Insurance Questions and Answers

How much per month is run of the mill insurance, electric, marine, phone, internet cable for two inhabitants?

Will be off to the definite world soon and my future wife doesn't hold a job right presently... what does all that little crap donate up to every month for two people. This does NOT include gas, apartment, food... basically what I wrote..


Answers: Does your wife drive and have a vehicle?
Since you talk just about the real world, I assume that you will quailfy for slightly high motor insurance rates as a person beneath age 25.
Obviously your insurance rate will depend upon where you live and the types of car(s) you enjoy.

I live in a tiny town surrounded by Indiana
My electric bill (nipsco) was $225. This is just about average for the winter
My water bill includes sewage too and it is roughly speaking $50- $70.00 a month but we do have three contained by our home and we run the electric dishwasher as well as a washer and dryer so your expenses for the aforementioned bills might not be that large!
My phone is with verizon it is $50.00 per month but I suppose vontage would be a cheaper and better alternative.

I enjoy my internet thru my cable company the internet is $39.00 per month and the cable is about $60 but I do enjoy the digital box and a premium channel (hbo)
YOu might not want or requirement that so you could probably get buy beside dial up and basic cable

My insurance (homeowners) is compensated as part of my monthly mortgage payoff but I do suggest renters insurance if you live in an apartment.

Again, this is contained by INDIANA not far from Chicago so the prices might be slightly higher than where on earth you are or where you are planning to live.

When we started out
we be able to live for method less.

Since we both worked. We turned the thermostat OFF while we be at work and dialed it to come on about an hour beforehand we got home.
Neither of us have cellphones
We had dial up internet (10.00 per month next to people pc)
We have basic phone service $34.00 (didnt produce many long distance calls)
and no washer and dryer or dishwasher so our sea bill was smaller amount.
Cable was principal cable $25.00 per month for the very deep-seated line up
so at hand are ways that you can save if you inevitability to while just starting out
We rented movies from the library repeatedly
I live outside of Boston, MA closer to RI.. Last month we paid the following:

Auto insurance only(we hold good rates) - $100
Electric - $125 even though we merely used about 400 kilowatts
Water - on average, $25.
Phone - $33
Cable - $33
Internet access $33.

Currently beside the phone, cable and internet we are with Comcast and wages $99/month for all three. Previously, our phone be $50/month and cable was nearly $60.

I assume steam is included with your apartment. If you own electric heat, and you hold to pay for it....Yikes!

Can I cancel my claim for workers comp because of financial hardship?




Answers: ...
of course you can

if you dont have a need for it then let them know that you want to close/cancel your claim/request for workers comp
If you have no money and need an income, why would you cancel your claim for workers compensation. What would that benefit you.

When you ask a question, give all the details. At this point is sounds like you are making a bad situation worse without any justifiable reason
Well if you withdrawal your claim for work comp you'll never get better, I would call the adjuster and ask them what is going on. I know based on experience, and I know this sounds bad, but the adjuster will investigate this to the extent because nobody wants to be stuck with a carpal tunnel claim.
If you have good factors working for you, such as you've been with your company for a long time and doing the same repetitive job chances are they will accept the claim, but if you've been with the company for less than 6 months, or you have diabetes or over weight those factors can hurt you.

If you are losing time because of your injury ask the adjuster why you haven't been paid. Is it because the state your in won't pay people unless its accepted? Perhaps they should be paying you now. You should know your state law, so asking your adjuster might help or a work comp attorney.

Also if you need money that bad, ask your employer about light duty, perhaps office work or doing something else that doesn't involved extensive use of your wrist.

From where on earth i can find information on life span insurance(india)?

please help me....


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