Insurance Questions and Answers

Paying my lifeless mothers medical bills?

My mother recently passed away. Now the barage of medical payments are coming within. Many was covered by insurance and medicare A however some are not including doctors and ambulance service (Medicare B would cover these however my mother never signed up for it). What is the best approach to negotiate these payments? My mothers estate is small near no property and savings be joint beside my aunt. Any lawyer type push for out there? I know surrounded by the case where on earth insurance did cover expenses, the charged service amounds were bumped down and after paid due to insurance agreements. Thank you everyone within advance.


Answers: my condolences on the destruction of your mother. this must be a painful time for you.


AND, neither you nor any other descendant is responsible for your mother's debts.

if her sole and only asset be the joint hoard account next to your aunt, that is the merely source of payment.

please enjoy the appropriate court in your nouns appoint an Executor [or similar] to handle your mother's estate. If she have a Will, that needs to be produced for the court and the Executor nominated within the Will approved or someone else selected.

After that, adjectives the medical bills can be collected by the Executor. Executor will tell adjectives the creditors of the estate the real conditions here -- bills do or do not exceed available funds, etc. and next proceed from that point.

You should not pay any of these bills, nor promise to any of the ethnic group trying to collect them that they will be paid. It seem likely that most will NOT be rewarded.

{PS: to find the correct court where your mother lived, mobile the clerk's office within any county/parish, etc. court in the nouns and ask them to tell you which court is the correct one. That court will stipulation to be visited within person -- again, the clerk's organization is where you commence there.}
This just this minute happened to me.. What sort of estate?? Was is it just a vivacity insurance policy?

It might not even be your reponsibility, so I would not let any collector know near MIGHTor IS an estate. They can NOT come after you. I would contact them all and permit them know she is deceased and as of very soon there is very soon estate.
What the ins co covers, will be paid by them. Your mother's estate can pay cheque some of it. You are not legally responsible for the unpaid portions.

Paying my lifeless mothers medical bills?

My mother recently passed away. Now the barage of medical payments are coming within. Many was covered by insurance and medicare A however some are not including doctors and ambulance service (Medicare B would cover these however my mother never signed up for it). What is the best approach to negotiate these payments? My mothers estate is small near no property and savings be joint next to my aunt. Any lawyer type push for out there? I know contained by the case where on earth insurance did cover expenses, the charged service amounds were bumped down and later paid due to insurance agreements. Thank you everyone surrounded by advance.


Answers: Debt is not inheritable. However, doesn`t matter what money is in her estate, must be used to settle up off anything debts she had, until it's gone.

Unless you signed to adopt responsibility for any of the medical bills, the executor of her estate can use her estate funds to pay whichever bills they want, and later just notify the providers that she is departed and her estate is exhausted. And they should go away.

How to capture insurance to stop ignore you?

So a few weeks ago i hurt myself on my landlords property. I filed an incident report but they appear to be avoiding talking to me. I also call a personal injury attorney and one of them wanted me to do adjectives this work with the insurance and after he would come along and "help" me (yeah i think backing himself to my settlement) So i called another attorney and he is supposed to telephone call me within a week. Are these Personal injury attorneys other so busy they dont have time to do anything for you? I thought these guys be starving for cases and thats where on earth they got the signature "abulance chasers" Anyway, how do i get insurance to help yourself to me seriously or contact me back?


Answers: OK, they hold NO duty of good reliance towards you.

Landlords have TONS of incident reports, and an insurer isn't going to bounce up and offer you bread, just because you file one.

Any PI lawyer that can't return a phone from a prospective client within a daylight, isn't going to return a call from an ACTIVE client, for weeks.

It's possible they are ONLY going to transport you seriously, if you file suit.

Keep surrounded by mind, in charge for them to pay you anything they hold to determine that your landlord be NEGLECTFUL in something - that they know there be a harmful condition, AND they didn't correct it. Just the certainty that you hurt yourself, doesn't automatically entitle you to money. If, for example, you cut yourself slicing a bagel, your landlord isn't responsible for that AT ALL, so you can expect to be disregarded forever.
1 - Do NOT talk to your landlord's insurance company. Do not bargain to any insurance company except your own. If you make any sort of agreement next to them, including paying for your medical bills, you just compromised your lawsuit.

2 - Get a better attorney. They may not be calling you pay for because either you dont' enjoy a very strong permitted case, or your injuries may be too minor for a full blown lawsuit near trial. And if they have too tons cases now, it's a event of work load to return. If you have 4 job offer, wouldn't you take the peak paying one? Sounds harsh, but there's merely 24 hours in a time, and they are Lawyers out to protect the injured, but they need to win paid too, if not, why do it?

Just keep calling many firms, but stick with recuperative yourself first, getting an attorney second.
It sounds as though you reported the incident to your landlord's insurer. If this is the case, did they impart you a claim number? Were you given the name of an adjuster? May I suggest that you contact the insurance company, and speak near the adjuster assigned to handle your claim. When I be handling claims, we had 24 hours to brand contact with a claimant. Either for some motivation your claim as not been assigned, or the adjuster have an insane work load. If you do not take anywhere, politely ask to speak to a supervisor. I guarantee that you will get the claims process moving forward(I would know, I be also a supervisor). The adjuster will want to take your statement. It may be record. They need your interpretation of the loss to properly investigate the claim to assess liability. The mere fact that you injured yourself on the landlord's property does not automatically kind him/her liable for your injuries. It could be that the insurer found a third party, i.e. looking after crew, that was responsible for the continuation of the property. They may have placed them on spy of the loss and are waiting for their response. Your landlord's insurer should be providing you with the status of your claim. Some states require such status reports to be put within writing every 30 days. Since you were injured solitary 3 weeks ago, this is a relatively new loss. If you are still treating, you are not surrounded by a position to resolve your claim now.

For presently, try working with the insurance company and avoid retaining counsel. They will simply take at least possible 30% of your settlement. Call your landlord and tolerate him know that his insurance company has not contacted you. He will expected call them directly to find out why. I am sure he is paying a deception premium. Sending bills to your landlord does not do anything. He will freshly send them to the insurance company.

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