Insurance Questions and Answers

My father is terminally not a hundred percent, can I still purchase duration insurance for him?

My father has be diagnosed with terminal cancer, he is 76 years elderly. Can I still purchase life insurance for him to cover for his funeral and any other costs incurred after he have passed?


Answers: I doubt any company would insure him. Sorry.
You may be able to purchase a occupancy life insurance on a 5 year plan, but prepare for the premiums to be severely high because of his age and vigour.

A word of warning: It will be mouth-watering to lie on the forms because you'll catch more money for lower premiums. DO NOT LIE. If they find out, even in the smallest dimensions, that you fudged information on the form, you will not receive any of the insurance.
Yes, but you're going to pay facade value plus 10%.


The likelihood are always going to be within favor of the insurance company. As he's not likely to live a year, they'll want you to pay cheque the $10,000, plus expense, up front.

You're NOT going to get a $10,000 policy for $1,000, which is probably what you're looking for. Which process, you're best off only just putting the money in the ridge yourself.
Yes you could. Since he wouldn't pass medical underwrite due to his health, you'd want to concentrate on policies that ask few (or no) medical question beforehand. Typically, these policies are called "modified benefit life" contracts. This is the passageway these contracts work: if the person dies inwardly the first two or so years after the policy is issued, the benefit is restricted to the amount of premiums paid (unless the release is purely accidental); if the death happen after the restriction period, later the full face amount is salaried. Due to your father's circumstances, this is probably not an option.

So instead of a enthusiasm insurance policy, why don't you look into a "pre-need" contract? These contracts are sold through funeral homes and lock in the cost of the funeral. So if your father pass away next year, you'd still pay packet this year's price. I really think this is your just available option.
no.

Where can I find cheap motorcycle insurance contained by florida?

I am looking to finanace a bike, and need to find some insurance. Most of the quotes I hold gotten have be at least $400 a month. I am trying to find something plentifully cheaper. Do you have to enjoy full coverage when financing or can you just return with basic coverage resembling collision or something like that?


Answers: WOAH! Sounds to me close to you're looking to insure a "crotch rocket"!!

Back up, re-group and reconsider buying a cruiser. Your age and riding experience (ON THE ROAD) count plentifully also.

A good rule of thumb is to remember this: the closer you hold to get to the horizontal position to ride the bike, the HIGHER your premiums will be! So, the closer you come to an adjectives riding position, the LOWER your premiums will be.

Yamaha had a program that if you nouns LESS than $10,000 - they were NOT requiring physical make worse insurance. YOU are STILL responsible for the damage (AND the loan value) if something happen to the bike. You are actually "self insuring" which is the CHEAPEST means of access to go, but, not other the most economical!

Look around for an independent agent in your nouns that specializes in bike insurance. In FL, look for the Specialty Insurance Agents logo and you should know how to find someone to help! There are several companies that specialize contained by or have competitive M/C insurance rates - Progressive, Dairyland, AIG, Foremost, American Modern Home, GMAC (in some States) basically to name a few. The is also an internet provider to be exact something like BIKELINE (sp?)

Good luck, ride RESPONSIBLY and I hope this help!
You have to hold 'full coverage' when financing. That's why you can't find cheap motorcycle insurance. It's not just FL - collision on bikes is EXPENSIVE. Collision isn't rough, it's the MOST EXPENSIVE part. If your liability costs $300 a year, amount the collision is costing about 10X that. Maybe more.

I stipulation form insurance?

I'm 21, I don't smoke or drink, single, have no children and I live surrounded by Texas. My job doesn't grant insurance and pretty much all the doctors here contained by town will not take a exotic patient that does not hold insurance.

I've been sick adjectives this month and had to budge to the care clinic that will appropriate people minus insurance and I've shelled out more $500 this month.

Any help please?


Answers: contact ``blue cross blue shield ``or`` Kaiser permanent`` and acquire you own health insurance for ethnic group with your age is roughly speaking $145- $200 (with a $1000 deductible) per months do not pay more! see the web
Christa,

You can buy health insurance on your own. It's almost $5,000/year. Or, you can always capture another job that offer health insurance. Or, you can other change career to get into a errand that offers condition insurance.

Until the libs take over, this is a free country. Nobody is holding a gun to your chief telling you that you must hold your current job!!
Health insurance for you is going to cost just about $200 a month. That's just what it costs.

If you've a moment ago got a cold, not a biggie. But if you enjoy something big wrong, undiagnosed, no one will insure you until you amount out what it is.
You could also try a disounted fee for service medical see such as AmeriPlan which costs $29.95 per month and has no existing condition exclusions. You can achieve more info at:
http://www.MedReliefUSA.com
A great way to win help next to this is to connect with a local condition insurance agent in your nouns. You can do that by filling out the form at http://www.myinsurancequotes.net. It doesn't cost you a entity and there is no duty. What it does do is connect you with a local character who does this for a living and can really look out for your best interest. Good luck!

Jared Balis
http://www.utahinsurance.org
Our programs include Dental, Vision, Prescription, Chiropractic, Ancillary Services, Roadside Assistance, Identity theft protection and resolution, Legal, Physician, Hospital Advocacy, and more. The programs start at a short time ago $19.95/per month per household. There are no age limits, boundaries on visits, or paperwork to overrun out. You cannot be denied and all ongoing medical/dental problems are agreed (except braces in progress). If this is something you're interested surrounded by, please contact me at:

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I hope to hear from you soon.
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