How does the insurance co. reimburse on recovered vehicle that's major strip but not burned?
Answers: They will usually just total the vehicle and give you the value of it because it will cost more to repair it than the vehicle is worth if it has been majorly stripped, or even if it had been burned. (To find out the value, go to kellybluebook.com)
Burned or not - it makes no difference. If the car is totaled.. The insurance company will probably pay you what the Blue Book value is.
If the car is not totaled.. they will pay you the cost to repair it. Based on the circumstances and you weren't at fault.
It will depend on the insurance company on whether they total the vehicle or not. It will depend on the cost to repair vs. the value of the vehicle. Some insurance companies may total a vehicle if the cost of repairs are over 50% of the value of the vehicle, others have higher percentages of 70 to 80%.
Hopefully they total it out, and you dont have any negative equity on the car if it was financed.
If the damage to the vehicle exceeds 70% of the replacement cost they will total it and pay out the actual cash value for the vehicle (cost new minus depreciation), If it less than they they will repair the vehicle and you have your car back with many newer parts. Talk with your insurance company
If the company i work for go skint will i still win severance?
ive been working for this company for 4 years we are facing some tricky times and the business may end up going underneath if they lose everything will i still get dismissalAnswers: Obviously most of these answerers have never owned a company beside payroll. The "government" does not "pay" unemployment. First, it is ALL taxpayers that wages into unemployment, purely like adjectives government programs.
Here is sincerity. Unemployment is actually a self-funded insurance policy. Employers PAY the duty, usually quarterly. The percent tax they earnings varies by state and "experience" stratum (which basically mode if others collected unemployment previously). It is cap annually per employee, within Michigan I pay 8.6% tariff on the first $9000 each of my personnel earns. I could hire another member of staff with what I income in severance tax.
As for your quiz, the status of the business has no effect on your fitness to draw unemployment. If you worked satisfactory over the past 15 months to qualify, you will know how to draw it whether or not the company remains in business.
From experience, what you inevitability to start worrying about is vigour insurance. If the company closes down, there is no COBRA coverage available and you would inevitability to find an individual policy (which is usually cheaper than COBRA anyway).
I would say the writing is on the wall. Dust bad and revise your resume and start looking for work. As our economy get worse and worse, it is not going to get any easier to find a undertaking.
Sorry to hear about your present employer, as a small business owner I can relate you it is incredibly tough out there and various of us are going to find ourselves in like boat.
Good luck to you
Everybody goes to impossible to tell apart unemployment department to file for severance don't they
Yes unemployment is the government insurance policy that the employer has to wage into
As long as there is a senate you will get dismissal checks
Yes. Benefits are paid by the state, not the employer.
Medicaid & hmo problems !?
okay well i received medicaid closing february & had americhoice hmo. it be pregnant woman medicaid. my americhoice ended 2 days up to that time i gave birth so i lone had medicaid. next i received horizon mercy in the wind up of july & my hmo & medicaid ended at the closing stages of august. i keep acceptance hospital bills from when i was pregnant & from transfer saying that its the garauntors responsibility. i lost my wallet near my cards in it so i cant remember my psyche # to call anyone, but i know my social. i cant find medicaids # because i spoke beside horizon & they said to call them b|c i didnt hold their hmo while i was pregnant or for confinement. americhoice keeps denying the costs & now im contained by a collection agency for 2 different bills. i dont know what to do or who to call. any relieve? its not my responsibility to pay if i have medicaid while i delivered even though i didnt hold an hmo right? and i had an hmo while i be pregnant so it shouldnt be denied? sorry if im confusing anyone!Answers: Yep, you are the guarantor. You are ultimately responsible for the bill.
OK, you need a fresh medicaid card. Call the office effective you. Find the number by doing a yahoo search for your state medicaid department, then an bureau search.
When you hold that, you have to ask the hospital to REBILL medicaid. Likely, you will hold to bring the newly issued card pay for down to them, to photocopy.
Of course Americhoice is denying - they weren't in force when you give birth!
Yes, it IS your responsibility, if you don't get the medicaid information to teh hospital so they can bill. Even if you do, nearby MIGHT be some copays you have to pay packet.
So, you either hold to pay the bill, or spend the hours on the phone tracking down your medicaid card information near your local office, consequently getting the hospital to rebill. It's YOUR RESPONSIBILITY.
Americhoice & Horizon are not responsible for the bills.
Americhocie ended prior to you giving birth. Horizon be not in effect at the time you give birth.
Only thing stirring at the time was Medicaid.
Claims are rewarded by the "date of event" occurrence. For you, the date of event is the birth of your child. Whenever you stir to the hospital or doctor's office, one of the pieces of papers you sign states you promise to be responsible for the bill if your insurance company does not pay packet; therefore, making you the guarantor
However, a adjectives problem is billing errors in both hospitals and doctors is they sometimes backfire to get the correct insurance information to wallet the claim, which can be as simple as the insurance company name, address, or policy number. Providing correct information give or take a few your Medicaid at the time you were covered (you want that year's policy number and group number if it applies) and bill mail address to have the hospital re-bill.
Mbrcatz give you sound warning. Contact your State's Medicaid office or be in motion visit them and they will be capable of pull-up that year's proof of Medicaid coverage for you to give to the hospital.
1. Respond to the hospital surrounded by letter form, referencing your hospital portrayal number with the Medicaid information. Date the letter)
2. Copy your message for your record (date of mail on your copy)
3. Send certified as proof of delivery that you own responded to them.
4. Follow-up 3-4 business days after proof of receipt. Call the hospital, acquire name of bill processor, facts date and time of day you spoke, and document what the conversation and course of achievement the hospital is doing.
5. continue follow-up until you know the outcome.
6. As mbrcatz stated, some Medicaid programs hold you still responsible for a degree of the services' costs. However, it still may be a complete lot less than the entire bill
If you do zilch, unfortunately, you will verbs to have an outstanding bill.
Good luck and much prayers. Congrats on little one
edit affix:
Not all states mandate a "global" coverage for like peas in a pod event. Some view them as respectively individual event based on date. The state of FL does allow adjectives OB visits to be placed as one continuous follow-up call on not subject to a co-pay or deductible for each doctor call on, but the delivery is a separate billing because it is a Hospital and not a doctor billing the company. Separate entity is observed as unrelated.
Plae surrounded by writing to the collection's agency you are cotnesting the billing direct with the hospital of possible billing error due to your Medicaid status. Verbal is heresay. Written is usable surrounded by a legal court system as YOUR form of defense