Insurance Questions and Answers

Where can i progress on to my sss contribution roll?

sss contribution list - to be printed out...


Answers: http://www.sss.gov.ph/form/r3_0001.htm

How to measure volatility in a captive insurance company?




Answers: Volatility of what exactly?

Try mean average divided by standard deviation.
use a ruler

Is Aflac Life Insurance worth it? Do you approaching it?

Meaning, do you exp any issues with the company and do you presume what your getting is worth it?


Answers: AFLAC is relatively expensive. While the most valuable insurance that you can enjoy besides medical is Disability Insurance, AFLAC often (but not always) sell "accident only" disability that does not cover you for any disability related to a sickness or other medical condition, including pregnancy. About 70% of disabilities are if truth be told caused by sicknesses, even for childish people. Accident Only is much cheaper, so AFLAC habitually sells it, but it will be a problem when you dance out on something that is not quirk related.

Life Insurance is very worthwhile if you enjoy family member to support. If you don't, a small amount of Life insurance, (say, $50K US) will make things easier on your kith and kin at burial.

The other types of insurance that AFLAC sells, such as luck, are probably too expensive to justify, given the small benefits they income, unless you are engaged within a lot of elevated risk activities, such as motorcycle riding, hazerdous work environment, etc.
If you are babyish, contact a local agent and tell them that you stipulation cheap life and disability insurance. They might be capable of help you for smaller number money than AFLAC.
Aflac is a fine company so there should be no issues near that. You should, however, always shop your insurance. Coverage and rates oscillate tremendously from company to company. Look at what you are getting and the cost associated with that coverage. Ask your local agent for a quote on similar insurance. Discuss your requests with him/her and see if what you are looking at really meet those needs. If the coverage doesn't gather round your needs, later whatever it cost is too much.

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