National form insurance proposal?
Health insurance like any insurance such as home, or auto insurance should be a personal policy not situation related. Insurance by traditional definition is a sharing of risk. Uninsured Americans should be grouped as to insurable but uninsured , higher risk, and poor. The uninsured would be offered a pool by adjectives insurance companies offering health insurance contained by the designated area as a end resort with premiums averaging those of offered by insurance companies contained by the state or bi state region. Higher risk would be pool insured also at a 10% higher premium. Poor or on benefit would be insured in a pool of one and the same insurance companies at heavily discounted premiums say 10% depending on assets.Answers: Please explain to me, how an insurance company can receive money paying out $10,000 a month in medical bills, while taking contained by $500 a month in premium. That's what you're proposing.
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Wouldn't work!! Once again, it's not the purpose of our government to be "big brother" and force the insurance companies to cover everyone.
Of the 47 million Americans who are uninsured, how several make $40,000 or more respectively year? According to the survery I looked at, about partially. That means that more or less 23 million people could've afforded insurance if it be a priority of theirs. Insurance IS a priority of mine, so I have it. I agree that within are SOME people out in that that fall through the cracks and obligation some help. I meditate we should help them. However, I deduce that the majoiry of uninsured Americans have placed bigger houses, hot cars, and HDTV's ahead of their insurance needs...and THAT"S NOT MY PROBLEM!! We've adjectives made sacrifices at one point or another to achieve something we NEEDED and gave up something we WANTED. I conjecture it's time more Americans learned to sacrifice their lifestyle for their well-being and quit shifting the burden to you and me simply because they infer it's their right!!
OK, most of the uninsured but insurable are uninsured at THEIR CHOICE. So, you want to make them reimburse it? How will you do that?
And . . .higher risk. Let's estimate about the numbers. Right in a minute, health aid costs average $7,000 per person, per year. Premiums probably average around $350 a being. So you've got a big risk person - who is going to cost several times that $7K a year, and you're going to charge them an extra $35? Who picks up the $25,000 difference, per personality?? And who picks up the tab for the "heavily discounted" premium for the poor and unemployed?
Insurance companies reward out about $.99 for every $1 they pinch in, contained by premium. If you ask THEM to subsidize it, they'll go out of business.
Claiming Parent as Dependent on Health Plan?
Hello...I was wondering if it is possible to claim a sick parent as a dependent on my company robustness care plan.If someone know about this, please permit me know. The situation is urgent :( I can share more details by email with anyone, but I don't discern like writing together situation for world to see.
email charlie_thiebaud(a)yahoo.com
Thanks you all so much
Answers: Pull out your plan document. (May be labeled as "Summary Plan Document," "Certificate of Coverage," etc.)
There is will be a fragment that spells out the exact criteria for dependent eligibility.
The *only* way that *any* dependent would be eligible lower than your policy would be if they met the guidelines spelled out under that part of your company's policy.
That said, I would be *extremely* surprised if your parent would be an allowable dependent. I review dependent eligibility criteria for a living, and out of the thousands of plans I've seen, lone one would allow the possibility of claiming an adult relatives member. And even next, the criteria was so restrictive that out of adjectives the 10,000 employees of that running, only 1 truly had a dependent that be able to be claimed.
Based on my watch, I wouldn't hold my breath that your parent would be an eligible dependent. However, if you want to know for sure, the eligibility criteria section of your policy is the place to look.
Does anyone know in the order of integrated american condition insurance?
i am possibly purchasing a policyAnswers: It is not major medical, it is a deep-seated hospital certificate. It have strict limits on what it will discharge or cover. You may save $30 per month on your premium, but what perfect is that if you end up next to a $100,000 medical bill in the adjectives?
As an independent agent I'm able to grant United American but I choose not to sell it, because I don't want my clients coming stern to me with angry eyes.
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