Insurance Questions and Answers

I own not received any information or unloading of my policy number 813556926 and 813557905?

so i want to know abt my policies lattest position pls


Answers: Then you will need to contact your agent.

No one here is competent to answer your question.

What makes health care so expensive these days?




Answers: Big question, mostly lame answers so far.

Healthcare is very technologically intensive, especially hospital care. Most people demand the finest quality when their lives are at stake, and most hospitals, and programs that pay them, work to provide that. Go to a hospital and watch for a while. You will see how intense even regular care is.

About 60% of US healthcare is currently government provided, but most government entities pay at or below cost to medical providers. This is called cost transfer and it is very common in healthcare.
The result is that private plans must pick up the slack. Until very recently, most people never saw a medical bill, so they didn't know or care about costs.

However, recent increases in insurance premiums and higher deductible plans have suddenly made people aware.
Greed. A seriously bloated administative system.
More greed. Too many specialists. (Go to a doctor's
office for a sprained ankle, and get sent to the ER- after
paying the doctor HIS cut, of course).
1) New, expensive technology.
2) In America, no regulations over pharmaceutical prices.
3) In America, health insurance companies take huge profits. We need to get rid of health insurance companies and have socialized medicine.
4) Credit cards give some people access to medical care that they can't afford otherwise. With more people able to pay for care, the medical industry can jack up prices.
AIDS and all of the PC diseases.

Can my employer undo my form insurance when I am disabled. They charged me full cost..no income to take-home pay fo

been stale work since April. FMLA...I paid contained by my regular employee share. They started billing me full cost for August on. I be able to recompense for two months approx 3000 total. I have no income and they cancelled me surrounded by December retroactive to October 1st. I asked for more time or to pay when I get back to work... they said no and cancelled my policy. They also denied my short permanent status disability. And my long term policy be rejected as my short term be denied (same company but I pay premiums for the long term)..


Answers: I construe that you have no money for premium. You may want to investigate what coverage option are availble to you.

Also, however, if you have medical bills, it may be paid sense to get insurance, even if it is expensive, purely to continue to take your even more expensive medical care.

There are lots of programs available for those next to no income or assets. Contact the folks below to find out what actions to entail to take IMMEDIATELY to protect those rights. It is the national uninsured helpline, a non-profit mechanism that has access to insurance option in most states. Please phone call them right away, since you may still be able to work inwardly your 63 day porthole to get tentative coverage.

If you call their number, ask for Ernie, since he is the regulator and is very considerate.
yes they can. they won't continue to reimburse your insurance premiums for you. you need to return with an attorney if you are truely disabled and go after your insurance company but it's not your employer responsibility to pay for insurance for you.

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