Insurance Questions and Answers

Does blue attention lattice hmo cover breastpumps?

I am a woman by the way. I enjoy blue care lattice an hmo, I live in Michigan and I am have a baby subsequent mo. Someone told me that they have blue cross blue sheild and thier insurance salaried for a $350.00 double electric breast pump. I just call my insurance to see if they covered one, but I was on hold 10 min. back someone came on asking if they could give somebody a lift a message and have a representative telephone call me back contained by 48 hours so I hung up b/c I'm pretty sure I wouldn't get a call upon back. So I be wondering if anyone here knew? Thanks.


Answers: It's really going to depend on which plan, and why you have need of it. Most of the time, it would cover a prescription for breastmilk through a milk bank, but not a pump. No one here will be capable of give you an accurate answer - I'd suggest calling fund and leaving the message - and calling every afternoon until you get your answer.

You ALSO might want to check wtih your local La Leche League, to see if anyone have a safe pump.

Lastly, have nursed all my own children, I can assure you, you don't NEED a pump. Hand expression works (although it's a PITB), and the Avent Isis is a $40 brand alien manual pump that works only just fine.
It depends upon the specifics of your policy whether you have any potential for coverage or not.

Even if your policy would allow for the potential of coverage, usually you entail to get a prior approval. Its not only something that's covered in nonspecific for any new mom on the policy - here has to be a medical judgment for it.

So, I'd be prepared to submit a pre-determination request with any documentation for your doctor roughly why it should be approved. (And don't bother with the vigour benefits of breast milk - everyone knows give or take a few that. What they need to see is why its medically crucial for you to have a pump salaried for by your insurance company, not why people should breastfeed within general.) An example of something that the insurer may consider is extreme prematurity of the infant.

(BTW - you should hold left your phone number. How surrounded by the world do you expect an answer if you don't allow them the opportunity to call you subsidise? They're the only ones who can describe you the specifics of your policy, and I can assure you that as a general rule nickname centers at large vigour insurance companies *do* call you hindmost...those measures are tracked for them as part of their compliance requirements.

You inevitability to call again, and be prepared to walk out your number for a call pay for - questions something like breast pumps are non-standard, unusual questions, and its not surprising to me that the representative you spoke next to needed to clarify something with a superintendent first.)

I am trying to find pdmtampa(a)cigna.com with the nos 1.888.208.7159 How do I find this site?




Answers: Well, you have an EMAIL address and a PHONE number.

The home page is www.cigna.com. Clearly, this person is out of the Tampa, FL office.

I have no idea which "site" you are trying to find.
Looks like it's Cigna.com

Healthcare providers / Insurance Company

You will have to sift through the web links to get what you are looking for
The first part with "(a)" in it is an email address, not a website. The second part is an IP address, but who knows what site it goes to. Could be phishing. You are safer sending an email to a known domain name than typing in random IP addresses.

Does Georgia require employers to give full time employees benefits?




Answers: As Mbr said, most benefits are not required by law. About the only ones that I can think of that may be required are Workers Compensation and Social Security benefits.

The work comp laws are different from state to state, but they are there to protect you if you get hurt on the job.

The SS benefits are the 6.5% (I think that amount is right) that they have to pay into social security on your behalf.

Other than those, they don't have to give you anything.

That being said, they also have to treat their employees alike.They can not pick and chose who gets to have insurance, 401k, or a pension. One or none.

Hope this helps.
Good Luck!
No. No state requires an employer to provide any health benefits. Regardless of the hours worked.

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