Insurance.?
What would insurance be for a 16 year old white masculine, clean driving diary, good grades, and would be driving a 2000 Chrysler Sebring Limited? What if he get his parents to put it under near insurance that they were full time drivers, and he is a module time driver?Answers: You need to nickname your parents insurance agent. Nobody can tell you how much your insurance would be.
It would be cheaper to shift under your parents policy. However, The title would any have to be contained by their name (your mom or dad) or they would hold to be co-owners with you on the title.
The other piece is going to be how many cars and drivers are surrounded by your household. In order to be down as a part time driver which would be smaller quantity expensive you would need to enjoy more drivers than cars. In other words if there are three cars and three drivers the company will not rate you as part of the pack time.
Again, call your parents insurance agent. I'm positive that he or she would be glowing to discuss the ins and outs with you.
A few things stipulation answers first:
1. What state do you live in
2. Who owns the vehicle
3. What coverage do you want
The best substitute is to add your son as a driver and the vehicle to be timetabled on your policy. 2 ways to save a moment or two money would be to have your son embezzle a defensive driver course and if he have a 3.0 or better. Most insurance companies offer discounts for both. Also, if he is planned as a driver, he would be covered to drive any vehicle on the policy, as well as you are to drive his. It make more sense to add him/his vehicle and after for him to get his own policy at 18.
The BEST OPTION is to speak beside your agent or insurance company representative.
Medicare/Medicaid- what is the min/max income you must own to qualify?
I'm doing a research paper and I can't seem to be to find my specific question anywhere. Any give a hand is appreciated, thanks!!Answers: There are no income confines for Medicare. People that earn more than $80K single or $160K married will pay more Part B premium.
Medicaid is a state program, and respectively state has different requirements. The states will dais eligibility upon both income and assets. Check your states Medicaid website; most have the requirements down.
Health Insurance and pre-existing conditions?
In Sept 07 I changed jobs and have to change strength insurance companies. The HR/benefits lady told me that the lapse within health insurance coverage could be not exceed 63 days, after that I would own pre-existing condition issues. I did not elect the cobra benefit from my previous employer ($1700/mo), waited for the modern insurance, this took 41 days. Now I am having difficuties next to childcare. My baby is not resourcefully cared for at her current sunshine care facility, and adjectives of the child care centers that are proper have year-long waiting list for infants. As a nurse, I can change my programme to suit the needs of my kith and kin. So I am thinking about taking another employment at another hospital working weekends. I will have to tweaking ins. again and was wondering if anyone know if the 63 days had to be continuous or if I could devolution again without problems. My son is on expensive medication and I cannot afford pre-existing condition problems.Answers: If you're wondering whether the 63 days are cumulative, then the answer is no. Each time you walk off a group plan, you're given another 63 days.
FYI, any "waiting period" imposed by a group plan before you can enroll is NOT counted against your 63 days.
To swot up more, go here: http://www.dol.gov/ebsa/faqs/faq_consume...