Is there any advantage in a child being on their mom and dads insurance if they are different ins. companys?
Answers: Yes.. one might cover 60/40 and the other one might pick up a little more. Different deductibles. Different co-pays. They might have a different cap on Filled Rx's. There are a lot of advantages to have a child on both.
Advantage for whom? What type of insurance? Why do mom and dad have different companies?
440 insurance license - does criminal backround issue?
My husband to be wants to do insurance since my dad owns an insurance company. He have a criminal backround because of a car misfortune when he was 15, sent to prision for 2 yrs and be charged with rash driving. (3 of his best friends died in the accident) my examine is can he obtain a 440 license even if adjectives his rights were taken away when he get off probation? thankfulness!Answers: Well, if he did all this as a minor, isn't his account sealed?
If he have any felony convictions as an adult, he won't be capable of get a license.
DAMN GURL U BEEN LOST! HOW U BEEN? HIT ME BAK TAKE CARE=).
Can I hold two vigour insurance companies, and solely use the second within dependable situations?
Such as, if my first insurance company only covers four department visits a year, and I am within need of more than four. Is this official?Answers: Its perfectly legalized to have more than one vigour insurance company.
There are standard Coordination of Benefits rules which determine which policy is the primary, and which one is the secondary. (You don't draw from to pick and choose which policy is first - it does by the standard rules.)
The primary company processes your medical claims first. If there is a set off that can be billed to your left over after your first insurance company pays or denies the claim, later you can have a claim sent to your minor insurance company. All claims need to shift to your primary insurance first, because your secondary insurance company will require a copy of the Explanation of Benefits from your firsts insurance company.
You won't collect double reimbursement because of have 2 insurance companies - you can't double dip. But if the primary insurance company doesn't cover the full amount of the claim, you're certainly permitted to own a secondary insurance to consider the remaining amount.
Sure it's legitimate. Is it going to work the way you want it to? Likely not.
All these policies hold provisions in them, for which one is primary, and which one is subsidiary. YOU don't get to pick how coverages are applied between the two of them - they argue it out.
Which likely money, you're going to be stuck paying these bills in fulll, while the two insurance companies hash out who's responsible for which bills, or which parts of which bills, and how it's going to apply to them.
WAY more hassle than it's worth, IMO.