Who is responsible?
During a powerful storm our trampoline blew away. After the storm passed we went looking for it. We found it across the street within between two houses. We noticed it have fallen on ones house and consequently landed on the ground surrounded by between the two. It tore shingles and guttering off of one and tore window up of the other. My question is our home owners insurance responsible or theirs beings it be an act of spirit?Answers: Their homeowners policy is responsible for damage to their house cause by wind driven objects - including your trampoline.
When it comes to storm incapacitate, everyone is responsible for their OWN house damage.
I am not so sure. The reality is that the insurance companies can argue that the trampoline was not properly secured, on your property and the wreckage was not cause by the storm per se, but by your negligence. Just have to put contained by your claim(s) and see how it turns out.
Where can i acquire insured and bonded for my housecleaning company?
I am starting a housecleaning business and i don't know what kind ofinsurance i call for. around how much does it cost. where do i travel. I been cleaing houses but i considered necessary to have everything legalized. thank a millionAnswers: Believe or not your car insurance offer it.
You need the following:
1. A janitorial bond- HCCsurety.com- It is cheap
2. You requirement general liability..
3. If u enjoy employees, u wil have need of work comp
General liability coverage runs around $1500. The bond, depends on what type of bond you're looking for - it only covers workforce, not the owner - usually it runs around $250 per bond.
You REALLY need to sit down and agree to an insurance agent about exactly what's covered. MOST individuals who clean houses (legally, I might make the addition of, doesn't mean "near insurance and a bond) can't afford the added expense of insurance and bonds, and are pretty much judgement proof.
Yes, there is insurance and bonds for house cleaning. It largely falls under the janitorial heading.
Some states require you to be insured and bonded, others don't. Check near your state to see if it is required. If you are required to hold a license of some sort (such as a contractor's license) then it is probably going to be a requirement to seize bonded and insured.
Rates vary tremenously for this type of business insurance. I've see insurance policies for one person janitors for as little as $250 surrounded by years past but the minimum premium that I've see lately has be around $500. Bonds will depend on the type of bond needed. A license bond will be around $250 if your credit is good. If your credit isn't obedient, it will be more. If a personal bond will suffice, they can run as little as $50. Again, you will need to check to see if and which type of bond you will inevitability.
Talk to an agent in your nouns that has experience writing insurance for small businesses. They should be capable of answer most of your questions. If you have need of help finding an agent, check your washed out pages below commerical or business insurance.
What is net cash value?
Answers: Cash value after expenses.
Having been away from accounting for several years, I remember Net cash value was the current asset remaining after payment of current liabilities.. Net cash value can also apply to the purchase of stock after deduction of the commission paid for its purchase.