL policies will cover the latter. So he's not selling you anything special there.