Is the money we received from the insurance company from our house fire taxable?
Answers: no. You will probably be able to claim expenses that you incurred that weren't covered by your insurance on your taxes. Keep good records.
normally no.
it isn't income.
Nope
Insurance for pre- existing condition?
My friend was not long diagnosed with a brain tumor, she have scheduled a MRI for demonstration and then they will determine whether she can be in motion through surgery. The problem is she had not long exchanged jobs (just prior to the tumor news), and apparently cannot be covered beside her present Insurance company as her condition is pre-existent. Now, the tumor is located in the fourth entricle of the brain (where the spinal/cerebral fluid is housed). She will probably involve Chemotherapy. Can she be re-insured or covered by a different plan.? Can a single mother qualify for medi-care instead?She is in TX
Answers: Yes
I am a license Illinois insurance producer. I know she lives contained by Texas, but the laws shouldn't be to different.
Did she enjoy insurance then lost it after she changed job?
Has she applied for insurance with her current employer?
I would vote first try to see if she can get Cobra.
Second see if she can acquire the current insurance her company offers,
If that doesn't work, if she have the money to get private insurance. Something I would close to to add here on a personal write down. Private insurance is not as expensive as the public thinks. It is not an graceful subject to explain easily. But private insurance is affordable. She would in recent times have to compensate an offset contained by the form of a rating. You can still find policies that will cover cancer. They will put limits or restrictions, but they will cover it.
Same item with energy insurance. She can still get vivacity insurance even if it is terminal. If she were within Illinois I could find her a reasonable policy for both vivacity and health insurance.
She merely needs to find a conversant insurance veteran who can help her.
If she cannot afford her own insurance, next she needs to look into medicaid. Or what Texas have.
I absolutely antipathy to say this but sometimes it is cheaper to quit work to be capable of be on welfare and have the command pay your medical bills. Then it is to work your but past its sell-by date and risk losing your job because of doctors appointments and treatments. Only to enjoy all of your money to turn on insurance, medicine and co pays and deductibles. I own had abundant elderly cancel insurance because they be borderline with income. I can't speak I blame them. You have to look out for yourself. Life is in the region of survival.
I wish her luck.
Are you sure she's not covered? Has she be denied? Usually a preexisting condition is defined as one for which you have sought medical direction. If she hadn't seen a doctor more or less symptoms or concerns before she get the new insurance, she should be covered.
Not knowing her financial situation, I couldn't read out if she would be eligible for Medicare/ Medi-Cal/Medicaid.
I don't know about Texas but within Illinois if you switch from a group policy to another group policy with no more than a 90 hours of daylight break in coverage (called credible coverage) you won't hold a pre-existing condition put on you.
If that doesn't apply has she found out if it isn't covered by the modern insurance? A preexisting condition is a condition in which you enjoy sought treatment for, or a normally prudent personality would have sought treatment for.
If she can't obtain medi-care or medicaid, has she tried the state plan for uninsurable individuals? That would probably be a suitable bet, but it might have a 6 month keep on on pre-existing if she can't show credible coverage.
Without knowing the dates of termination of her previous coverage and the nouns of her new coverage, it's strong to know if it should be pre-existing or not. Generally, if she went from employer to employer and signed up as soon as she be eligible with the exotic coverage, there would not be pre-existing--especially if it be an HMO. Check with your state's insurance commisioner to find out the specifics for your state.
Secondly, she should qualify for medicaid medically since she have a cancer diagnosis and a child. She will have to unite the financial guidelines as well.
How do I find out?
I've heard that some doctors may not be down by your insurance but are covered. How do I find out?The doctor's office right to be heard they are covered by my network, but I cannot obtain the name of the doctor contained by my network. What do I do?
Answers: If you are looking contained by a provider listing from a book, they are usually outdated by the time they are printed as providers be off and join at a soaring rate. Call the customer number on your card. Also ask the provider what tax self they file below, since that is what the insurance company uses to determine if the doctor is surrounded by network. Or if the doctor is module of a clinic his name might not come up but his practice label might. Remember that some doctors are in introduce yourself in one bureau and out of network contained by another office because they use a different rates id number. Hopefully, the doctor is bright to the network.
Call the customer queue on your card. Give them the name of the doctor and they will permit you know.