Should an inidividual auto insurance agent have a boss or mgr.? Who are they governed by?
Answers: It depends alot on which company the agent represents. But, if you complain to the state insurance dept., the agent and the supervisor (if there is one) and the insurance company the agent represents will get a copy of the complaint. And the complaint must be answered. The amount of time in which to answer the complaint will vary state by state.
If they own their own agency, there's no boss or manager. You complain to the state insurance department.
If they are an employee of the agency, you complain to the agency owner.
If I can't finish required upgrades after insurance home inspection in time demarcate, can I switch companies
I've been notify that someone will contact me in a few weeks to take out a 'detailed' home inspection. We have plentiful, many outstanding projects. We are also surrounded by the midst of planning some major renovations. As cog of that we may very ably address some of the items of concern. But, some things absolutely cannot be done until the renovations are done---months away. I don't know if they'll allow that much time. I tried to convey them that we're doing major reno's and they'd be better sour coming later, but they eliminate. We've already been beside them for 2 years, and now they can't hang around a few months? Should I wait to see what they expect, or will it be too behind time to switch to another company--maybe we'll be 'red-flagged', or something? I'd like to regard they'll be reasonable and work near us on this, but maybe I should in recent times panic and switch immediately, before they rota an inspection?Answers: Home inspections are becoming the norm for homeowners insurance. Your situation is not at all unusual. Even if your switch carrier, you will probably have to own an inspection sometime during the first year.
Since you have be with your current carter for 2 years, most states require at least a 90 time written notice to the policyholder earlier the carrier can revoke or non-renew your insurance for any cause except non grant of premium. In other words, they will have to impart you notice to get hold of off of the risk unless you don't clear your premium.
After the inspection is completed, it will most likely embezzle a couple weeks to get the results to the underwrite department. Then they will have to review it and trade name a decision and contribute you written notice of the required upgrades or repairs. In that memorandum it will outline a time frame for completion. Depending on the severity of the risk, they MIGHT be willing to extend that timeline IF you are making substantial progress and can prove that it will be completed unbelievably soon.
My advice would be to purloin care of some of those oodles, many outstanding projects formerly the inspection, let the inspector see your plans for renovation and work next to the carrier to gain them done ASAP. If you are cancelled due to the condition of your home, it will be much harder to get a topical carrier to look at writing a policy.
If a company can hits me can i catch money bad the company?
i was involved contained by an accident, i be hit at the left tail side of my coup¨¦ the other party, be a company van can i get money from this company, and resintly ive be experiencing with collar pains after this crash.Answers: You can't get hit by a company, it's an artificial entity. You could carry hit by a company car.
How much, or even if, you can collect from them, depends on your circumstances and your state law.
Ask your agent.
If the van is owned by the company, it is the company's responsibility. You need to find this out because sometimes the van's are lease by the drivers as owner/operators.
In this case it is the responsibility of the driver
How long ago did the fluke happen??
When did the pains start?
Did you wish medical help urgently after the accident??
Did you bring up to date the police you were injured?
All these question will have to be answered.
Go find a shyster legal representative if you wanna go that route. What you're adage is you think you've found a adjectives pocket to stick your hand into. Just remember that they can hire more lawyer than you can.