Healthnet insurance...from my guardian ?
my grandma has healthnet thru my grandpa her husband. they own a family plan, its one cost for the unharmed family. I can not enjoy insurance thru my mom, or my dad my dad never has a stable chore and it would cost to much for my mom. so my grandma was wondering if she can become my legitimate guardian and put me on the insurance or do i have to be legitimately adopted by her to do that ? BTW im 14Answers: Are your parents ready to relinquish all rights to you, and wage child support to your grandma? They would have to, and she would enjoy to legally adopt you.
Under your circumstance,I suggest here for you to own a visit.http://insurance.online-assistant.info/a...
Company's policy?
I want to write a company's policy, where can I find more information and guidance?Answers: American Society for Quality, in relation to the ISO/TS/QS9000 standards for one.
Your question isn't exactly clear. If you want to write a commercial P&C policy, and it is not a Business Owners Package (BOP), later you will need to put together a Commerical Package Policy (CPP). If it is a BOP after they are pretty simple. Just check your carrier's guidelines to make sure that they qualify and ask your underwriter for facilitate if you need it. If, however, it is a CPP and you don't own the experience to put this together or someone to help you who does, I would shy away for presently. Leaving out an important coverage or misrepresenting the coverage would put you at a drastically high E&O exposure.
If you weren't referring to a P&C policy, afterwards please tell us what you are asking and we'll try to give a hand.
Well, maybe start next to considering the company's policy on WHAT, and moving from there.
What insurance is the cheapest?
Answers: The one you're least likely to use, and/or the one that pays out the least.
What type of Insurance are you talking about:
Health Insurance
Life Insurance
Dental Insurance
Please describe which one you want to get?
OK, now that we know what type of insurance you are asking about, we can offer some advice.
In auto insurance, there are multiple parts to the policy. There is liability, which is required by most states now. Your state will set the minimum limits that they will accept for you to drive. The cheapest (not necessarily the best) is the minimum limits allowed by law.
There are many other parts, such as un/underinsured motorist, medical payments (or PIP in some states), collision, other than collision (comprehensive), rental reimbursement, towing, and maybe others in your state that I'm not familiar with. All of these are optional to you unless you have a lein on the automobile. Then the lender will require collision and comprehensive and they will set the maximum deductible that you can have on the policy.
Again, the least expensive is to decline all additional coverage that you are not REQUIRED to carry, but I wouldn't recommend that. Please take the time to discuss your situation with a professional agent. They are paid a commission when they write a policy but don't charge you for quotes, counselling or coverage explanation. Rates through and agent are not much, if any, higher than what you can find through online services and you have someone who isn't an employee of the company to assist you in placing your insurance. They are also there to help you if there is claim and the company is hard to deal with.
Use an independant agent. They represent many companies and can shop for you.
Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of coverages, limits of liability, and other criteria. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.
The best thing to do is call a LOCAL independent agent. Don't go across town, or to some other city - look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies for the insurance program that best fits your needs.
An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.
Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem!
Good luck and I hope this helps!