Am I eligible for dismissal?
My workplace is going out of business... They let us know today and the finishing day is March 31st. anyways.. I'm wondering if I can apply for laying-off...I'm 17
I work 16 hours a week, averaging approximately: $140 ? ish.
I wasn't fired or layed off.. in recent times that my job is no longer nearby ? lol.. anyone know if I'm eligible?
Answers: I believe you can receive part time severance benefits, but it also depends on how long you've been working. I believe you necessitate a minimum of 6 months continuous employment, not including the last quarter (so if you be to apply anytime between jan-mar, you would've had to work april-september).
Since the company's going out of business, that's technically human being laid off.
No. Presuming you're a full time student contained by school, you're not available for full time work, so losing your constituent time job does NOT cause you eligible for unemployment benefits. That's one and only for full time workers.
Also, likely you haven't worked long satisfactory (18 months) to be eligible for benefits, either.
Cobra Insurance Advice - I work as a ski instructor and later year I didn't generate the correct amount of hours to
meet my skiing companies strength insurance so they offered me a Cobra plan. I did not know what a Cobra plan was but I compensated into it. This ski season I'm injured and need surgery (not a work related injury). This routine that I will not be able to initiate skiing and so I will not be on the company's employment, CAN I STILL KEEP MY COBRA insurance policy or does it get cancelled? I am thoroughly worried as I am using the Cobra for my surgery.Thanks for any help.
Mr. Worried.
Answers: Losing your work will not trigger you to lose your COBRA. COBRA is by definition an extension of benefits to employees who WERE enrol and then become ineligible due to a reduction of hours, termination, retirement, etc. Therefore, you become eligible when your hours were reduced; losing the opportunity does not take away your COBRA rights.
You can stay on COBRA for 18 months; after that, you lose your federal COBRA benefits. However, if you live within California, you can enroll in Cal-COBRA which will allow you to extend your benefits for another 18 months. I'm not sure if any other states hold a similar program, but depending on where you are, it's worth looking into.
Good luck!
Yes and no. (I'll explain further below...)
COBRA is a road that eligible people can temporarily keep hold of their benefits when they are in between job and/or no longer qualify for their current employer's benefit plan. (Like going from full time to part time, as within your case.)
So, a soul can keep COBRA if they stop working for the employer. (In reality, that's probably one of the most common uses of it.)
*However* - COBRA coverage is not indefinite. Generally, COBRA can one and only last for a maximum of 18 months. If you've already be on COBRA for a year, you're likely getting close to the finish off of your COBRA eligibility.
There are some very constrained circumstances under which COBRA coverage could be extended beyond 18 months. (And I stress the "constrained circumstances" part - you hold to meet totally specific criteria.) I'd recommend checking out the federal Department of Labor's Frequently Asked Questions about COBRA here: http://www.dol.gov/ebsa/faqs/faq_consume...
After reading the Department of Labor info, you should hold a better idea of what your rights are and know how to determine when you can anticipate your COBRA eligibility expiring.
I have medicare a and b, and a plan f medigap policy. Will any of this pay for checkups at doctors office?
Answers: Yes, you get a welcome check up, and for office visits for sickness, labs, xrays and other part B charges, Medicare will pay their 80 percent, then your supplement will pay the other 20 percent. Congratulations on purchasing a Plan F Medicare Supplement rather than a Medicare Advantage plan which so many others are opting for due to lower monthly premiums. You made a wise decision.
Neither Medicare nor a plan F supplement will pay for preventive care (except for one "welcome to Medicare" checkup within the first 6 months). They will pay for checkups if you have a health condition that requires checkups. Sometimes doctors will give you a basic preventive care check while doing another procedure and code the billing as the other procedure.
Supplement plans E and J have some limited preventive care, and almost all Medicare Advantage plans have preventive care.
Plan F will pay for general office visits and will pay the deductible for both Part A and Part B.