Insurance expense problems?
I keep have problems with payments supposedly not showing up at my insurance company. This merely happens when I don't transport it certified mail, but sending it certified correspondence can be costly and time consuming. Has anyone else had this problem? Is near a cheaper and easier way of doing this?Answers: The easiest approach to get around this, is own the payments electronically transferred out of your account every month. It's rapid, too.
Never heard of that before--but automatic payments are best--but clear sure they deduct for that first month or two or you could be dropped for non-attendance (some businesses drage their heels on getting it all processed for unknown reasons). You may know how to pay online or near a credit card over the phone. Make sure to copy the receipt information if you do that.
I would be VERY concerned around doing business with a company that appears not sufficiently expert to handle payments correctly. You might want to consider switching companies. Also you may want to look nearly paying quarterly or something instead of monthly (I assume that is what you are doing).
Has your agent get any bright ideas (if it's saloon or home or such)?
I would do electronic payment it is the simplest and they won't be behind schedule. If you are not comfortable with this beckon your payment into your agent. Most companies can help yourself to checks, Credit Cards and Debit Cards by phone. This only cost you a phone give the name and not the cost of mailing or time to draw from to the Post office.
What qualify a depend to the IRS as a "student dependent"?
This is a question on a COBRA insurance form. My 19 year antiquated son has to lug the semester off for a medical explanation and my insurance policy droped his coverage because he is not in arts school even though he needs this operation.Answers: Yep, they adjectives do that. You have to be a full time student.
My mother sold a house and carried the write down and the house just this minute burned down, what happen in a minute?
From the information I have the fire be due to the new owners installing a woodstove which cause a fire. They still owe my mother over $50,000. Does anyone know what will happen next to the insurance. Do they pay my mother fund first as the house is no longer there or do they newly give the owner the money to redo? I guess it can depend on several factors but I would assume beside my mother having a work of trust that they will pay her spinal column when they get the full mess situated.Answers: Is your mother listed as mortgagee on their homeowners policy? If so, her designation will be on the check. If not, she can try to sue them and collect the money - good luck on that.
She might obligation a lawyer. If the wood stove violated a residence of the policy, and she's listed as mortgagee, she would still enjoy full rights under the policy up to the match on the mortgage.
Whether or not thet decide to restructure doesn't apply.
They still owe your mother monthly payments according to the terms of the mortgage. The fire is irrelevant.
If the insurance company be notified that your mother have a financial interest in the home - she should be nominated on the check.
If she wants to play it safe and sound - have her bid the adjuster directly or the agent directly and let them know around her interest in the home.
The insurance company can not protect a lien they don't know in the order of.